SWJRX vs. SWSSX
Compare and contrast key facts about Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX).
SWJRX is managed by Charles Schwab. It was launched on Mar 27, 2008. SWSSX is a passively managed fund by Charles Schwab that tracks the performance of the Russell 2000 Index. It was launched on May 19, 1997.
Performance
SWJRX vs. SWSSX - Performance Comparison
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SWJRX vs. SWSSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWJRX Schwab Monthly Income Fund - Moderate Payout | 3.09% | 12.17% | 3.83% | 8.79% | -12.81% | 9.23% | 5.32% | 16.40% | -6.31% | 10.80% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | -2.49% | 12.88% | 11.57% | 17.07% | -20.43% | 14.77% | 20.12% | 25.63% | -11.19% | 14.76% |
Returns By Period
In the year-to-date period, SWJRX achieves a 3.09% return, which is significantly higher than SWSSX's -2.49% return. Over the past 10 years, SWJRX has underperformed SWSSX with an annualized return of 5.07%, while SWSSX has yielded a comparatively higher 9.50% annualized return.
SWJRX
- 1D
- 0.37%
- 1M
- -4.10%
- YTD
- 3.09%
- 6M
- 5.56%
- 1Y
- 11.26%
- 3Y*
- 8.50%
- 5Y*
- 4.04%
- 10Y*
- 5.07%
SWSSX
- 1D
- -1.45%
- 1M
- -8.18%
- YTD
- -2.49%
- 6M
- -0.36%
- 1Y
- 21.55%
- 3Y*
- 11.83%
- 5Y*
- 3.10%
- 10Y*
- 9.50%
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SWJRX vs. SWSSX - Expense Ratio Comparison
SWJRX has a 0.00% expense ratio, which is lower than SWSSX's 0.04% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWJRX vs. SWSSX — Risk / Return Rank
SWJRX
SWSSX
SWJRX vs. SWSSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWJRX | SWSSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.58 | 0.91 | +0.67 |
Sortino ratioReturn per unit of downside risk | 2.17 | 1.40 | +0.77 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.18 | +0.14 |
Calmar ratioReturn relative to maximum drawdown | 1.84 | 1.33 | +0.51 |
Martin ratioReturn relative to average drawdown | 8.43 | 5.02 | +3.41 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWJRX | SWSSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.58 | 0.91 | +0.67 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.47 | 0.14 | +0.33 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.59 | 0.40 | +0.20 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.33 | +0.25 |
Correlation
The correlation between SWJRX and SWSSX is 0.79, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWJRX vs. SWSSX - Dividend Comparison
SWJRX's dividend yield for the trailing twelve months is around 4.31%, more than SWSSX's 1.32% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWJRX Schwab Monthly Income Fund - Moderate Payout | 4.31% | 4.78% | 4.94% | 4.80% | 8.67% | 3.62% | 2.49% | 5.36% | 3.47% | 2.93% | 6.05% | 6.80% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | 1.32% | 1.29% | 1.66% | 1.49% | 1.32% | 8.88% | 2.55% | 6.12% | 10.45% | 5.22% | 4.10% | 6.92% |
Drawdowns
SWJRX vs. SWSSX - Drawdown Comparison
The maximum SWJRX drawdown since its inception was -25.61%, smaller than the maximum SWSSX drawdown of -60.34%. Use the drawdown chart below to compare losses from any high point for SWJRX and SWSSX.
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Drawdown Indicators
| SWJRX | SWSSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.61% | -60.34% | +34.73% |
Max Drawdown (1Y)Largest decline over 1 year | -6.32% | -13.90% | +7.58% |
Max Drawdown (5Y)Largest decline over 5 years | -20.87% | -31.93% | +11.06% |
Max Drawdown (10Y)Largest decline over 10 years | -20.87% | -41.81% | +20.94% |
Current DrawdownCurrent decline from peak | -4.10% | -11.00% | +6.90% |
Average DrawdownAverage peak-to-trough decline | -3.91% | -10.78% | +6.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.38% | 3.68% | -2.30% |
Volatility
SWJRX vs. SWSSX - Volatility Comparison
The current volatility for Schwab Monthly Income Fund - Moderate Payout (SWJRX) is 2.33%, while Schwab Small-Cap Index Fund-Select Shares (SWSSX) has a volatility of 6.59%. This indicates that SWJRX experiences smaller price fluctuations and is considered to be less risky than SWSSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWJRX | SWSSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.33% | 6.59% | -4.26% |
Volatility (6M)Calculated over the trailing 6-month period | 4.09% | 14.12% | -10.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.32% | 23.11% | -15.79% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.71% | 22.57% | -13.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.57% | 24.03% | -15.46% |