SWYEX vs. SWSSX
Compare and contrast key facts about Schwab Target 2030 Index Fund (SWYEX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX).
SWYEX is managed by Charles Schwab. It was launched on Aug 24, 2016. SWSSX is a passively managed fund by Charles Schwab that tracks the performance of the Russell 2000 Index. It was launched on May 19, 1997.
Performance
SWYEX vs. SWSSX - Performance Comparison
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SWYEX vs. SWSSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYEX Schwab Target 2030 Index Fund | -2.50% | 14.82% | 10.38% | 16.65% | -15.68% | 12.58% | 13.17% | 20.88% | -5.07% | 16.22% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | -2.49% | 12.88% | 11.57% | 17.07% | -20.43% | 14.77% | 20.12% | 25.63% | -11.19% | 14.76% |
Returns By Period
The year-to-date returns for both investments are quite close, with SWYEX having a -2.50% return and SWSSX slightly higher at -2.49%.
SWYEX
- 1D
- 0.06%
- 1M
- -5.61%
- YTD
- -2.50%
- 6M
- -0.40%
- 1Y
- 11.45%
- 3Y*
- 10.92%
- 5Y*
- 5.92%
- 10Y*
- —
SWSSX
- 1D
- -1.45%
- 1M
- -8.18%
- YTD
- -2.49%
- 6M
- -0.36%
- 1Y
- 21.55%
- 3Y*
- 11.83%
- 5Y*
- 3.10%
- 10Y*
- 9.50%
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SWYEX vs. SWSSX - Expense Ratio Comparison
Both SWYEX and SWSSX have an expense ratio of 0.04%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
SWYEX vs. SWSSX — Risk / Return Rank
SWYEX
SWSSX
SWYEX vs. SWSSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2030 Index Fund (SWYEX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYEX | SWSSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.15 | 0.91 | +0.24 |
Sortino ratioReturn per unit of downside risk | 1.68 | 1.40 | +0.27 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.18 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.47 | 1.33 | +0.14 |
Martin ratioReturn relative to average drawdown | 6.88 | 5.02 | +1.86 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYEX | SWSSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.15 | 0.91 | +0.24 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.14 | +0.41 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.40 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.69 | 0.33 | +0.36 |
Correlation
The correlation between SWYEX and SWSSX is 0.83, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYEX vs. SWSSX - Dividend Comparison
SWYEX's dividend yield for the trailing twelve months is around 2.57%, more than SWSSX's 1.32% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYEX Schwab Target 2030 Index Fund | 2.57% | 2.51% | 2.60% | 2.28% | 2.14% | 1.85% | 1.72% | 1.92% | 2.23% | 1.31% | 1.02% | 0.00% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | 1.32% | 1.29% | 1.66% | 1.49% | 1.32% | 8.88% | 2.55% | 6.12% | 10.45% | 5.22% | 4.10% | 6.92% |
Drawdowns
SWYEX vs. SWSSX - Drawdown Comparison
The maximum SWYEX drawdown since its inception was -23.23%, smaller than the maximum SWSSX drawdown of -60.34%. Use the drawdown chart below to compare losses from any high point for SWYEX and SWSSX.
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Drawdown Indicators
| SWYEX | SWSSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.23% | -60.34% | +37.11% |
Max Drawdown (1Y)Largest decline over 1 year | -7.43% | -13.90% | +6.47% |
Max Drawdown (5Y)Largest decline over 5 years | -22.03% | -31.93% | +9.90% |
Max Drawdown (10Y)Largest decline over 10 years | — | -41.81% | — |
Current DrawdownCurrent decline from peak | -5.87% | -11.00% | +5.13% |
Average DrawdownAverage peak-to-trough decline | -3.72% | -10.78% | +7.06% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.58% | 3.68% | -2.10% |
Volatility
SWYEX vs. SWSSX - Volatility Comparison
The current volatility for Schwab Target 2030 Index Fund (SWYEX) is 3.23%, while Schwab Small-Cap Index Fund-Select Shares (SWSSX) has a volatility of 6.59%. This indicates that SWYEX experiences smaller price fluctuations and is considered to be less risky than SWSSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYEX | SWSSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.23% | 6.59% | -3.36% |
Volatility (6M)Calculated over the trailing 6-month period | 5.55% | 14.12% | -8.57% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.18% | 23.11% | -12.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.84% | 22.57% | -11.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.56% | 24.03% | -12.47% |