TILGX vs. TIGRX

Last updated Jun 24, 2026

TILGX (TIAA-CREF Large-Cap Growth Fund Institutional Class) and TIGRX (TIAA-CREF Growth & Income Fund) are both mutual funds - TILGX is a Large Cap Growth Equities fund managed by TIAA Investments, while TIGRX is a Large Cap Blend Equities fund managed by TIAA Investments. Over the past 10 years, TILGX returned 16.85%/yr vs 15.02%/yr for TIGRX. Their correlation of 0.94 suggests significant overlap in exposure. Both charge a 0.40% expense ratio.

Performance

TILGX vs. TIGRX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in TIAA-CREF Large-Cap Growth Fund Institutional Class (TILGX) and TIAA-CREF Growth & Income Fund (TIGRX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TILGX achieves a 3.61% return, which is significantly lower than TIGRX's 6.57% return. Over the past 10 years, TILGX has outperformed TIGRX with an annualized return of 16.85%, while TIGRX has yielded a comparatively lower 15.02% annualized return.

TILGX

• 1D: -1.15%
• 1M: -2.33%
• YTD: 3.61%
• 6M: 2.45%
• 1Y: 18.34%
• 3Y*: 20.44%
• 5Y*: 9.65%
• 10Y*: 16.85%

TIGRX

• 1D: -0.37%
• 1M: 0.06%
• YTD: 6.57%
• 6M: 5.31%
• 1Y: 22.41%
• 3Y*: 20.26%
• 5Y*: 12.49%
• 10Y*: 15.02%

*Multi-year figures are annualized to reflect compound growth (CAGR)

TILGX vs. TIGRX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
TILGX TIAA-CREF Large-Cap Growth Fund Institutional Class	3.61%	15.25%	29.23%	47.05%	-32.76%	16.84%	44.23%	30.76%	-0.38%	33.89%
TIGRX TIAA-CREF Growth & Income Fund	6.57%	13.92%	29.01%	32.97%	-22.15%	25.55%	20.49%	30.29%	-7.33%	23.72%

Correlation

The correlation between TILGX and TIGRX is 0.93, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.93
Correlation (3Y) Calculated over the trailing 3-year period	0.91
Correlation (5Y) Calculated over the trailing 5-year period	0.93
Correlation (10Y) Calculated over the trailing 10-year period	0.92
Correlation (All Time) Calculated using the full available price history since Mar 31, 2006	0.94

The correlation between TILGX and TIGRX has been stable across timeframes, ranging from 0.91 to 0.94 - a consistent structural relationship.

Return for Risk

TILGX vs. TIGRX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TILGX

TILGX Risk / Return Rank: 19
TILGX Sharpe Ratio Rank: 21
TILGX Sortino Ratio Rank: 19
TILGX Omega Ratio Rank: 20
TILGX Calmar Ratio Rank: 15
TILGX Martin Ratio Rank: 18

TIGRX

TIGRX Risk / Return Rank: 38
TIGRX Sharpe Ratio Rank: 40
TIGRX Sortino Ratio Rank: 37
TIGRX Omega Ratio Rank: 37
TIGRX Calmar Ratio Rank: 35
TIGRX Martin Ratio Rank: 43

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TILGX vs. TIGRX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Large-Cap Growth Fund Institutional Class (TILGX) and TIAA-CREF Growth & Income Fund (TIGRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TILGX	TIGRX	Difference
Sharpe ratio: Return per unit of total volatility	1.22	1.70	-0.48
Sortino ratio: Return per unit of downside risk	1.71	2.35	-0.64
Omega ratio: Gain probability vs. loss probability	1.22	1.30	-0.09
Calmar ratio: Return relative to maximum drawdown	1.30	2.11	-0.81
Martin ratio: Return relative to average drawdown	4.30	8.60	-4.30

TILGX vs. TIGRX - Sharpe Ratio Comparison

The current TILGX Sharpe Ratio is 1.22, which is comparable to the TIGRX Sharpe Ratio of 1.70. The chart below compares the historical Sharpe Ratios of TILGX and TIGRX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TILGX vs. TIGRX - Drawdown Comparison

The maximum TILGX drawdown since its inception was -52.16%, which is greater than TIGRX's maximum drawdown of -49.52%. Use the drawdown chart below to compare losses from any high point for TILGX and TIGRX.

Drawdown Indicators

	TILGX	TIGRX	Difference
Max Drawdown Largest peak-to-trough decline	-52.16%	-49.52%	-2.64%
Max Drawdown (1Y) Largest decline over 1 year	-15.19%	-11.27%	-3.92%
Max Drawdown (3Y) Largest decline over 3 years	-23.94%	-20.79%	-3.15%
Max Drawdown (5Y) Largest decline over 5 years	-37.86%	-27.16%	-10.70%
Max Drawdown (10Y) Largest decline over 10 years	-37.86%	-35.56%	-2.30%
Current Drawdown Current decline from peak	-4.25%	-1.77%	-2.48%
Average Drawdown Average peak-to-trough decline	-8.83%	-11.16%	+2.33%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.58%	2.75%	+1.83%

Volatility

TILGX vs. TIGRX - Volatility Comparison

TIAA-CREF Large-Cap Growth Fund Institutional Class (TILGX) and TIAA-CREF Growth & Income Fund (TIGRX) have volatilities of 5.27% and 5.33%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TILGX	TIGRX	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.27%	5.33%	-0.06%
Volatility (6M) Calculated over the trailing 6-month period	12.12%	11.21%	+0.91%
Volatility (1Y) Calculated over the trailing 1-year period	16.18%	14.03%	+2.15%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	21.96%	22.66%	-0.70%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	21.66%	21.42%	+0.24%

TILGX vs. TIGRX - Expense Ratio Comparison

Both TILGX and TIGRX have an expense ratio of 0.40%.

Dividends

TILGX vs. TIGRX - Dividend Comparison

TILGX's dividend yield for the trailing twelve months is around 13.39%, more than TIGRX's 13.01% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TIGRX TIAA-CREF Growth & Income Fund	13.01%	14.09%	11.70%	24.27%	9.52%	19.80%	7.44%	6.61%	9.98%	4.60%	3.06%	8.41%
TILGX TIAA-CREF Large-Cap Growth Fund Institutional Class	13.39%	13.87%	6.41%	0.22%	0.42%	10.49%	37.04%	4.41%	14.12%	3.83%	1.82%	3.80%

Frequently Asked Questions

Can I hold both TILGX and TIGRX in my portfolio?

With a correlation of 0.93, TILGX and TIGRX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, TILGX or TIGRX?

TIGRX has higher volatility (5.33%) compared to TILGX (5.27%). In terms of maximum drawdown, TILGX dropped -52.16% vs TIGRX's -49.52%.

Which has better risk-adjusted returns?

TIGRX currently has the higher Sharpe Ratio (1.70 vs 1.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.