DAVE vs. ALAR

Last updated Apr 2, 2026

Compare and contrast key facts about Dave Inc. (DAVE) and Alarum Technologies Ltd. (ALAR).

Performance

DAVE vs. ALAR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Dave Inc. (DAVE) and Alarum Technologies Ltd. (ALAR). The values are adjusted to include any dividend payments, if applicable.

DAVE vs. ALAR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
DAVE Dave Inc.	-21.66%	154.73%	936.61%	-9.64%	-97.17%	4.59%
ALAR Alarum Technologies Ltd.	-29.37%	-19.13%	36.73%	223.33%	-66.20%	-51.03%

Fundamentals

Market Cap DAVE : $2.51B ALAR : $53.59M
EPS DAVE : $13.51 ALAR : $0.12
PE Ratio DAVE : 12.84 ALAR : 51.09
PEG Ratio DAVE : 0.06 ALAR : 0.15
PS Ratio DAVE : 4.92 ALAR : 1.21
PB Ratio DAVE : 7.10 ALAR : 1.67
Total Revenue (TTM) DAVE : $511.91M ALAR : $40.79M
Gross Profit (TTM) DAVE : $408.56M ALAR : $23.85M
EBITDA (TTM) DAVE : $143.27M ALAR : $1.04M

Returns By Period

In the year-to-date period, DAVE achieves a -21.66% return, which is significantly higher than ALAR's -29.37% return.

DAVE

• 1D: -0.37%
• 1M: -12.84%
• YTD: -21.66%
• 6M: -12.11%
• 1Y: 105.19%
• 3Y*: 205.89%
• 5Y*: —
• 10Y*: —

ALAR

• 1D: 1.68%
• 1M: -9.69%
• YTD: -29.37%
• 6M: -59.38%
• 1Y: -4.72%
• 3Y*: 51.00%
• 5Y*: -15.54%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

DAVE vs. ALAR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

DAVE

DAVE Risk / Return Rank: 78
DAVE Sharpe Ratio Rank: 79
DAVE Sortino Ratio Rank: 79
DAVE Omega Ratio Rank: 76
DAVE Calmar Ratio Rank: 81
DAVE Martin Ratio Rank: 74

ALAR

ALAR Risk / Return Rank: 40
ALAR Sharpe Ratio Rank: 37
ALAR Sortino Ratio Rank: 43
ALAR Omega Ratio Rank: 41
ALAR Calmar Ratio Rank: 39
ALAR Martin Ratio Rank: 39

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

DAVE vs. ALAR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Dave Inc. (DAVE) and Alarum Technologies Ltd. (ALAR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	DAVE	ALAR	Difference
Sharpe ratio Return per unit of total volatility	1.24	-0.06	+1.29
Sortino ratio Return per unit of downside risk	2.08	0.57	+1.52
Omega ratio Gain probability vs. loss probability	1.26	1.07	+0.20
Calmar ratio Return relative to maximum drawdown	2.46	-0.05	+2.50
Martin ratio Return relative to average drawdown	4.60	-0.09	+4.69
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

DAVE vs. ALAR - Sharpe Ratio Comparison

The current DAVE Sharpe Ratio is 1.24, which is higher than the ALAR Sharpe Ratio of -0.06. The chart below compares the historical Sharpe Ratios of DAVE and ALAR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	DAVE	ALAR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.24	-0.06	+1.29
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.16	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.12	-0.53	+0.42

Correlation

The correlation between DAVE and ALAR is 0.18, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

DAVE vs. ALAR - Dividend Comparison

Neither DAVE nor ALAR has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

DAVE vs. ALAR - Drawdown Comparison

The maximum DAVE drawdown since its inception was -99.01%, roughly equal to the maximum ALAR drawdown of -99.95%. Use the drawdown chart below to compare losses from any high point for DAVE and ALAR.

Drawdown Indicators

	DAVE	ALAR	Difference
Max Drawdown Largest peak-to-trough decline	-99.01%	-99.95%	+0.94%
Max Drawdown (1Y) Largest decline over 1 year	-44.67%	-67.10%	+22.43%
Max Drawdown (5Y) Largest decline over 5 years	—	-90.73%	—
Current Drawdown Current decline from peak	-62.10%	-99.80%	+37.70%
Average Drawdown Average peak-to-trough decline	-69.90%	-95.53%	+25.63%
Ulcer Index Depth and duration of drawdowns from previous peaks	23.86%	33.90%	-10.04%

Volatility

DAVE vs. ALAR - Volatility Comparison

The current volatility for Dave Inc. (DAVE) is 16.48%, while Alarum Technologies Ltd. (ALAR) has a volatility of 25.63%. This indicates that DAVE experiences smaller price fluctuations and is considered to be less risky than ALAR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	DAVE	ALAR	Difference
Volatility (1M) Calculated over the trailing 1-month period	16.48%	25.63%	-9.15%
Volatility (6M) Calculated over the trailing 6-month period	49.33%	50.19%	-0.86%
Volatility (1Y) Calculated over the trailing 1-year period	85.56%	84.13%	+1.43%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	98.18%	96.32%	+1.86%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	98.18%	104.97%	-6.79%

Financials

DAVE vs. ALAR - Profitability Comparison

The chart below illustrates the profitability comparison between Dave Inc. and Alarum Technologies Ltd. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

DAVE - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Dave Inc. reported a gross profit of 84.12M and revenue of 121.45M. Therefore, the gross margin over that period was 69.3%.

ALAR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Alarum Technologies Ltd. reported a gross profit of 6.40M and revenue of 11.89M. Therefore, the gross margin over that period was 53.9%.

DAVE - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Dave Inc. reported an operating income of -81.13M and revenue of 121.45M, resulting in an operating margin of -66.8%.

ALAR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Alarum Technologies Ltd. reported an operating income of 31.19K and revenue of 11.89M, resulting in an operating margin of 0.3%.

DAVE - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Dave Inc. reported a net income of 66.00M and revenue of 121.45M, resulting in a net margin of 54.3%.

ALAR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Alarum Technologies Ltd. reported a net income of 216.34K and revenue of 11.89M, resulting in a net margin of 1.8%.