SWYDX vs. SWLGX
Compare and contrast key facts about Schwab Target 2025 Index Fund (SWYDX) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX).
SWYDX is managed by Charles Schwab. It was launched on Aug 24, 2016. SWLGX is a passively managed fund by Charles Schwab that tracks the performance of the Russell 1000 Growth Index. It was launched on Dec 20, 2017.
Performance
SWYDX vs. SWLGX - Performance Comparison
Loading graphics...
SWYDX vs. SWLGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYDX Schwab Target 2025 Index Fund | -2.02% | 12.60% | 8.62% | 14.47% | -14.78% | 10.24% | 12.37% | 18.89% | -6.38% | 0.26% |
SWLGX Schwab U.S. Large-Cap Growth Index Fund | -13.06% | 18.55% | 33.30% | 42.67% | -29.17% | 27.55% | 38.43% | 36.30% | -1.59% | -0.60% |
Returns By Period
In the year-to-date period, SWYDX achieves a -2.02% return, which is significantly higher than SWLGX's -13.06% return.
SWYDX
- 1D
- 0.13%
- 1M
- -4.69%
- YTD
- -2.02%
- 6M
- -0.30%
- 1Y
- 9.34%
- 3Y*
- 9.24%
- 5Y*
- 4.85%
- 10Y*
- —
SWLGX
- 1D
- -0.46%
- 1M
- -8.63%
- YTD
- -13.06%
- 6M
- -12.07%
- 1Y
- 14.45%
- 3Y*
- 19.67%
- 5Y*
- 11.90%
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWYDX vs. SWLGX - Expense Ratio Comparison
SWYDX has a 0.04% expense ratio, which is higher than SWLGX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWYDX vs. SWLGX — Risk / Return Rank
SWYDX
SWLGX
SWYDX vs. SWLGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2025 Index Fund (SWYDX) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYDX | SWLGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.19 | 0.66 | +0.53 |
Sortino ratioReturn per unit of downside risk | 1.72 | 1.10 | +0.62 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.15 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 1.56 | 0.72 | +0.84 |
Martin ratioReturn relative to average drawdown | 7.07 | 2.51 | +4.56 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| SWYDX | SWLGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.19 | 0.66 | +0.53 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.56 | -0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.68 | 0.00 |
Correlation
The correlation between SWYDX and SWLGX is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYDX vs. SWLGX - Dividend Comparison
SWYDX's dividend yield for the trailing twelve months is around 5.48%, more than SWLGX's 0.52% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
SWYDX Schwab Target 2025 Index Fund | 5.48% | 5.37% | 3.41% | 2.58% | 2.32% | 1.92% | 1.79% | 1.91% | 0.00% | 1.33% | 0.79% |
SWLGX Schwab U.S. Large-Cap Growth Index Fund | 0.52% | 0.46% | 0.52% | 0.67% | 0.93% | 1.76% | 0.67% | 0.96% | 1.03% | 0.00% | 0.00% |
Drawdowns
SWYDX vs. SWLGX - Drawdown Comparison
The maximum SWYDX drawdown since its inception was -20.49%, smaller than the maximum SWLGX drawdown of -32.69%. Use the drawdown chart below to compare losses from any high point for SWYDX and SWLGX.
Loading graphics...
Drawdown Indicators
| SWYDX | SWLGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.49% | -32.69% | +12.20% |
Max Drawdown (1Y)Largest decline over 1 year | -5.83% | -16.16% | +10.33% |
Max Drawdown (5Y)Largest decline over 5 years | -20.43% | -32.69% | +12.26% |
Current DrawdownCurrent decline from peak | -4.81% | -16.16% | +11.35% |
Average DrawdownAverage peak-to-trough decline | -3.48% | -7.13% | +3.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.29% | 4.62% | -3.33% |
Volatility
SWYDX vs. SWLGX - Volatility Comparison
The current volatility for Schwab Target 2025 Index Fund (SWYDX) is 2.69%, while Schwab U.S. Large-Cap Growth Index Fund (SWLGX) has a volatility of 5.38%. This indicates that SWYDX experiences smaller price fluctuations and is considered to be less risky than SWLGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| SWYDX | SWLGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.69% | 5.38% | -2.69% |
Volatility (6M)Calculated over the trailing 6-month period | 4.43% | 11.82% | -7.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.02% | 22.31% | -14.29% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.16% | 21.47% | -12.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.85% | 22.78% | -12.93% |