Schwab Balanced Fund™ (SWOBX)
The fund generally invests in a diversified group of other affiliated Schwab and/or Laudus Funds. It invests 55-65% of its assets in equity securities (including stocks and equity funds) and 35-45% in fixed income securities (including bonds and fixed income funds), and cash and cash equivalents (including money market funds). For temporary defensive purposes during unusual economic or market conditions or for liquidity purposes, the fund may invest up to 100% of its assets directly in cash, money market instruments, repurchase agreements and other short-term obligations.
Fund Info
| ISIN | US8085098635 |
|---|---|
| CUSIP | 808509863 |
| Issuer | Charles Schwab |
| Inception Date | Nov 17, 1996 |
| Category | Diversified Portfolio |
| Min. Investment | $0 |
| Asset Class | Multi-Asset |
Asset Class Size | Large-Cap |
Asset Class Style | Growth |
Expense Ratio
SWOBX has an expense ratio of 0.00%, indicating no management fees are charged.
Share Price Chart
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Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Popular comparisons: SWOBX vs. FBALX, SWOBX vs. VWENX, SWOBX vs. TRSGX, SWOBX vs. LGILX, SWOBX vs. VOO, SWOBX vs. VBIAX, SWOBX vs. JABLX, SWOBX vs. SFLNX, SWOBX vs. SWLGX, SWOBX vs. GAA
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Schwab Balanced Fund™, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Schwab Balanced Fund™ had a return of 11.90% year-to-date (YTD) and 19.70% in the last 12 months. Over the past 10 years, Schwab Balanced Fund™ had an annualized return of 7.42%, while the S&P 500 had an annualized return of 10.85%, indicating that Schwab Balanced Fund™ did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 11.90% | 17.79% |
| 1 month | 0.52% | 0.18% |
| 6 months | 6.69% | 7.53% |
| 1 year | 19.70% | 26.42% |
| 5 years (annualized) | 8.11% | 13.48% |
| 10 years (annualized) | 7.42% | 10.85% |
Monthly Returns
The table below presents the monthly returns of SWOBX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.51% | 2.82% | 1.87% | -3.42% | 3.42% | 3.18% | 0.95% | 1.59% | 11.90% | ||||
| 2023 | 6.25% | -2.70% | 3.13% | 1.14% | -0.13% | 3.53% | 2.12% | -1.58% | -3.97% | -2.34% | 7.10% | 4.72% | 17.87% |
| 2022 | -4.70% | -2.49% | -0.23% | -7.00% | 0.43% | -5.55% | 6.20% | -4.07% | -7.41% | 3.42% | 5.36% | -3.46% | -18.86% |
| 2021 | -0.40% | 1.14% | 1.75% | 3.55% | 0.43% | 2.08% | 1.52% | 1.70% | -3.39% | 3.51% | -0.46% | 2.61% | 14.76% |
| 2020 | 0.63% | -4.22% | -8.29% | 8.82% | 3.56% | 1.78% | 3.75% | 3.98% | -2.67% | -1.73% | 6.55% | 2.92% | 14.73% |
| 2019 | 6.01% | 2.25% | 1.34% | 2.37% | -3.35% | 4.66% | 0.64% | -0.44% | 0.13% | 1.46% | 2.31% | 1.40% | 20.13% |
| 2018 | 3.17% | -2.44% | -0.77% | 0.06% | 2.13% | 0.32% | 1.45% | 2.24% | -0.61% | -5.63% | 1.43% | -5.33% | -4.35% |
| 2017 | 1.52% | 2.71% | 0.35% | 1.31% | 0.89% | 0.54% | 1.55% | 0.66% | 1.05% | 1.63% | 1.60% | 0.72% | 15.52% |
| 2016 | -4.31% | -0.44% | 4.23% | 0.14% | 1.63% | -0.14% | 2.94% | 0.27% | 0.27% | -1.83% | 1.58% | 1.08% | 5.29% |
| 2015 | -0.86% | 3.47% | -0.13% | -0.39% | 1.30% | -1.09% | 1.49% | -4.02% | -1.93% | 4.48% | 0.78% | -1.91% | 0.89% |
| 2014 | -1.37% | 3.06% | -0.40% | -0.47% | 1.91% | 1.81% | -1.51% | 3.07% | -1.49% | 2.23% | 1.86% | -0.02% | 8.84% |
| 2013 | 3.04% | 0.86% | 1.93% | 0.83% | 0.98% | -1.49% | 3.77% | -1.53% | 2.66% | 2.66% | 1.89% | 1.49% | 18.33% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SWOBX is 68, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Schwab Balanced Fund™ (SWOBX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Schwab Balanced Fund™ granted a 7.00% dividend yield in the last twelve months. The annual payout for that period amounted to $1.22 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.22 | $1.22 | $1.42 | $1.23 | $0.52 | $0.82 | $0.98 | $0.50 | $1.08 | $1.08 | $0.76 | $0.21 |
Dividend yield | 7.00% | 7.84% | 10.21% | 6.47% | 2.97% | 5.21% | 7.11% | 3.20% | 7.83% | 7.66% | 5.05% | 1.42% |
Monthly Dividends
The table displays the monthly dividend distributions for Schwab Balanced Fund™. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.22 | $1.22 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.42 | $1.42 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.23 | $1.23 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.52 | $0.52 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.82 | $0.82 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.98 | $0.98 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.50 | $0.50 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.08 | $1.08 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.08 | $1.08 |
| 2014 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.76 | $0.76 |
| 2013 | $0.21 | $0.21 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Schwab Balanced Fund™. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Schwab Balanced Fund™ was 39.02%, occurring on Oct 9, 2002. Recovery took 872 trading sessions.
The current Schwab Balanced Fund™ drawdown is 0.23%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -39.02% | Dec 31, 1999 | 693 | Oct 9, 2002 | 872 | Mar 29, 2006 | 1565 |
| -35.99% | Oct 11, 2007 | 353 | Mar 9, 2009 | 484 | Feb 7, 2011 | 837 |
| -23.83% | Dec 28, 2021 | 202 | Oct 14, 2022 | 359 | Mar 21, 2024 | 561 |
| -22.36% | Feb 20, 2020 | 23 | Mar 23, 2020 | 82 | Jul 20, 2020 | 105 |
| -16.46% | Jul 22, 1998 | 58 | Oct 9, 1998 | 57 | Dec 29, 1998 | 115 |
Volatility
Volatility Chart
The current Schwab Balanced Fund™ volatility is 2.30%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.