SPCT vs. VTI

Last updated Jul 12, 2026

SPCT (Liberty One Spectrum ETF) and VTI (Vanguard Total Stock Market ETF) are both Large Cap Blend Equities funds. SPCT is actively managed, while VTI is passively managed. At a 0.49 correlation, their price movements are largely independent. SPCT charges 0.85%/yr vs 0.03%/yr for VTI.

Performance

SPCT vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Liberty One Spectrum ETF (SPCT) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SPCT achieves a 9.09% return, which is significantly lower than VTI's 11.83% return.

SPCT

• 1D: 0.54%
• 1M: 1.72%
• 6M: 7.40%
• YTD: 9.09%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

VTI

• 1D: 0.33%
• 1M: 2.60%
• 6M: 9.50%
• YTD: 11.83%
• 1Y: 22.81%
• 3Y*: 20.66%
• 5Y*: 12.09%
• 10Y*: 14.80%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SPCT vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025
SPCT Liberty One Spectrum ETF	9.09%	1.93%
VTI Vanguard Total Stock Market ETF	11.83%	2.79%

Correlation

The correlation between SPCT and VTI is 0.49, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Sep 30, 2025	0.49

Return for Risk

SPCT vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SPCT

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

VTI

VTI Risk / Return Rank: 67
VTI Sharpe Ratio Rank: 67
VTI Sortino Ratio Rank: 65
VTI Omega Ratio Rank: 66
VTI Calmar Ratio Rank: 63
VTI Martin Ratio Rank: 74

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SPCT vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Liberty One Spectrum ETF (SPCT) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SPCT	VTI	Difference
Sharpe ratio: Return per unit of total volatility	—	1.75	—
Sortino ratio: Return per unit of downside risk	—	2.41	—
Omega ratio: Gain probability vs. loss probability	—	1.31	—
Calmar ratio: Return relative to maximum drawdown	—	2.51	—
Martin ratio: Return relative to average drawdown	—	11.00	—

Drawdowns

SPCT vs. VTI - Drawdown Comparison

The maximum SPCT drawdown since its inception was -7.17%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for SPCT and VTI.

Drawdown Indicators

	SPCT	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-7.17%	-55.45%	+48.28%
Max Drawdown (1Y) Largest decline over 1 year	—	-8.92%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-19.30%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-25.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-0.32%	-0.16%	-0.16%
Average Drawdown Average peak-to-trough decline	-1.51%	-8.00%	+6.49%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	2.03%	—

Volatility

Volatility by Period

	SPCT	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	4.34%	—
Volatility (6M) Calculated over the trailing 6-month period	—	10.10%	—
Volatility (1Y) Calculated over the trailing 1-year period	9.30%	12.80%	-3.50%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	9.30%	17.51%	-8.21%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	9.30%	18.28%	-8.98%

SPCT vs. VTI - Expense Ratio Comparison

SPCT has a 0.85% expense ratio, which is higher than VTI's 0.03% expense ratio.

Dividends

SPCT vs. VTI - Dividend Comparison

SPCT's dividend yield for the trailing twelve months is around 0.74%, less than VTI's 1.05% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SPCT Liberty One Spectrum ETF	0.74%	0.16%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VTI Vanguard Total Stock Market ETF	1.05%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both SPCT and VTI in my portfolio?

SPCT and VTI have a correlation of 0.49, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, SPCT or VTI?

On fees, VTI is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, SPCT or VTI?

VTI is cheaper with a 0.03% expense ratio, compared with 0.85% for SPCT.

Which ETF pays a higher dividend yield, SPCT or VTI?

VTI has the higher dividend yield at 1.05%, compared with 0.74% for SPCT.

What is the main difference between SPCT and VTI?

They also come from different issuers: Liberty One and Vanguard. Their fees differ too: 0.85% for SPCT and 0.03% for VTI.