TLSTX vs. VT
Compare and contrast key facts about TIAA-CREF Life Funds Stock Index Fund (TLSTX) and Vanguard Total World Stock ETF (VT).
TLSTX is managed by TIAA Investments. It was launched on Jan 3, 1999. VT is a passively managed fund by Vanguard that tracks the performance of the FTSE Global All Cap Index. It was launched on Jun 24, 2008.
Performance
TLSTX vs. VT - Performance Comparison
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TLSTX vs. VT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TLSTX TIAA-CREF Life Funds Stock Index Fund | -6.73% | 17.08% | 23.66% | 25.90% | -19.24% | 25.61% | 20.74% | 15.48% |
VT Vanguard Total World Stock ETF | -1.71% | 22.43% | 16.49% | 22.02% | -18.00% | 18.27% | 16.59% | 14.67% |
Returns By Period
In the year-to-date period, TLSTX achieves a -6.73% return, which is significantly lower than VT's -1.71% return.
TLSTX
- 1D
- -0.45%
- 1M
- -7.70%
- YTD
- -6.73%
- 6M
- -4.49%
- 1Y
- 14.63%
- 3Y*
- 16.64%
- 5Y*
- 10.16%
- 10Y*
- —
VT
- 1D
- 3.08%
- 1M
- -6.22%
- YTD
- -1.71%
- 6M
- 1.42%
- 1Y
- 21.53%
- 3Y*
- 16.86%
- 5Y*
- 9.22%
- 10Y*
- 11.53%
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TLSTX vs. VT - Expense Ratio Comparison
TLSTX has a 0.09% expense ratio, which is higher than VT's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TLSTX vs. VT — Risk / Return Rank
TLSTX
VT
TLSTX vs. VT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Life Funds Stock Index Fund (TLSTX) and Vanguard Total World Stock ETF (VT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLSTX | VT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.94 | 1.25 | -0.32 |
Sortino ratioReturn per unit of downside risk | 1.32 | 1.84 | -0.53 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.27 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.04 | 1.83 | -0.79 |
Martin ratioReturn relative to average drawdown | 4.85 | 8.51 | -3.66 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TLSTX | VT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.94 | 1.25 | -0.32 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.58 | +0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.67 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.40 | +0.28 |
Correlation
The correlation between TLSTX and VT is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLSTX vs. VT - Dividend Comparison
TLSTX's dividend yield for the trailing twelve months is around 5.88%, more than VT's 1.82% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLSTX TIAA-CREF Life Funds Stock Index Fund | 5.88% | 5.48% | 2.73% | 2.22% | 3.82% | 1.38% | 1.84% | 2.24% | 0.00% | 0.00% | 0.00% | 0.00% |
VT Vanguard Total World Stock ETF | 1.82% | 1.82% | 1.95% | 2.08% | 2.20% | 1.82% | 1.66% | 2.32% | 2.53% | 2.11% | 2.39% | 2.45% |
Drawdowns
TLSTX vs. VT - Drawdown Comparison
The maximum TLSTX drawdown since its inception was -34.91%, smaller than the maximum VT drawdown of -50.27%. Use the drawdown chart below to compare losses from any high point for TLSTX and VT.
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Drawdown Indicators
| TLSTX | VT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.91% | -50.27% | +15.36% |
Max Drawdown (1Y)Largest decline over 1 year | -12.37% | -11.84% | -0.53% |
Max Drawdown (5Y)Largest decline over 5 years | -25.12% | -26.38% | +1.26% |
Max Drawdown (10Y)Largest decline over 10 years | — | -34.24% | — |
Current DrawdownCurrent decline from peak | -8.86% | -6.89% | -1.97% |
Average DrawdownAverage peak-to-trough decline | -5.62% | -7.08% | +1.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.65% | 2.55% | +0.10% |
Volatility
TLSTX vs. VT - Volatility Comparison
The current volatility for TIAA-CREF Life Funds Stock Index Fund (TLSTX) is 4.37%, while Vanguard Total World Stock ETF (VT) has a volatility of 6.33%. This indicates that TLSTX experiences smaller price fluctuations and is considered to be less risky than VT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TLSTX | VT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.37% | 6.33% | -1.96% |
Volatility (6M)Calculated over the trailing 6-month period | 9.28% | 9.95% | -0.67% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.28% | 17.24% | -0.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.91% | 15.98% | +0.93% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.21% | 17.20% | +3.01% |