SWYFX vs. SWIRX
Compare and contrast key facts about Schwab Target 2035 Index Fund (SWYFX) and Schwab Target 2035 Fund (SWIRX).
SWYFX is managed by Schwab Funds. It was launched on Aug 24, 2016. SWIRX is managed by Charles Schwab. It was launched on Mar 11, 2008.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYFX or SWIRX.
Key characteristics
| SWYFX | SWIRX | |
|---|---|---|
| YTD Return | 13.89% | 13.75% |
| 1Y Return | 24.23% | 22.44% |
| 3Y Return (Ann) | 3.91% | -0.14% |
| 5Y Return (Ann) | 8.55% | 5.03% |
| Sharpe Ratio | 2.65 | 2.44 |
| Sortino Ratio | 3.70 | 3.46 |
| Omega Ratio | 1.56 | 1.45 |
| Calmar Ratio | 2.41 | 1.18 |
| Martin Ratio | 17.91 | 15.18 |
| Ulcer Index | 1.35% | 1.48% |
| Daily Std Dev | 9.13% | 9.21% |
| Max Drawdown | -26.50% | -41.52% |
| Current Drawdown | -0.74% | -0.79% |
Correlation
The correlation between SWYFX and SWIRX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWYFX vs. SWIRX - Performance Comparison
The year-to-date returns for both stocks are quite close, with SWYFX having a 13.89% return and SWIRX slightly lower at 13.75%. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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SWYFX vs. SWIRX - Expense Ratio Comparison
SWYFX has a 0.04% expense ratio, which is higher than SWIRX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWYFX vs. SWIRX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Index Fund (SWYFX) and Schwab Target 2035 Fund (SWIRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYFX vs. SWIRX - Dividend Comparison
SWYFX's dividend yield for the trailing twelve months is around 1.89%, less than SWIRX's 1.91% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYFX Schwab Target 2035 Index Fund | 1.89% | 2.15% | 2.02% | 1.72% | 1.64% | 1.99% | 2.10% | 1.43% | 0.99% | 0.00% | 0.00% | 0.00% |
SWIRX Schwab Target 2035 Fund | 1.91% | 2.17% | 1.94% | 2.64% | 1.45% | 2.25% | 2.70% | 2.50% | 1.66% | 2.08% | 2.41% | 1.63% |
Drawdowns
SWYFX vs. SWIRX - Drawdown Comparison
The maximum SWYFX drawdown since its inception was -26.50%, smaller than the maximum SWIRX drawdown of -41.52%. Use the drawdown chart below to compare losses from any high point for SWYFX and SWIRX. For additional features, visit the drawdowns tool.
Volatility
SWYFX vs. SWIRX - Volatility Comparison
Schwab Target 2035 Index Fund (SWYFX) and Schwab Target 2035 Fund (SWIRX) have volatilities of 2.45% and 2.44%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.