SWYEX vs. SWDRX
Compare and contrast key facts about Schwab Target 2030 Index Fund (SWYEX) and Schwab Target 2030 Fund (SWDRX).
SWYEX is managed by Charles Schwab. It was launched on Aug 24, 2016. SWDRX is managed by Charles Schwab. It was launched on Jun 30, 2005.
Performance
SWYEX vs. SWDRX - Performance Comparison
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SWYEX vs. SWDRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYEX Schwab Target 2030 Index Fund | -2.50% | 14.82% | 10.38% | 16.65% | -15.68% | 12.58% | 13.17% | 20.88% | -5.07% | 16.22% |
SWDRX Schwab Target 2030 Fund | -2.75% | 14.87% | 10.52% | 16.38% | -17.00% | 12.52% | 13.49% | 20.41% | -7.20% | 17.55% |
Returns By Period
In the year-to-date period, SWYEX achieves a -2.50% return, which is significantly higher than SWDRX's -2.75% return.
SWYEX
- 1D
- 0.06%
- 1M
- -5.61%
- YTD
- -2.50%
- 6M
- -0.40%
- 1Y
- 11.45%
- 3Y*
- 10.92%
- 5Y*
- 5.92%
- 10Y*
- —
SWDRX
- 1D
- 0.06%
- 1M
- -6.06%
- YTD
- -2.75%
- 6M
- -0.71%
- 1Y
- 11.29%
- 3Y*
- 10.72%
- 5Y*
- 5.49%
- 10Y*
- 7.79%
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SWYEX vs. SWDRX - Expense Ratio Comparison
SWYEX has a 0.04% expense ratio, which is higher than SWDRX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWYEX vs. SWDRX — Risk / Return Rank
SWYEX
SWDRX
SWYEX vs. SWDRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2030 Index Fund (SWYEX) and Schwab Target 2030 Fund (SWDRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYEX | SWDRX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.15 | 1.14 | +0.01 |
Sortino ratioReturn per unit of downside risk | 1.68 | 1.64 | +0.03 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.24 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.47 | 1.45 | +0.02 |
Martin ratioReturn relative to average drawdown | 6.88 | 6.49 | +0.39 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYEX | SWDRX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.15 | 1.14 | +0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.44 | +0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.64 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.69 | 0.51 | +0.18 |
Correlation
The correlation between SWYEX and SWDRX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYEX vs. SWDRX - Dividend Comparison
SWYEX's dividend yield for the trailing twelve months is around 2.57%, less than SWDRX's 8.54% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYEX Schwab Target 2030 Index Fund | 2.57% | 2.51% | 2.60% | 2.28% | 2.14% | 1.85% | 1.72% | 1.92% | 2.23% | 1.31% | 1.02% | 0.00% |
SWDRX Schwab Target 2030 Fund | 8.54% | 8.31% | 6.37% | 4.28% | 6.77% | 6.92% | 3.23% | 6.60% | 7.03% | 4.86% | 5.87% | 9.35% |
Drawdowns
SWYEX vs. SWDRX - Drawdown Comparison
The maximum SWYEX drawdown since its inception was -23.23%, smaller than the maximum SWDRX drawdown of -45.34%. Use the drawdown chart below to compare losses from any high point for SWYEX and SWDRX.
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Drawdown Indicators
| SWYEX | SWDRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.23% | -45.34% | +22.11% |
Max Drawdown (1Y)Largest decline over 1 year | -7.43% | -7.27% | -0.16% |
Max Drawdown (5Y)Largest decline over 5 years | -22.03% | -28.17% | +6.14% |
Max Drawdown (10Y)Largest decline over 10 years | — | -28.17% | — |
Current DrawdownCurrent decline from peak | -5.87% | -6.22% | +0.35% |
Average DrawdownAverage peak-to-trough decline | -3.72% | -6.53% | +2.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.58% | 1.62% | -0.04% |
Volatility
SWYEX vs. SWDRX - Volatility Comparison
Schwab Target 2030 Index Fund (SWYEX) and Schwab Target 2030 Fund (SWDRX) have volatilities of 3.23% and 3.28%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYEX | SWDRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.23% | 3.28% | -0.05% |
Volatility (6M)Calculated over the trailing 6-month period | 5.55% | 5.75% | -0.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.18% | 10.03% | +0.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.84% | 12.55% | -1.71% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.56% | 12.25% | -0.69% |