TOST vs. VB
TOST (Toast, Inc.) is a stock, while VB (Vanguard Small-Cap ETF) is Small Cap Blend Equities fund tracking the CRSP US Small Cap Index. Over the past 3 years, TOST returned 12.00%/yr vs 14.33%/yr for VB. A 0.59 correlation means they provide meaningful diversification when combined.
Performance
TOST vs. VB - Performance Comparison
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Returns By Period
In the year-to-date period, TOST achieves a -13.12% return, which is significantly lower than VB's 14.83% return.
TOST
- 1D
- 2.56%
- 1M
- 25.10%
- 6M
- -7.97%
- YTD
- -13.12%
- 1Y
- -33.68%
- 3Y*
- 12.00%
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- -14.39%
VB
- 1D
- -0.68%
- 1M
- -0.48%
- 6M
- 7.51%
- YTD
- 14.83%
- 1Y
- 22.58%
- 3Y*
- 14.33%
- 5Y*
- 7.48%
- 10Y*
- 10.93%
- ALL TIME*
- 9.88%
TOST vs. VB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
TOST Toast, Inc. | -13.12% | -2.58% | 99.62% | 1.28% | -48.06% | -46.81% |
VB Vanguard Small-Cap ETF | 14.83% | 8.87% | 14.17% | 18.22% | -17.51% | 3.99% |
Correlation
The correlation between TOST and VB is 0.38, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.38 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.53 |
Correlation (All Time) Calculated using the full available price history since Sep 22, 2021 | 0.59 |
Over the past year, the correlation between TOST and VB has dropped to 0.38 - well below their long-term average of 0.59, suggesting their price drivers have been diverging.
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Return for Risk
TOST vs. VB — Risk / Return Rank
TOST
VB
TOST vs. VB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Toast, Inc. (TOST) and Vanguard Small-Cap ETF (VB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TOST | VB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.11 | ||
| Sortino ratioReturn per unit of downside risk | -2.91 | ||
| Omega ratioGain probability vs. loss probability | 0.89 | 1.24 | -0.35 |
| Calmar ratioReturn relative to maximum drawdown | -0.62 | 2.53 | -3.14 |
| Martin ratioReturn relative to average drawdown | -0.95 | 9.17 | -10.12 |
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Drawdowns
TOST vs. VB - Drawdown Comparison
The maximum TOST drawdown since its inception was -80.57%, which is greater than VB's maximum drawdown of -59.56%. Use the drawdown chart below to compare losses from any high point for TOST and VB.
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Drawdown Indicators
| TOST | VB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -80.57% | -59.56% | -21.01% |
Max Drawdown (1Y)Largest decline over 1 year | -54.71% | -8.98% | -45.73% |
Max Drawdown (3Y)Largest decline over 3 years | -54.71% | -25.36% | -29.35% |
Max Drawdown (5Y)Largest decline over 5 years | — | -28.15% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -42.05% | — |
Current DrawdownCurrent decline from peak | -52.73% | -2.94% | -49.79% |
Average DrawdownAverage peak-to-trough decline | -57.99% | -8.40% | -49.59% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 35.33% | 2.47% | +32.86% |
Volatility
TOST vs. VB - Volatility Comparison
Toast, Inc. (TOST) has a higher volatility of 10.34% compared to Vanguard Small-Cap ETF (VB) at 3.21%. This indicates that TOST's price experiences larger fluctuations and is considered to be riskier than VB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TOST | VB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.34% | 3.21% | +7.13% |
Volatility (6M)Calculated over the trailing 6-month period | 36.62% | 12.07% | +24.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 46.03% | 16.49% | +29.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 60.88% | 20.70% | +40.18% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 60.88% | 21.37% | +39.51% |
Dividends
TOST vs. VB - Dividend Comparison
TOST has not paid dividends to shareholders, while VB's dividend yield for the trailing twelve months is around 1.23%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TOST Toast, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VB Vanguard Small-Cap ETF | 1.23% | 1.33% | 1.30% | 1.55% | 1.59% | 1.24% | 1.14% | 1.39% | 1.67% | 1.35% | 1.50% | 1.48% |
Frequently Asked Questions
TOST and VB have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TOST has higher volatility (10.34%) compared to VB (3.21%). In terms of maximum drawdown, TOST dropped -80.57% vs VB's -59.56%.
VB currently has the higher Sharpe Ratio (1.38 vs -0.74), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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