SWOBX vs. AVEFX
Compare and contrast key facts about Schwab Balanced Fund™ (SWOBX) and Ave Maria Bond Fund (AVEFX).
SWOBX is managed by Charles Schwab. It was launched on Nov 17, 1996. AVEFX is managed by Ave Maria Mutual Funds. It was launched on Apr 30, 2003.
Performance
SWOBX vs. AVEFX - Performance Comparison
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SWOBX vs. AVEFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWOBX Schwab Balanced Fund™ | -4.75% | 12.76% | 12.51% | 18.25% | -18.86% | 14.76% | 14.73% | 20.13% | -4.35% | 15.52% |
AVEFX Ave Maria Bond Fund | 1.11% | 5.63% | 5.71% | 5.16% | -2.84% | 4.38% | 5.60% | 8.30% | 0.41% | 4.16% |
Returns By Period
In the year-to-date period, SWOBX achieves a -4.75% return, which is significantly lower than AVEFX's 1.11% return. Over the past 10 years, SWOBX has outperformed AVEFX with an annualized return of 7.90%, while AVEFX has yielded a comparatively lower 3.91% annualized return.
SWOBX
- 1D
- -0.06%
- 1M
- -6.07%
- YTD
- -4.75%
- 6M
- -2.83%
- 1Y
- 9.96%
- 3Y*
- 10.26%
- 5Y*
- 5.35%
- 10Y*
- 7.90%
AVEFX
- 1D
- 0.08%
- 1M
- -2.44%
- YTD
- 1.11%
- 6M
- 1.65%
- 1Y
- 3.91%
- 3Y*
- 5.44%
- 5Y*
- 3.20%
- 10Y*
- 3.91%
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SWOBX vs. AVEFX - Expense Ratio Comparison
SWOBX has a 0.00% expense ratio, which is lower than AVEFX's 0.41% expense ratio.
Return for Risk
SWOBX vs. AVEFX — Risk / Return Rank
SWOBX
AVEFX
SWOBX vs. AVEFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Balanced Fund™ (SWOBX) and Ave Maria Bond Fund (AVEFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWOBX | AVEFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.90 | 1.21 | -0.31 |
Sortino ratioReturn per unit of downside risk | 1.37 | 1.74 | -0.38 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.22 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.23 | 1.71 | -0.49 |
Martin ratioReturn relative to average drawdown | 5.34 | 6.00 | -0.67 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWOBX | AVEFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.90 | 1.21 | -0.31 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.39 | 0.78 | -0.39 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.62 | 0.98 | -0.36 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 1.11 | -0.53 |
Correlation
The correlation between SWOBX and AVEFX is 0.65, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
SWOBX vs. AVEFX - Dividend Comparison
SWOBX's dividend yield for the trailing twelve months is around 5.75%, more than AVEFX's 3.10% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWOBX Schwab Balanced Fund™ | 5.75% | 5.47% | 4.94% | 5.67% | 10.21% | 6.47% | 2.97% | 5.21% | 7.11% | 3.20% | 7.83% | 7.66% |
AVEFX Ave Maria Bond Fund | 3.10% | 3.51% | 2.94% | 2.47% | 3.59% | 2.32% | 2.43% | 3.31% | 3.21% | 2.04% | 2.94% | 1.89% |
Drawdowns
SWOBX vs. AVEFX - Drawdown Comparison
The maximum SWOBX drawdown since its inception was -35.99%, which is greater than AVEFX's maximum drawdown of -10.24%. Use the drawdown chart below to compare losses from any high point for SWOBX and AVEFX.
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Drawdown Indicators
| SWOBX | AVEFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.99% | -10.24% | -25.75% |
Max Drawdown (1Y)Largest decline over 1 year | -7.36% | -2.52% | -4.84% |
Max Drawdown (5Y)Largest decline over 5 years | -28.30% | -8.02% | -20.28% |
Max Drawdown (10Y)Largest decline over 10 years | -28.30% | -10.24% | -18.06% |
Current DrawdownCurrent decline from peak | -6.58% | -2.44% | -4.14% |
Average DrawdownAverage peak-to-trough decline | -6.25% | -0.96% | -5.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.69% | 0.72% | +0.97% |
Volatility
SWOBX vs. AVEFX - Volatility Comparison
Schwab Balanced Fund™ (SWOBX) has a higher volatility of 3.45% compared to Ave Maria Bond Fund (AVEFX) at 1.18%. This indicates that SWOBX's price experiences larger fluctuations and is considered to be riskier than AVEFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWOBX | AVEFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.45% | 1.18% | +2.27% |
Volatility (6M)Calculated over the trailing 6-month period | 6.32% | 2.17% | +4.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.23% | 3.44% | +7.79% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.91% | 4.14% | +9.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.83% | 4.01% | +8.82% |