TLXNX vs. VFIFX
Compare and contrast key facts about TIAA-CREF Lifecycle 2060 Fund (TLXNX) and Vanguard Target Retirement 2050 Fund (VFIFX).
TLXNX is managed by TIAA Investments. It was launched on Sep 25, 2014. VFIFX is managed by Vanguard. It was launched on Jun 7, 2006.
Performance
TLXNX vs. VFIFX - Performance Comparison
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TLXNX vs. VFIFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TLXNX TIAA-CREF Lifecycle 2060 Fund | -5.42% | 19.12% | 14.56% | 20.45% | -17.84% | 16.73% | 17.74% | 26.70% | -10.13% | 21.35% |
VFIFX Vanguard Target Retirement 2050 Fund | -3.95% | 21.42% | 14.45% | 20.39% | -17.48% | 16.42% | 16.40% | 24.99% | -7.89% | 19.15% |
Returns By Period
In the year-to-date period, TLXNX achieves a -5.42% return, which is significantly lower than VFIFX's -3.95% return. Both investments have delivered pretty close results over the past 10 years, with TLXNX having a 10.17% annualized return and VFIFX not far ahead at 10.29%.
TLXNX
- 1D
- -0.37%
- 1M
- -8.91%
- YTD
- -5.42%
- 6M
- -2.67%
- 1Y
- 14.73%
- 3Y*
- 13.55%
- 5Y*
- 7.27%
- 10Y*
- 10.17%
VFIFX
- 1D
- -0.28%
- 1M
- -8.41%
- YTD
- -3.95%
- 6M
- -1.01%
- 1Y
- 17.29%
- 3Y*
- 14.65%
- 5Y*
- 8.11%
- 10Y*
- 10.29%
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TLXNX vs. VFIFX - Expense Ratio Comparison
TLXNX has a 0.22% expense ratio, which is higher than VFIFX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TLXNX vs. VFIFX — Risk / Return Rank
TLXNX
VFIFX
TLXNX vs. VFIFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2060 Fund (TLXNX) and Vanguard Target Retirement 2050 Fund (VFIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLXNX | VFIFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.95 | 1.17 | -0.23 |
Sortino ratioReturn per unit of downside risk | 1.40 | 1.70 | -0.30 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.25 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.12 | 1.48 | -0.36 |
Martin ratioReturn relative to average drawdown | 5.02 | 6.86 | -1.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TLXNX | VFIFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.95 | 1.17 | -0.23 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.58 | -0.09 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.62 | 0.69 | -0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.54 | 0.47 | +0.07 |
Correlation
The correlation between TLXNX and VFIFX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLXNX vs. VFIFX - Dividend Comparison
TLXNX's dividend yield for the trailing twelve months is around 5.76%, more than VFIFX's 2.18% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLXNX TIAA-CREF Lifecycle 2060 Fund | 5.76% | 5.44% | 3.39% | 1.69% | 7.19% | 7.94% | 4.59% | 4.45% | 4.71% | 0.46% | 3.40% | 4.20% |
VFIFX Vanguard Target Retirement 2050 Fund | 2.18% | 2.09% | 2.26% | 2.21% | 2.38% | 12.83% | 1.84% | 2.20% | 2.51% | 0.03% | 2.04% | 2.36% |
Drawdowns
TLXNX vs. VFIFX - Drawdown Comparison
The maximum TLXNX drawdown since its inception was -32.99%, smaller than the maximum VFIFX drawdown of -51.68%. Use the drawdown chart below to compare losses from any high point for TLXNX and VFIFX.
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Drawdown Indicators
| TLXNX | VFIFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.99% | -51.68% | +18.69% |
Max Drawdown (1Y)Largest decline over 1 year | -10.87% | -10.52% | -0.35% |
Max Drawdown (5Y)Largest decline over 5 years | -25.91% | -25.40% | -0.51% |
Max Drawdown (10Y)Largest decline over 10 years | -32.99% | -31.36% | -1.63% |
Current DrawdownCurrent decline from peak | -9.52% | -8.87% | -0.65% |
Average DrawdownAverage peak-to-trough decline | -5.20% | -6.93% | +1.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.55% | 2.27% | +0.28% |
Volatility
TLXNX vs. VFIFX - Volatility Comparison
TIAA-CREF Lifecycle 2060 Fund (TLXNX) and Vanguard Target Retirement 2050 Fund (VFIFX) have volatilities of 4.92% and 4.70%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TLXNX | VFIFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.92% | 4.70% | +0.22% |
Volatility (6M)Calculated over the trailing 6-month period | 9.10% | 8.53% | +0.57% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.80% | 14.79% | +1.01% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.98% | 14.07% | +0.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.34% | 15.05% | +1.29% |