TFIAX vs. TPHAX
Compare and contrast key facts about Timothy Plan Fixed Income Fund (TFIAX) and Timothy Plan High Yield Bond Fund (TPHAX).
TFIAX is managed by Timothy Plan. It was launched on Jul 14, 1999. TPHAX is managed by Timothy Plan. It was launched on May 7, 2007.
Performance
TFIAX vs. TPHAX - Performance Comparison
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TFIAX vs. TPHAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TFIAX Timothy Plan Fixed Income Fund | -0.36% | 6.41% | 0.12% | 4.85% | -12.11% | -2.45% | 5.24% | 6.14% | -0.67% | 1.72% |
TPHAX Timothy Plan High Yield Bond Fund | -1.27% | 7.57% | 7.95% | 12.24% | -12.24% | 5.69% | 6.12% | 16.60% | -4.66% | 6.22% |
Returns By Period
In the year-to-date period, TFIAX achieves a -0.36% return, which is significantly higher than TPHAX's -1.27% return. Over the past 10 years, TFIAX has underperformed TPHAX with an annualized return of 0.69%, while TPHAX has yielded a comparatively higher 5.07% annualized return.
TFIAX
- 1D
- 0.51%
- 1M
- -2.05%
- YTD
- -0.36%
- 6M
- 0.74%
- 1Y
- 3.54%
- 3Y*
- 2.87%
- 5Y*
- -0.43%
- 10Y*
- 0.69%
TPHAX
- 1D
- 0.27%
- 1M
- -1.92%
- YTD
- -1.27%
- 6M
- 0.08%
- 1Y
- 5.78%
- 3Y*
- 7.50%
- 5Y*
- 3.23%
- 10Y*
- 5.07%
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TFIAX vs. TPHAX - Expense Ratio Comparison
TFIAX has a 1.34% expense ratio, which is lower than TPHAX's 1.39% expense ratio.
Return for Risk
TFIAX vs. TPHAX — Risk / Return Rank
TFIAX
TPHAX
TFIAX vs. TPHAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Fixed Income Fund (TFIAX) and Timothy Plan High Yield Bond Fund (TPHAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TFIAX | TPHAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.84 | 1.63 | -0.79 |
Sortino ratioReturn per unit of downside risk | 1.21 | 2.23 | -1.02 |
Omega ratioGain probability vs. loss probability | 1.15 | 1.37 | -0.21 |
Calmar ratioReturn relative to maximum drawdown | 1.46 | 1.76 | -0.30 |
Martin ratioReturn relative to average drawdown | 4.02 | 8.05 | -4.03 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TFIAX | TPHAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.84 | 1.63 | -0.79 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.08 | 0.75 | -0.83 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.16 | 1.05 | -0.89 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.51 | 0.88 | -0.37 |
Correlation
The correlation between TFIAX and TPHAX is 0.11, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
TFIAX vs. TPHAX - Dividend Comparison
TFIAX's dividend yield for the trailing twelve months is around 3.06%, less than TPHAX's 5.87% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TFIAX Timothy Plan Fixed Income Fund | 3.06% | 3.00% | 3.04% | 2.48% | 1.28% | 0.84% | 1.21% | 1.60% | 1.92% | 1.62% | 1.75% | 2.03% |
TPHAX Timothy Plan High Yield Bond Fund | 5.87% | 5.39% | 5.75% | 5.35% | 4.60% | 4.23% | 4.26% | 4.11% | 4.13% | 3.55% | 3.88% | 4.72% |
Drawdowns
TFIAX vs. TPHAX - Drawdown Comparison
The maximum TFIAX drawdown since its inception was -18.62%, smaller than the maximum TPHAX drawdown of -35.48%. Use the drawdown chart below to compare losses from any high point for TFIAX and TPHAX.
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Drawdown Indicators
| TFIAX | TPHAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.62% | -35.48% | +16.86% |
Max Drawdown (1Y)Largest decline over 1 year | -2.94% | -3.05% | +0.11% |
Max Drawdown (5Y)Largest decline over 5 years | -17.30% | -15.98% | -1.32% |
Max Drawdown (10Y)Largest decline over 10 years | -18.62% | -22.38% | +3.76% |
Current DrawdownCurrent decline from peak | -5.38% | -2.24% | -3.14% |
Average DrawdownAverage peak-to-trough decline | -2.90% | -3.28% | +0.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.07% | 0.67% | +0.40% |
Volatility
TFIAX vs. TPHAX - Volatility Comparison
Timothy Plan Fixed Income Fund (TFIAX) and Timothy Plan High Yield Bond Fund (TPHAX) have volatilities of 1.50% and 1.47%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TFIAX | TPHAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.50% | 1.47% | +0.03% |
Volatility (6M)Calculated over the trailing 6-month period | 2.43% | 2.10% | +0.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.38% | 3.49% | +0.89% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.60% | 4.31% | +1.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.43% | 4.86% | -0.43% |