T vs. SYF
T (AT&T Inc.) and SYF (Synchrony Financial) are both stocks. T operates in Telecom Services (Communication Services), while SYF operates in Credit Services (Financial Services). Over the past 10 years, T returned 3.33%/yr vs 13.36%/yr for SYF. At a 0.30 correlation, their price movements are largely independent.
Performance
T vs. SYF - Performance Comparison
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Returns By Period
In the year-to-date period, T achieves a -2.96% return, which is significantly higher than SYF's -11.35% return. Over the past 10 years, T has underperformed SYF with an annualized return of 3.33%, while SYF has yielded a comparatively higher 13.36% annualized return.
T
- 1D
- 2.52%
- 1M
- -4.69%
- YTD
- -2.96%
- 6M
- -1.93%
- 1Y
- -12.96%
- 3Y*
- 20.58%
- 5Y*
- 7.38%
- 10Y*
- 3.33%
SYF
- 1D
- 1.42%
- 1M
- 5.09%
- YTD
- -11.35%
- 6M
- -12.19%
- 1Y
- 21.39%
- 3Y*
- 31.82%
- 5Y*
- 10.68%
- 10Y*
- 13.36%
T vs. SYF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
T AT&T Inc. | -2.96% | 13.97% | 44.08% | -2.74% | 5.76% | -8.09% | -21.37% | 45.55% | -22.25% | -4.01% |
SYF Synchrony Financial | -11.35% | 30.64% | 74.01% | 19.76% | -27.43% | 36.40% | -0.08% | 57.48% | -37.84% | 8.35% |
Correlation
The correlation between T and SYF is -0.00, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.00 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.07 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.24 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.31 |
Correlation (All Time) Calculated using the full available price history since Jul 31, 2014 | 0.30 |
The correlation between T and SYF shifts across timeframes, from -0.00 (1 year) to 0.31 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
T:
$3.04
SYF:
$9.85
T:
7.74
SYF:
7.45
T:
0.32
SYF:
0.71
T:
1.35
SYF:
1.35
T:
$125.65B
SYF:
$19.92B
T:
$105.41B
SYF:
$12.16B
T:
$54.70B
SYF:
$4.94B
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Return for Risk
T vs. SYF — Risk / Return Rank
T
SYF
T vs. SYF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for AT&T Inc. (T) and Synchrony Financial (SYF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| T | SYF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.31 | ||
| Sortino ratioReturn per unit of downside risk | -1.82 | ||
| Omega ratioGain probability vs. loss probability | 0.92 | 1.15 | -0.23 |
| Calmar ratioReturn relative to maximum drawdown | -0.59 | 0.78 | -1.37 |
| Martin ratioReturn relative to average drawdown | -1.22 | 1.72 | -2.94 |
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Drawdowns
T vs. SYF - Drawdown Comparison
The maximum T drawdown since its inception was -64.15%, roughly equal to the maximum SYF drawdown of -66.37%. Use the drawdown chart below to compare losses from any high point for T and SYF.
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Drawdown Indicators
| T | SYF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -64.15% | -66.37% | +2.22% |
Max Drawdown (1Y)Largest decline over 1 year | -21.87% | -27.61% | +5.74% |
Max Drawdown (3Y)Largest decline over 3 years | -21.87% | -37.75% | +15.88% |
Max Drawdown (5Y)Largest decline over 5 years | -32.01% | -46.65% | +14.64% |
Max Drawdown (10Y)Largest decline over 10 years | -42.35% | -66.37% | +24.02% |
Current DrawdownCurrent decline from peak | -18.12% | -16.40% | -1.72% |
Average DrawdownAverage peak-to-trough decline | -15.72% | -16.99% | +1.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.64% | 12.48% | -1.84% |
Volatility
T vs. SYF - Volatility Comparison
The current volatility for AT&T Inc. (T) is 8.21%, while Synchrony Financial (SYF) has a volatility of 9.32%. This indicates that T experiences smaller price fluctuations and is considered to be less risky than SYF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| T | SYF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.21% | 9.32% | -1.11% |
Volatility (6M)Calculated over the trailing 6-month period | 17.80% | 23.51% | -5.71% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.13% | 29.58% | -7.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.01% | 36.81% | -12.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.73% | 39.55% | -15.82% |
Dividends
T vs. SYF - Dividend Comparison
T's dividend yield for the trailing twelve months is around 4.71%, more than SYF's 1.64% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SYF Synchrony Financial | 1.64% | 1.38% | 1.54% | 2.51% | 2.74% | 1.90% | 2.54% | 2.39% | 3.07% | 1.45% | 0.72% | 0.00% |
T AT&T Inc. | 4.71% | 4.47% | 4.87% | 6.62% | 6.66% | 8.46% | 7.23% | 5.22% | 7.01% | 5.04% | 4.51% | 5.46% |
Financials
T vs. SYF - Financials Comparison
This section allows you to compare key financial metrics between AT&T Inc. and Synchrony Financial. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
T and SYF have a correlation of -0.00, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SYF has higher volatility (9.32%) compared to T (8.21%). In terms of maximum drawdown, T dropped -64.15% vs SYF's -66.37%.
SYF currently has the higher Sharpe Ratio (0.73 vs -0.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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