SWYGX vs. SWLGX
Compare and contrast key facts about Schwab Target 2040 Index Fund (SWYGX) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX).
SWYGX is managed by Charles Schwab. It was launched on Aug 24, 2016. SWLGX is a passively managed fund by Charles Schwab that tracks the performance of the Russell 1000 Growth Index. It was launched on Dec 20, 2017.
Performance
SWYGX vs. SWLGX - Performance Comparison
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SWYGX vs. SWLGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYGX Schwab Target 2040 Index Fund | -3.28% | 17.57% | 12.83% | 19.45% | -16.94% | 15.68% | 14.19% | 23.63% | -6.62% | 0.33% |
SWLGX Schwab U.S. Large-Cap Growth Index Fund | -13.06% | 18.55% | 33.30% | 42.67% | -29.17% | 27.55% | 38.43% | 36.30% | -1.59% | -0.60% |
Returns By Period
In the year-to-date period, SWYGX achieves a -3.28% return, which is significantly higher than SWLGX's -13.06% return.
SWYGX
- 1D
- -0.10%
- 1M
- -7.11%
- YTD
- -3.28%
- 6M
- -0.84%
- 1Y
- 14.04%
- 3Y*
- 12.98%
- 5Y*
- 7.21%
- 10Y*
- —
SWLGX
- 1D
- -0.46%
- 1M
- -8.63%
- YTD
- -13.06%
- 6M
- -12.07%
- 1Y
- 14.45%
- 3Y*
- 19.67%
- 5Y*
- 11.90%
- 10Y*
- —
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SWYGX vs. SWLGX - Expense Ratio Comparison
SWYGX has a 0.04% expense ratio, which is higher than SWLGX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWYGX vs. SWLGX — Risk / Return Rank
SWYGX
SWLGX
SWYGX vs. SWLGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2040 Index Fund (SWYGX) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYGX | SWLGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.08 | 0.66 | +0.42 |
Sortino ratioReturn per unit of downside risk | 1.58 | 1.10 | +0.48 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.15 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.36 | 0.72 | +0.64 |
Martin ratioReturn relative to average drawdown | 6.48 | 2.51 | +3.97 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYGX | SWLGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.08 | 0.66 | +0.42 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.56 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.67 | 0.68 | -0.01 |
Correlation
The correlation between SWYGX and SWLGX is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYGX vs. SWLGX - Dividend Comparison
SWYGX's dividend yield for the trailing twelve months is around 2.31%, more than SWLGX's 0.52% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
SWYGX Schwab Target 2040 Index Fund | 2.31% | 2.23% | 2.28% | 2.06% | 2.03% | 1.80% | 1.72% | 1.95% | 2.21% | 1.44% | 1.13% |
SWLGX Schwab U.S. Large-Cap Growth Index Fund | 0.52% | 0.46% | 0.52% | 0.67% | 0.93% | 1.76% | 0.67% | 0.96% | 1.03% | 0.00% | 0.00% |
Drawdowns
SWYGX vs. SWLGX - Drawdown Comparison
The maximum SWYGX drawdown since its inception was -27.62%, smaller than the maximum SWLGX drawdown of -32.69%. Use the drawdown chart below to compare losses from any high point for SWYGX and SWLGX.
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Drawdown Indicators
| SWYGX | SWLGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.62% | -32.69% | +5.07% |
Max Drawdown (1Y)Largest decline over 1 year | -9.55% | -16.16% | +6.61% |
Max Drawdown (5Y)Largest decline over 5 years | -24.07% | -32.69% | +8.62% |
Current DrawdownCurrent decline from peak | -7.50% | -16.16% | +8.66% |
Average DrawdownAverage peak-to-trough decline | -4.23% | -7.13% | +2.90% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.00% | 4.62% | -2.62% |
Volatility
SWYGX vs. SWLGX - Volatility Comparison
The current volatility for Schwab Target 2040 Index Fund (SWYGX) is 4.13%, while Schwab U.S. Large-Cap Growth Index Fund (SWLGX) has a volatility of 5.38%. This indicates that SWYGX experiences smaller price fluctuations and is considered to be less risky than SWLGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYGX | SWLGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.13% | 5.38% | -1.25% |
Volatility (6M)Calculated over the trailing 6-month period | 7.27% | 11.82% | -4.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.25% | 22.31% | -9.06% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.10% | 21.47% | -8.37% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.05% | 22.78% | -8.73% |