PortfoliosLab logoPortfoliosLab logo
STRL vs. DAVE
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

STRL vs. DAVE - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Sterling Construction Company, Inc. (STRL) and Dave Inc. (DAVE). The values are adjusted to include any dividend payments, if applicable.

Loading charts...

Returns By Period

In the year-to-date period, STRL achieves a 191.24% return, which is significantly higher than DAVE's 22.08% return.


STRL

1D
1.07%
1M
5.57%
YTD
191.24%
6M
174.74%
1Y
332.96%
3Y*
155.47%
5Y*
104.86%
10Y*
68.46%

DAVE

1D
4.66%
1M
5.45%
YTD
22.08%
6M
33.54%
1Y
22.00%
3Y*
262.16%
5Y*
-3.13%
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

STRL vs. DAVE - Yearly Performance Comparison


2026 (YTD)20252024202320222021
STRL
Sterling Construction Company, Inc.
191.24%81.79%91.57%168.08%24.71%26.14%
DAVE
Dave Inc.
22.08%154.73%936.61%-9.64%-97.17%4.59%

Correlation

The correlation between STRL and DAVE is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.25

Correlation (3Y)
Calculated over the trailing 3-year period

0.30

Correlation (5Y)
Calculated over the trailing 5-year period

0.25

Correlation (All Time)
Calculated using the full available price history since Apr 27, 2021

0.25

Fundamentals

Market Cap

STRL:

$27.68B

DAVE:

$3.89B

EPS

STRL:

$11.19

DAVE:

$15.54

PE Ratio

STRL:

79.71

DAVE:

17.39

PEG Ratio

STRL:

1.70

DAVE:

0.08

PS Ratio

STRL:

9.58

DAVE:

7.10

PB Ratio

STRL:

23.27

DAVE:

19.10

Total Revenue (TTM)

STRL:

$2.88B

DAVE:

$551.52M

Gross Profit (TTM)

STRL:

$664.66M

DAVE:

$427.68M

EBITDA (TTM)

STRL:

$429.99M

DAVE:

$165.95M

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Return for Risk

STRL vs. DAVE — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

STRL
STRL Risk / Return Rank: 9797
Overall Rank
STRL Sharpe Ratio Rank: 9898
Sharpe Ratio Rank
STRL Sortino Ratio Rank: 9696
Sortino Ratio Rank
STRL Omega Ratio Rank: 9595
Omega Ratio Rank
STRL Calmar Ratio Rank: 9898
Calmar Ratio Rank
STRL Martin Ratio Rank: 9898
Martin Ratio Rank

DAVE
DAVE Risk / Return Rank: 5353
Overall Rank
DAVE Sharpe Ratio Rank: 5353
Sharpe Ratio Rank
DAVE Sortino Ratio Rank: 5353
Sortino Ratio Rank
DAVE Omega Ratio Rank: 5252
Omega Ratio Rank
DAVE Calmar Ratio Rank: 5454
Calmar Ratio Rank
DAVE Martin Ratio Rank: 5252
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

STRL vs. DAVE - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Sterling Construction Company, Inc. (STRL) and Dave Inc. (DAVE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


STRLDAVEDifference
Sharpe ratioReturn per unit of total volatility

+3.83

Sortino ratioReturn per unit of downside risk

+3.28

Omega ratioGain probability vs. loss probability

1.56

1.11

+0.45

Calmar ratioReturn relative to maximum drawdown

10.82

0.49

+10.32

Martin ratioReturn relative to average drawdown

30.19

0.88

+29.31

STRL vs. DAVE - Sharpe Ratio Comparison

The current STRL Sharpe Ratio is 4.13, which is higher than the DAVE Sharpe Ratio of 0.30. The chart below compares the historical Sharpe Ratios of STRL and DAVE, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


Loading charts...

