Schwab Balanced Fund™ (SWOBX)
The fund generally invests in a diversified group of other affiliated Schwab and/or Laudus Funds. It invests 55-65% of its assets in equity securities (including stocks and equity funds) and 35-45% in fixed income securities (including bonds and fixed income funds), and cash and cash equivalents (including money market funds). For temporary defensive purposes during unusual economic or market conditions or for liquidity purposes, the fund may invest up to 100% of its assets directly in cash, money market instruments, repurchase agreements and other short-term obligations.
Fund Info
US8085098635
808509863
Nov 17, 1996
$0
Large-Cap
Growth
Expense Ratio
SWOBX has an expense ratio of 0.00%, meaning no management fees are charged.
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Schwab Balanced Fund™ (SWOBX) returned 1.85% year-to-date (YTD) and 5.66% over the past 12 months. Over the past 10 years, SWOBX returned 3.08% annually, underperforming the S&P 500 benchmark at 10.89%.
SWOBX
1.85%
7.65%
-0.44%
5.66%
4.44%
3.08%
^GSPC (Benchmark)
1.30%
12.79%
1.49%
12.35%
15.12%
10.89%
Monthly Returns
The table below presents the monthly returns of SWOBX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.91% | -0.70% | -3.49% | 0.55% | 3.71% | 1.85% | |||||||
| 2024 | 0.51% | 2.82% | 1.81% | -3.36% | 3.86% | 2.32% | 1.37% | 2.00% | 1.56% | -1.93% | 3.35% | -4.33% | 10.01% |
| 2023 | 6.25% | -2.70% | 3.12% | 1.14% | -0.13% | 3.53% | 2.13% | -1.58% | -3.97% | -2.34% | 7.10% | 1.15% | 13.86% |
| 2022 | -4.70% | -2.49% | -0.23% | -7.00% | 0.43% | -5.55% | 6.20% | -4.07% | -7.41% | 3.42% | 5.36% | -11.10% | -25.28% |
| 2021 | -0.40% | 1.14% | 1.75% | 3.55% | 0.43% | 2.08% | 1.52% | 1.70% | -3.39% | 3.51% | -0.46% | 0.63% | 12.54% |
| 2020 | 0.63% | -4.22% | -8.29% | 8.82% | 3.56% | 1.78% | 3.75% | 3.98% | -2.67% | -1.73% | 6.55% | 0.99% | 12.58% |
| 2019 | 6.01% | 2.25% | 1.34% | 2.37% | -3.35% | 4.66% | 0.64% | -0.44% | 0.13% | 1.46% | 2.31% | -2.29% | 15.75% |
| 2018 | 3.17% | -2.44% | -0.77% | 0.06% | 2.13% | 0.32% | 1.45% | 2.24% | -0.61% | -5.63% | 1.43% | -9.38% | -8.44% |
| 2017 | 1.52% | 2.71% | 0.35% | 1.31% | 0.89% | 0.54% | 1.55% | 0.66% | 1.05% | 1.63% | 1.60% | 0.60% | 15.38% |
| 2016 | -4.31% | -0.44% | 4.23% | 0.14% | 1.63% | -0.14% | 2.94% | 0.27% | 0.27% | -1.83% | 1.59% | -4.86% | -0.89% |
| 2015 | -0.86% | 3.48% | -0.13% | -0.39% | 1.30% | -1.09% | 1.49% | -4.02% | -1.93% | 4.48% | 0.78% | -6.86% | -4.20% |
| 2014 | -1.37% | 3.06% | -0.41% | -0.47% | 1.91% | 1.81% | -1.51% | 3.07% | -1.49% | 2.23% | 1.86% | -2.74% | 5.88% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SWOBX is 47, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Schwab Balanced Fund™ (SWOBX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Schwab Balanced Fund™ provided a 2.28% dividend yield over the last twelve months, with an annual payout of $0.39 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.39 | $0.39 | $0.33 | $0.24 | $0.85 | $0.19 | $0.22 | $0.37 | $0.48 | $0.22 | $0.33 | $0.34 |
Dividend yield | 2.28% | 2.32% | 2.15% | 1.72% | 4.50% | 1.06% | 1.42% | 2.66% | 3.08% | 1.57% | 2.30% | 2.24% |
Monthly Dividends
The table displays the monthly dividend distributions for Schwab Balanced Fund™. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.39 | $0.39 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.33 | $0.33 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 | $0.24 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.85 | $0.85 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.19 | $0.19 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.22 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.37 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.48 | $0.48 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.22 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.33 | $0.33 |
| 2014 | $0.34 | $0.34 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Schwab Balanced Fund™. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Schwab Balanced Fund™ was 41.47%, occurring on Mar 9, 2009. Recovery took 769 trading sessions.
The current Schwab Balanced Fund™ drawdown is 6.91%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -41.47% | Oct 11, 2007 | 353 | Mar 9, 2009 | 769 | Mar 26, 2012 | 1122 |
| -39.02% | Dec 31, 1999 | 693 | Oct 9, 2002 | 1036 | Nov 21, 2006 | 1729 |
| -27.03% | Dec 28, 2021 | 255 | Dec 30, 2022 | — | — | — |
| -22.39% | Dec 30, 2019 | 58 | Mar 23, 2020 | 82 | Jul 20, 2020 | 140 |
| -16.46% | Jul 22, 1998 | 58 | Oct 9, 1998 | 57 | Dec 29, 1998 | 115 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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