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SWYDX vs. SWVXX
Performance
Risk-Adjusted Performance
Drawdowns
Volatility

SWYDX vs. SWVXX

Last updated May 21, 2025

Compare and contrast key facts about Schwab Target 2025 Index Fund (SWYDX) and Schwab Value Advantage Money Fund (SWVXX).

SWYDX is managed by Schwab Funds. It was launched on Aug 24, 2016.

Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYDX or SWVXX.

Correlation

The correlation between SWYDX and SWVXX is 0.03, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Performance

SWYDX vs. SWVXX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab Target 2025 Index Fund (SWYDX) and Schwab Value Advantage Money Fund (SWVXX). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

SWYDX:

0.96

SWVXX:

3.38

Ulcer Index

SWYDX:

1.86%

SWVXX:

0.00%

Daily Std Dev

SWYDX:

8.55%

SWVXX:

1.23%

Max Drawdown

SWYDX:

-20.54%

SWVXX:

0.00%

Current Drawdown

SWYDX:

0.00%

SWVXX:

0.00%

Returns By Period

In the year-to-date period, SWYDX achieves a 3.55% return, which is significantly higher than SWVXX's 1.03% return.

SWYDX

YTD

3.55%

1M

5.01%

6M

2.30%

1Y

8.15%

3Y*

7.69%

5Y*

7.16%

10Y*

N/A

SWVXX

YTD

1.03%

1M

0.00%

6M

1.79%

1Y

4.20%

3Y*

4.25%

5Y*

2.55%

10Y*

1.73%

*Annualized

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Schwab Target 2025 Index Fund

Schwab Value Advantage Money Fund

Risk-Adjusted Performance

SWYDX vs. SWVXX — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
SWYDX
The Risk-Adjusted Performance Rank of SWYDX is 8282
Overall Rank
The Sharpe Ratio Rank of SWYDX is 7979
Sharpe Ratio Rank
The Sortino Ratio Rank of SWYDX is 8080
Sortino Ratio Rank
The Omega Ratio Rank of SWYDX is 8181
Omega Ratio Rank
The Calmar Ratio Rank of SWYDX is 8686
Calmar Ratio Rank
The Martin Ratio Rank of SWYDX is 8484
Martin Ratio Rank
SWVXX
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

SWYDX vs. SWVXX - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2025 Index Fund (SWYDX) and Schwab Value Advantage Money Fund (SWVXX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current SWYDX Sharpe Ratio is 0.96, which is lower than the SWVXX Sharpe Ratio of 3.38. The chart below compares the historical Sharpe Ratios of SWYDX and SWVXX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

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Drawdowns

SWYDX vs. SWVXX - Drawdown Comparison

The maximum SWYDX drawdown since its inception was -20.54%, which is greater than SWVXX's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for SWYDX and SWVXX. For additional features, visit the drawdowns tool.

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Volatility

SWYDX vs. SWVXX - Volatility Comparison

Schwab Target 2025 Index Fund (SWYDX) has a higher volatility of 1.75% compared to Schwab Value Advantage Money Fund (SWVXX) at 0.00%. This indicates that SWYDX's price experiences larger fluctuations and is considered to be riskier than SWVXX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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