SWYEX vs. VBIAX
Compare and contrast key facts about Schwab Target 2030 Index Fund (SWYEX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX).
SWYEX is managed by Schwab Funds. It was launched on Aug 24, 2016. VBIAX is managed by Vanguard. It was launched on Nov 13, 2000.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYEX or VBIAX.
Key characteristics
| SWYEX | VBIAX | |
|---|---|---|
| YTD Return | 12.15% | 15.50% |
| 1Y Return | 19.37% | 20.41% |
| 3Y Return (Ann) | 3.25% | 2.60% |
| 5Y Return (Ann) | 7.52% | 7.64% |
| Sharpe Ratio | 2.66 | 2.58 |
| Sortino Ratio | 3.79 | 3.52 |
| Omega Ratio | 1.55 | 1.50 |
| Calmar Ratio | 2.63 | 2.07 |
| Martin Ratio | 17.89 | 15.86 |
| Ulcer Index | 1.22% | 1.43% |
| Daily Std Dev | 8.18% | 8.75% |
| Max Drawdown | -23.92% | -35.90% |
| Current Drawdown | -0.73% | -0.51% |
Correlation
The correlation between SWYEX and VBIAX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWYEX vs. VBIAX - Performance Comparison
In the year-to-date period, SWYEX achieves a 12.15% return, which is significantly lower than VBIAX's 15.50% return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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SWYEX vs. VBIAX - Expense Ratio Comparison
SWYEX has a 0.04% expense ratio, which is lower than VBIAX's 0.07% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWYEX vs. VBIAX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2030 Index Fund (SWYEX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYEX vs. VBIAX - Dividend Comparison
SWYEX's dividend yield for the trailing twelve months is around 2.04%, which matches VBIAX's 2.02% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYEX Schwab Target 2030 Index Fund | 2.04% | 2.29% | 2.14% | 1.72% | 1.70% | 1.92% | 2.23% | 1.31% | 1.02% | 0.00% | 0.00% | 0.00% |
VBIAX Vanguard Balanced Index Fund Admiral Shares | 2.02% | 2.04% | 1.93% | 1.39% | 1.66% | 2.12% | 2.32% | 1.95% | 2.09% | 2.09% | 1.92% | 1.85% |
Drawdowns
SWYEX vs. VBIAX - Drawdown Comparison
The maximum SWYEX drawdown since its inception was -23.92%, smaller than the maximum VBIAX drawdown of -35.90%. Use the drawdown chart below to compare losses from any high point for SWYEX and VBIAX. For additional features, visit the drawdowns tool.
Volatility
SWYEX vs. VBIAX - Volatility Comparison
The current volatility for Schwab Target 2030 Index Fund (SWYEX) is 2.13%, while Vanguard Balanced Index Fund Admiral Shares (VBIAX) has a volatility of 2.46%. This indicates that SWYEX experiences smaller price fluctuations and is considered to be less risky than VBIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.