SWYFX vs. SPY
Compare and contrast key facts about Schwab Target 2035 Index Fund (SWYFX) and SPDR S&P 500 ETF (SPY).
SWYFX is managed by Schwab Funds. It was launched on Aug 24, 2016. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYFX or SPY.
Correlation
The correlation between SWYFX and SPY is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWYFX vs. SPY - Performance Comparison
Key characteristics
SWYFX:
1.57
SPY:
2.21
SWYFX:
2.13
SPY:
2.93
SWYFX:
1.32
SPY:
1.41
SWYFX:
2.85
SPY:
3.26
SWYFX:
9.96
SPY:
14.43
SWYFX:
1.42%
SPY:
1.90%
SWYFX:
9.05%
SPY:
12.41%
SWYFX:
-26.50%
SPY:
-55.19%
SWYFX:
-3.10%
SPY:
-2.74%
Returns By Period
In the year-to-date period, SWYFX achieves a 12.52% return, which is significantly lower than SPY's 25.54% return.
SWYFX
12.52%
-0.98%
5.21%
13.00%
7.66%
N/A
SPY
25.54%
-0.42%
8.90%
25.98%
14.66%
12.97%
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SWYFX vs. SPY - Expense Ratio Comparison
SWYFX has a 0.04% expense ratio, which is lower than SPY's 0.09% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWYFX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Index Fund (SWYFX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYFX vs. SPY - Dividend Comparison
SWYFX's dividend yield for the trailing twelve months is around 1.91%, more than SPY's 0.86% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYFX Schwab Target 2035 Index Fund | 1.91% | 2.15% | 2.02% | 1.72% | 1.64% | 1.99% | 2.10% | 1.43% | 0.99% | 0.00% | 0.00% | 0.00% |
SPY SPDR S&P 500 ETF | 0.86% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% | 1.81% |
Drawdowns
SWYFX vs. SPY - Drawdown Comparison
The maximum SWYFX drawdown since its inception was -26.50%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for SWYFX and SPY. For additional features, visit the drawdowns tool.
Volatility
SWYFX vs. SPY - Volatility Comparison
The current volatility for Schwab Target 2035 Index Fund (SWYFX) is 3.02%, while SPDR S&P 500 ETF (SPY) has a volatility of 3.72%. This indicates that SWYFX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.