TIGRX vs. RGAGX

Last updated Aug 1, 2026

TIGRX (TIAA-CREF Growth & Income Fund) and RGAGX (American Funds The Growth Fund of America Class R-6) are both mutual funds - TIGRX is a Large Cap Blend Equities fund managed by TIAA, while RGAGX is a Large Cap Growth Equities fund actively managed by American Funds. Over the past 10 years, TIGRX returned 14.08%/yr vs 15.45%/yr for RGAGX. Their 0.95 correlation means they have historically moved very closely together. TIGRX charges 0.40%/yr vs 0.30%/yr for RGAGX.

Performance

TIGRX vs. RGAGX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in TIAA-CREF Growth & Income Fund (TIGRX) and American Funds The Growth Fund of America Class R-6 (RGAGX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TIGRX achieves a 4.86% return, which is significantly higher than RGAGX's 4.58% return. Over the past 10 years, TIGRX has underperformed RGAGX with an annualized return of 14.08%, while RGAGX has yielded a comparatively higher 15.45% annualized return.

TIGRX

• 1D: 1.68%
• 1M: -0.94%
• 6M: 4.17%
• YTD: 4.86%
• 1Y: 13.99%
• 3Y*: 17.54%
• 5Y*: 11.39%
• 10Y*: 14.08%
• ALL TIME*: 8.50%

RGAGX

• 1D: 1.92%
• 1M: -3.22%
• 6M: 3.92%
• YTD: 4.58%
• 1Y: 13.23%
• 3Y*: 20.03%
• 5Y*: 10.45%
• 10Y*: 15.45%
• ALL TIME*: 15.17%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
RGAGX American Funds The Growth Fund of America Class R-6	$0.00	$0.00	$0.00
TIGRX TIAA-CREF Growth & Income Fund	$0.00	$0.00	$0.00

TIGRX vs. RGAGX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
TIGRX TIAA-CREF Growth & Income Fund	4.86%	13.92%	29.01%	32.97%	-22.15%	25.55%	20.49%	30.29%	-7.33%	23.72%
RGAGX American Funds The Growth Fund of America Class R-6	4.58%	20.08%	28.41%	37.66%	-30.53%	19.67%	38.30%	29.22%	-2.88%	26.53%

Correlation

The correlation between TIGRX and RGAGX is 0.93, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.93
Correlation (3Y) Balances recent behavior with more history.	0.93
Correlation (5Y) Shows whether the relationship held over a longer period.	0.95
Correlation (10Y) Provides a long-term view across more market conditions.	0.94
Correlation (All Time) Calculated using the full available price history since May 1, 2009	0.95

The correlation between TIGRX and RGAGX has been stable across timeframes, ranging from 0.93 to 0.95 - a consistent structural relationship.

Return for Risk

TIGRX vs. RGAGX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

TIGRX

TIGRX Risk / Return Rank: 26
TIGRX Sharpe Ratio Rank: 26
TIGRX Sortino Ratio Rank: 26
TIGRX Omega Ratio Rank: 26
TIGRX Calmar Ratio Rank: 24
TIGRX Martin Ratio Rank: 30

RGAGX

RGAGX Risk / Return Rank: 20
RGAGX Sharpe Ratio Rank: 19
RGAGX Sortino Ratio Rank: 19
RGAGX Omega Ratio Rank: 20
RGAGX Calmar Ratio Rank: 18
RGAGX Martin Ratio Rank: 22

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

TIGRX vs. RGAGX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Growth & Income Fund (TIGRX) and American Funds The Growth Fund of America Class R-6 (RGAGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TIGRX	RGAGX	Difference
Sharpe ratio: Return per unit of total volatility	0.86	0.67	+0.19
Sortino ratio: Return per unit of downside risk	1.28	1.02	+0.26
Omega ratio: Gain probability vs. loss probability	1.16	1.13	+0.03
Calmar ratio: Return relative to maximum drawdown	1.10	0.83	+0.27
Martin ratio: Return relative to average drawdown	4.25	3.00	+1.25

TIGRX vs. RGAGX - Sharpe Ratio Comparison

The current TIGRX Sharpe Ratio is 0.86, which is comparable to the RGAGX Sharpe Ratio of 0.67. The chart below compares the historical Sharpe Ratios of TIGRX and RGAGX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TIGRX vs. RGAGX - Drawdown Comparison

The maximum TIGRX drawdown since its inception was -49.52%, which is greater than RGAGX's maximum drawdown of -36.19%. Use the drawdown chart below to compare losses from any high point for TIGRX and RGAGX.

Drawdown Indicators

	TIGRX	RGAGX	Difference
Max Drawdown Largest peak-to-trough decline	-49.52%	-36.19%	-13.33%
Max Drawdown (1Y) Largest decline over 1 year	-11.27%	-13.71%	+2.44%
Max Drawdown (3Y) Largest decline over 3 years	-20.79%	-21.54%	+0.75%
Max Drawdown (5Y) Largest decline over 5 years	-27.16%	-36.19%	+9.03%
Max Drawdown (10Y) Largest decline over 10 years	-35.56%	-36.19%	+0.63%
Current Drawdown Current decline from peak	-3.36%	-5.44%	+2.08%
Average Drawdown Average peak-to-trough decline	-11.13%	-5.47%	-5.66%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.90%	3.77%	-0.87%

Volatility

TIGRX vs. RGAGX - Volatility Comparison

The current volatility for TIAA-CREF Growth & Income Fund (TIGRX) is 3.68%, while American Funds The Growth Fund of America Class R-6 (RGAGX) has a volatility of 4.82%. This indicates that TIGRX experiences smaller price fluctuations and is considered to be less risky than RGAGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TIGRX	RGAGX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.68%	4.82%	-1.14%
Volatility (6M) Calculated over the trailing 6-month period	11.35%	13.64%	-2.29%
Volatility (1Y) Calculated over the trailing 1-year period	14.34%	16.90%	-2.56%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	22.67%	20.52%	+2.15%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	21.37%	19.76%	+1.61%

TIGRX vs. RGAGX - Expense Ratio Comparison

TIGRX has a 0.40% expense ratio, which is higher than RGAGX's 0.30% expense ratio.

Dividends

TIGRX vs. RGAGX - Dividend Comparison

TIGRX's dividend yield for the trailing twelve months is around 13.24%, more than RGAGX's 10.51% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RGAGX American Funds The Growth Fund of America Class R-6	10.51%	10.99%	9.29%	7.70%	4.44%	8.49%	4.57%	7.93%	12.36%	7.34%	6.95%	9.22%
TIGRX TIAA-CREF Growth & Income Fund	13.24%	14.09%	11.70%	24.27%	9.52%	19.80%	7.44%	6.61%	9.98%	4.60%	3.06%	8.41%

Frequently Asked Questions

Can I hold both TIGRX and RGAGX in my portfolio?

With a correlation of 0.93, TIGRX and RGAGX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, TIGRX or RGAGX?

RGAGX has higher volatility (4.82%) compared to TIGRX (3.68%). In terms of maximum drawdown, TIGRX dropped -49.52% vs RGAGX's -36.19%.

Which has better risk-adjusted returns?

TIGRX currently has the higher Sharpe Ratio (0.86 vs 0.67), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.