Sharpe Ratios by Period


STRLDAVEDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

4.13

0.30

+3.83

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

1.85

-0.03

+1.88

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

1.29

Sharpe Ratio (All Time)

Calculated using the full available price history

0.27

-0.03

+0.30

Drawdowns

STRL vs. DAVE - Drawdown Comparison

The maximum STRL drawdown since its inception was -92.51%, smaller than the maximum DAVE drawdown of -99.01%. Use the drawdown chart below to compare losses from any high point for STRL and DAVE.


Loading charts...

Drawdown Indicators


STRLDAVEDifference

Max Drawdown

Largest peak-to-trough decline

-92.51%

-99.01%

+6.50%

Max Drawdown (1Y)

Largest decline over 1 year

-31.02%

-44.67%

+13.65%

Max Drawdown (3Y)

Largest decline over 3 years

-47.67%

-44.67%

-3.00%

Max Drawdown (5Y)

Largest decline over 5 years

-47.67%

-99.01%

+51.34%

Max Drawdown (10Y)

Largest decline over 10 years

-59.60%

Current Drawdown

Current decline from peak

-10.25%

-40.93%

+30.68%

Average Drawdown

Average peak-to-trough decline

-46.31%

-69.06%

+22.75%

Ulcer Index

Depth and duration of drawdowns from previous peaks

11.09%

24.93%

-13.84%

Volatility

STRL vs. DAVE - Volatility Comparison

Sterling Construction Company, Inc. (STRL) has a higher volatility of 24.22% compared to Dave Inc. (DAVE) at 18.37%. This indicates that STRL's price experiences larger fluctuations and is considered to be riskier than DAVE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


Loading charts...

Volatility by Period


STRLDAVEDifference

Volatility (1M)

Calculated over the trailing 1-month period

24.22%

18.37%

+5.85%

Volatility (6M)

Calculated over the trailing 6-month period

63.81%

48.81%

+15.00%

Volatility (1Y)

Calculated over the trailing 1-year period

81.49%

73.92%

+7.57%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

56.99%

98.44%

-41.45%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

53.42%

97.30%

-43.88%

Dividends

STRL vs. DAVE - Dividend Comparison

Neither STRL nor DAVE has paid dividends to shareholders.


Tickers have no history of dividend payments

Financials

STRL vs. DAVE - Financials Comparison

This section allows you to compare key financial metrics between Sterling Construction Company, Inc. and Dave Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.00200.00M400.00M600.00M800.00M20222023202420252026
825.68M
147.59M
(STRL) Total Revenue
(DAVE) Total Revenue
Values in USD except per share items

STRL vs. DAVE - Profitability Comparison

The chart below illustrates the profitability comparison between Sterling Construction Company, Inc. and Dave Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%20222023202420252026
23.5%
81.3%
Portfolio components
STRL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Sterling Construction Company, Inc. reported a gross profit of 194.30M and revenue of 825.68M. Therefore, the gross margin over that period was 23.5%.

DAVE - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Dave Inc. reported a gross profit of 120.00M and revenue of 147.59M. Therefore, the gross margin over that period was 81.3%.

STRL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Sterling Construction Company, Inc. reported an operating income of 2.36M and revenue of 825.68M, resulting in an operating margin of 0.3%.

DAVE - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Dave Inc. reported an operating income of 21.15M and revenue of 147.59M, resulting in an operating margin of 14.3%.

STRL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Sterling Construction Company, Inc. reported a net income of 95.97M and revenue of 825.68M, resulting in a net margin of 11.6%.

DAVE - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Dave Inc. reported a net income of 57.94M and revenue of 147.59M, resulting in a net margin of 39.3%.


Frequently Asked Questions


STRL and DAVE have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

STRL has higher volatility (24.22%) compared to DAVE (18.37%). In terms of maximum drawdown, STRL dropped -92.51% vs DAVE's -99.01%.

STRL currently has the higher Sharpe Ratio (4.13 vs 0.30), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

Find the right allocation for STRL and DAVE

Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

Open Portfolio Optimizer