SWYFX vs. SWIRX
Compare and contrast key facts about Schwab Target 2035 Index Fund (SWYFX) and Schwab Target 2035 Fund (SWIRX).
SWYFX is managed by Schwab Funds. It was launched on Aug 24, 2016. SWIRX is managed by Charles Schwab. It was launched on Mar 11, 2008.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYFX or SWIRX.
Correlation
The correlation between SWYFX and SWIRX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWYFX vs. SWIRX - Performance Comparison
Key characteristics
SWYFX:
1.65
SWIRX:
1.35
SWYFX:
2.26
SWIRX:
1.86
SWYFX:
1.30
SWIRX:
1.25
SWYFX:
3.00
SWIRX:
1.00
SWYFX:
9.13
SWIRX:
6.82
SWYFX:
1.64%
SWIRX:
1.86%
SWYFX:
9.09%
SWIRX:
9.43%
SWYFX:
-26.50%
SWIRX:
-41.52%
SWYFX:
-1.28%
SWIRX:
-2.77%
Returns By Period
The year-to-date returns for both investments are quite close, with SWYFX having a 2.33% return and SWIRX slightly higher at 2.41%.
SWYFX
2.33%
1.64%
5.82%
14.40%
7.84%
N/A
SWIRX
2.41%
0.07%
3.85%
12.14%
4.81%
4.16%
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SWYFX vs. SWIRX - Expense Ratio Comparison
SWYFX has a 0.04% expense ratio, which is higher than SWIRX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWYFX vs. SWIRX — Risk-Adjusted Performance Rank
SWYFX
SWIRX
SWYFX vs. SWIRX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Index Fund (SWYFX) and Schwab Target 2035 Fund (SWIRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYFX vs. SWIRX - Dividend Comparison
SWYFX's dividend yield for the trailing twelve months is around 2.32%, which matches SWIRX's 2.30% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYFX Schwab Target 2035 Index Fund | 2.32% | 2.37% | 2.15% | 2.02% | 1.72% | 1.64% | 1.99% | 2.10% | 1.43% | 0.99% | 0.00% | 0.00% |
SWIRX Schwab Target 2035 Fund | 2.30% | 2.36% | 2.17% | 1.94% | 2.64% | 1.45% | 2.25% | 2.70% | 2.50% | 1.66% | 2.08% | 2.41% |
Drawdowns
SWYFX vs. SWIRX - Drawdown Comparison
The maximum SWYFX drawdown since its inception was -26.50%, smaller than the maximum SWIRX drawdown of -41.52%. Use the drawdown chart below to compare losses from any high point for SWYFX and SWIRX. For additional features, visit the drawdowns tool.
Volatility
SWYFX vs. SWIRX - Volatility Comparison
The current volatility for Schwab Target 2035 Index Fund (SWYFX) is 2.85%, while Schwab Target 2035 Fund (SWIRX) has a volatility of 3.49%. This indicates that SWYFX experiences smaller price fluctuations and is considered to be less risky than SWIRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.