SPPL vs. HUM

Last updated Jul 11, 2026

SPPL (SIMPPLE LTD. Ordinary Shares) and HUM (Humana Inc.) are both stocks. SPPL operates in Software - Application (Technology), while HUM operates in Healthcare Plans (Healthcare). Over the past year, SPPL returned 13.75% vs 72.49% for HUM. At a correlation of -0.06, they often move in opposite directions.

Performance

SPPL vs. HUM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SIMPPLE LTD. Ordinary Shares (SPPL) and Humana Inc. (HUM). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SPPL achieves a -14.35% return, which is significantly lower than HUM's 54.27% return.

SPPL

• 1D: 1.11%
• 1M: 3.12%
• 6M: 15.19%
• YTD: -14.35%
• 1Y: 13.75%
• 3Y*: —
• 5Y*: —
• 10Y*: —

HUM

• 1D: -1.39%
• 1M: 3.67%
• 6M: 42.73%
• YTD: 54.27%
• 1Y: 72.49%
• 3Y*: -2.38%
• 5Y*: -1.98%
• 10Y*: 10.68%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SPPL vs. HUM - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
SPPL SIMPPLE LTD. Ordinary Shares	-14.35%	-46.88%	-83.08%	20.61%
HUM Humana Inc.	54.27%	2.36%	-43.96%	-2.03%

Correlation

The correlation between SPPL and HUM is 0.02, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.02
Correlation (All Time) Calculated using the full available price history since Sep 13, 2023	-0.06

Fundamentals

Market Cap SPPL : $17.74M HUM : $47.09B
EPS SPPL : -SGD 1.34 HUM : $9.37
PS Ratio SPPL : 3.08 HUM : 0.34
PB Ratio SPPL : 7.92 HUM : 2.55
Total Revenue (TTM) SPPL : SGD 8.82M HUM : $137.20B
Gross Profit (TTM) SPPL : SGD 4.79M HUM : $13.28B
EBITDA (TTM) SPPL : -SGD 7.00M HUM : $2.82B

Return for Risk

SPPL vs. HUM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SPPL

SPPL Risk / Return Rank: 50
SPPL Sharpe Ratio Rank: 48
SPPL Sortino Ratio Rank: 55
SPPL Omega Ratio Rank: 53
SPPL Calmar Ratio Rank: 47
SPPL Martin Ratio Rank: 47

HUM

HUM Risk / Return Rank: 78
HUM Sharpe Ratio Rank: 85
HUM Sortino Ratio Rank: 78
HUM Omega Ratio Rank: 83
HUM Calmar Ratio Rank: 74
HUM Martin Ratio Rank: 72

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SPPL vs. HUM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SIMPPLE LTD. Ordinary Shares (SPPL) and Humana Inc. (HUM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SPPL	HUM	Difference
Sharpe ratio: Return per unit of total volatility	0.06	1.45	-1.39
Sortino ratio: Return per unit of downside risk	0.83	1.92	-1.09
Omega ratio: Gain probability vs. loss probability	1.10	1.29	-0.19
Calmar ratio: Return relative to maximum drawdown	0.08	1.52	-1.44
Martin ratio: Return relative to average drawdown	0.13	3.16	-3.03

SPPL vs. HUM - Sharpe Ratio Comparison

The current SPPL Sharpe Ratio is 0.06, which is lower than the HUM Sharpe Ratio of 1.45. The chart below compares the historical Sharpe Ratios of SPPL and HUM, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

SPPL vs. HUM - Drawdown Comparison

The maximum SPPL drawdown since its inception was -97.62%, which is greater than HUM's maximum drawdown of -85.10%. Use the drawdown chart below to compare losses from any high point for SPPL and HUM.

Drawdown Indicators

	SPPL	HUM	Difference
Max Drawdown Largest peak-to-trough decline	-97.62%	-85.10%	-12.52%
Max Drawdown (1Y) Largest decline over 1 year	-72.81%	-47.18%	-25.63%
Max Drawdown (3Y) Largest decline over 3 years	—	-67.92%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-69.92%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-69.92%	—
Current Drawdown Current decline from peak	-95.18%	-27.37%	-67.81%
Average Drawdown Average peak-to-trough decline	-81.62%	-27.16%	-54.46%
Ulcer Index Depth and duration of drawdowns from previous peaks	43.35%	22.69%	+20.66%

Volatility

SPPL vs. HUM - Volatility Comparison

SIMPPLE LTD. Ordinary Shares (SPPL) has a higher volatility of 16.07% compared to Humana Inc. (HUM) at 8.50%. This indicates that SPPL's price experiences larger fluctuations and is considered to be riskier than HUM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SPPL	HUM	Difference
Volatility (1M) Calculated over the trailing 1-month period	16.07%	8.50%	+7.57%
Volatility (6M) Calculated over the trailing 6-month period	65.71%	38.44%	+27.27%
Volatility (1Y) Calculated over the trailing 1-year period	97.67%	49.59%	+48.08%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	203.49%	37.62%	+165.87%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	203.49%	34.52%	+168.97%

Dividends

SPPL vs. HUM - Dividend Comparison

SPPL has not paid dividends to shareholders, while HUM's dividend yield for the trailing twelve months is around 0.90%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HUM Humana Inc.	0.90%	1.38%	1.40%	0.77%	0.62%	0.60%	0.61%	0.60%	0.70%	0.76%	0.43%	0.64%
SPPL SIMPPLE LTD. Ordinary Shares	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both SPPL and HUM in my portfolio?

SPPL and HUM have a correlation of 0.02, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SPPL or HUM?

SPPL has higher volatility (16.07%) compared to HUM (8.50%). In terms of maximum drawdown, SPPL dropped -97.62% vs HUM's -85.10%.

Which has better risk-adjusted returns?

HUM currently has the higher Sharpe Ratio (1.45 vs 0.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.