TLXNX vs. VTI
Compare and contrast key facts about TIAA-CREF Lifecycle 2060 Fund (TLXNX) and Vanguard Total Stock Market ETF (VTI).
TLXNX is managed by TIAA Investments. It was launched on Sep 25, 2014. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016.
Performance
TLXNX vs. VTI - Performance Comparison
Loading graphics...
TLXNX vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TLXNX TIAA-CREF Lifecycle 2060 Fund | -2.71% | 19.12% | 14.56% | 20.45% | -17.84% | 16.73% | 17.74% | 26.70% | -10.13% | 21.35% |
VTI Vanguard Total Stock Market ETF | -3.29% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
Returns By Period
In the year-to-date period, TLXNX achieves a -2.71% return, which is significantly higher than VTI's -3.29% return. Over the past 10 years, TLXNX has underperformed VTI with an annualized return of 10.48%, while VTI has yielded a comparatively higher 13.69% annualized return.
TLXNX
- 1D
- 2.86%
- 1M
- -5.82%
- YTD
- -2.71%
- 6M
- -0.17%
- 1Y
- 17.62%
- 3Y*
- 14.62%
- 5Y*
- 7.59%
- 10Y*
- 10.48%
VTI
- 1D
- 0.76%
- 1M
- -4.38%
- YTD
- -3.29%
- 6M
- -1.26%
- 1Y
- 18.60%
- 3Y*
- 18.14%
- 5Y*
- 10.63%
- 10Y*
- 13.69%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TLXNX vs. VTI - Expense Ratio Comparison
TLXNX has a 0.22% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TLXNX vs. VTI — Risk / Return Rank
TLXNX
VTI
TLXNX vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2060 Fund (TLXNX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLXNX | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.13 | 0.98 | +0.15 |
Sortino ratioReturn per unit of downside risk | 1.66 | 1.52 | +0.15 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.23 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.50 | 1.54 | -0.05 |
Martin ratioReturn relative to average drawdown | 6.51 | 7.30 | -0.80 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TLXNX | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.13 | 0.98 | +0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.61 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.64 | 0.75 | -0.11 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.56 | 0.48 | +0.08 |
Correlation
The correlation between TLXNX and VTI is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLXNX vs. VTI - Dividend Comparison
TLXNX's dividend yield for the trailing twelve months is around 5.60%, more than VTI's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLXNX TIAA-CREF Lifecycle 2060 Fund | 5.60% | 5.44% | 3.39% | 1.69% | 7.19% | 7.94% | 4.59% | 4.45% | 4.71% | 0.46% | 3.40% | 4.20% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
TLXNX vs. VTI - Drawdown Comparison
The maximum TLXNX drawdown since its inception was -32.99%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for TLXNX and VTI.
Loading graphics...
Drawdown Indicators
| TLXNX | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.99% | -55.45% | +22.46% |
Max Drawdown (1Y)Largest decline over 1 year | -10.87% | -12.30% | +1.43% |
Max Drawdown (5Y)Largest decline over 5 years | -25.91% | -25.36% | -0.55% |
Max Drawdown (10Y)Largest decline over 10 years | -32.99% | -35.00% | +2.01% |
Current DrawdownCurrent decline from peak | -6.93% | -5.54% | -1.39% |
Average DrawdownAverage peak-to-trough decline | -5.20% | -8.08% | +2.88% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.50% | 2.60% | -0.10% |
Volatility
TLXNX vs. VTI - Volatility Comparison
TIAA-CREF Lifecycle 2060 Fund (TLXNX) has a higher volatility of 5.91% compared to Vanguard Total Stock Market ETF (VTI) at 5.48%. This indicates that TLXNX's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TLXNX | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.91% | 5.48% | +0.43% |
Volatility (6M)Calculated over the trailing 6-month period | 9.52% | 9.75% | -0.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.02% | 19.02% | -3.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.03% | 17.41% | -2.38% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.36% | 18.29% | -1.93% |