TOST vs. STNE

Last updated Apr 1, 2026

Compare and contrast key facts about Toast, Inc. (TOST) and StoneCo Ltd. (STNE).

Performance

TOST vs. STNE - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Toast, Inc. (TOST) and StoneCo Ltd. (STNE). The values are adjusted to include any dividend payments, if applicable.

TOST vs. STNE - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
TOST Toast, Inc.	-25.34%	-2.58%	99.62%	1.28%	-48.06%	-44.47%
STNE StoneCo Ltd.	-4.53%	85.57%	-55.80%	91.00%	-44.01%	-58.10%

Fundamentals

Market Cap TOST : $16.09B STNE : $3.67B
EPS TOST : $0.56 STNE : $8.50
PE Ratio TOST : 47.05 STNE : 1.66
PEG Ratio TOST : 0.03 STNE : 0.02
PS Ratio TOST : 2.62 STNE : 0.35
PB Ratio TOST : 7.58 STNE : 0.33
Total Revenue (TTM) TOST : $6.15B STNE : $10.82B
Gross Profit (TTM) TOST : $1.59B STNE : $7.41B
EBITDA (TTM) TOST : $389.00M STNE : $5.09B

Returns By Period

In the year-to-date period, TOST achieves a -25.34% return, which is significantly lower than STNE's -4.53% return.

TOST

• 1D: 1.73%
• 1M: -2.93%
• YTD: -25.34%
• 6M: -27.39%
• 1Y: -20.08%
• 3Y*: 14.31%
• 5Y*: —
• 10Y*: —

STNE

• 1D: 3.90%
• 1M: -15.95%
• YTD: -4.53%
• 6M: -25.33%
• 1Y: 34.73%
• 3Y*: 13.96%
• 5Y*: -26.14%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

TOST vs. STNE — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TOST

TOST Risk / Return Rank: 25
TOST Sharpe Ratio Rank: 22
TOST Sortino Ratio Rank: 22
TOST Omega Ratio Rank: 23
TOST Calmar Ratio Rank: 29
TOST Martin Ratio Rank: 28

STNE

STNE Risk / Return Rank: 63
STNE Sharpe Ratio Rank: 66
STNE Sortino Ratio Rank: 61
STNE Omega Ratio Rank: 61
STNE Calmar Ratio Rank: 63
STNE Martin Ratio Rank: 61

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TOST vs. STNE - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Toast, Inc. (TOST) and StoneCo Ltd. (STNE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	TOST	STNE	Difference
Sharpe ratio Return per unit of total volatility	-0.44	0.68	-1.11
Sortino ratio Return per unit of downside risk	-0.36	1.18	-1.54
Omega ratio Gain probability vs. loss probability	0.96	1.16	-0.20
Calmar ratio Return relative to maximum drawdown	-0.43	0.91	-1.34
Martin ratio Return relative to average drawdown	-0.84	1.91	-2.75
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

TOST vs. STNE - Sharpe Ratio Comparison

The current TOST Sharpe Ratio is -0.44, which is lower than the STNE Sharpe Ratio of 0.68. The chart below compares the historical Sharpe Ratios of TOST and STNE, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	TOST	STNE	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.44	0.68	-1.11
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.41	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.28	-0.15	-0.13

Correlation

The correlation between TOST and STNE is 0.41, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

TOST vs. STNE - Dividend Comparison

Neither TOST nor STNE has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

TOST vs. STNE - Drawdown Comparison

The maximum TOST drawdown since its inception was -80.56%, smaller than the maximum STNE drawdown of -92.31%. Use the drawdown chart below to compare losses from any high point for TOST and STNE.

Drawdown Indicators

	TOST	STNE	Difference
Max Drawdown Largest peak-to-trough decline	-80.56%	-92.31%	+11.75%
Max Drawdown (1Y) Largest decline over 1 year	-49.15%	-31.40%	-17.75%
Max Drawdown (5Y) Largest decline over 5 years	—	-89.72%	—
Current Drawdown Current decline from peak	-59.35%	-84.99%	+25.64%
Average Drawdown Average peak-to-trough decline	-57.85%	-60.53%	+2.68%
Ulcer Index Depth and duration of drawdowns from previous peaks	24.96%	14.92%	+10.04%

Volatility

TOST vs. STNE - Volatility Comparison

The current volatility for Toast, Inc. (TOST) is 10.74%, while StoneCo Ltd. (STNE) has a volatility of 25.16%. This indicates that TOST experiences smaller price fluctuations and is considered to be less risky than STNE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TOST	STNE	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.74%	25.16%	-14.42%
Volatility (6M) Calculated over the trailing 6-month period	33.01%	40.93%	-7.92%
Volatility (1Y) Calculated over the trailing 1-year period	46.28%	51.64%	-5.36%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	61.46%	64.72%	-3.26%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	61.46%	67.88%	-6.42%

Financials