SWYFX vs. FNSHX
Compare and contrast key facts about Schwab Target 2035 Index Fund (SWYFX) and Fidelity Freedom Income Fund Class K (FNSHX).
SWYFX is managed by Charles Schwab. It was launched on Aug 24, 2016. FNSHX is managed by Fidelity. It was launched on Jul 20, 2017.
Performance
SWYFX vs. FNSHX - Performance Comparison
Loading graphics...
SWYFX vs. FNSHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYFX Schwab Target 2035 Index Fund | -1.00% | 16.40% | 11.71% | 18.20% | -16.36% | 14.26% | 13.85% | 22.37% | -7.99% | 6.47% |
FNSHX Fidelity Freedom Income Fund Class K | 0.45% | 10.35% | 4.40% | 8.26% | -11.31% | 3.16% | 9.01% | 10.74% | -1.86% | 0.09% |
Returns By Period
In the year-to-date period, SWYFX achieves a -1.00% return, which is significantly lower than FNSHX's 0.45% return.
SWYFX
- 1D
- 2.06%
- 1M
- -4.17%
- YTD
- -1.00%
- 6M
- 0.98%
- 1Y
- 14.76%
- 3Y*
- 12.82%
- 5Y*
- 6.86%
- 10Y*
- —
FNSHX
- 1D
- 0.98%
- 1M
- -2.22%
- YTD
- 0.45%
- 6M
- 1.62%
- 1Y
- 8.22%
- 3Y*
- 6.53%
- 5Y*
- 2.75%
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWYFX vs. FNSHX - Expense Ratio Comparison
SWYFX has a 0.04% expense ratio, which is lower than FNSHX's 0.42% expense ratio.
Return for Risk
SWYFX vs. FNSHX — Risk / Return Rank
SWYFX
FNSHX
SWYFX vs. FNSHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Index Fund (SWYFX) and Fidelity Freedom Income Fund Class K (FNSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYFX | FNSHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.26 | 1.76 | -0.49 |
Sortino ratioReturn per unit of downside risk | 1.85 | 2.46 | -0.61 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.35 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.77 | 2.34 | -0.58 |
Martin ratioReturn relative to average drawdown | 8.28 | 9.69 | -1.41 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| SWYFX | FNSHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.26 | 1.76 | -0.49 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.53 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.75 | -0.08 |
Correlation
The correlation between SWYFX and FNSHX is 0.74, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYFX vs. FNSHX - Dividend Comparison
SWYFX's dividend yield for the trailing twelve months is around 2.30%, less than FNSHX's 3.26% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
SWYFX Schwab Target 2035 Index Fund | 2.30% | 2.28% | 2.37% | 2.14% | 2.02% | 1.80% | 1.73% | 2.00% | 0.00% | 1.44% | 0.99% |
FNSHX Fidelity Freedom Income Fund Class K | 3.26% | 3.21% | 3.19% | 2.98% | 5.94% | 6.17% | 4.43% | 3.74% | 5.22% | 0.00% | 0.00% |
Drawdowns
SWYFX vs. FNSHX - Drawdown Comparison
The maximum SWYFX drawdown since its inception was -25.51%, which is greater than FNSHX's maximum drawdown of -15.87%. Use the drawdown chart below to compare losses from any high point for SWYFX and FNSHX.
Loading graphics...
Drawdown Indicators
| SWYFX | FNSHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.51% | -15.87% | -9.64% |
Max Drawdown (1Y)Largest decline over 1 year | -8.67% | -3.68% | -4.99% |
Max Drawdown (5Y)Largest decline over 5 years | -23.19% | -15.87% | -7.32% |
Current DrawdownCurrent decline from peak | -4.90% | -2.56% | -2.34% |
Average DrawdownAverage peak-to-trough decline | -4.07% | -3.09% | -0.98% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.85% | 0.89% | +0.96% |
Volatility
SWYFX vs. FNSHX - Volatility Comparison
Schwab Target 2035 Index Fund (SWYFX) has a higher volatility of 4.38% compared to Fidelity Freedom Income Fund Class K (FNSHX) at 2.45%. This indicates that SWYFX's price experiences larger fluctuations and is considered to be riskier than FNSHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| SWYFX | FNSHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.38% | 2.45% | +1.93% |
Volatility (6M)Calculated over the trailing 6-month period | 6.81% | 3.30% | +3.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.05% | 4.89% | +7.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.04% | 5.27% | +6.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.88% | 4.81% | +8.07% |