SPCT vs. LOTI

Last updated Jun 23, 2026

SPCT (Liberty One Spectrum ETF) and LOTI (Liberty One Tactical Income ETF) are both exchange-traded funds - SPCT is a Large Cap Blend Equities fund actively managed by Liberty One, while LOTI is a Tactical Allocation fund actively managed by Liberty One. Both are actively managed. A 0.78 correlation means they provide meaningful diversification when combined. SPCT charges 0.85%/yr vs 1.01%/yr for LOTI.

Performance

SPCT vs. LOTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Liberty One Spectrum ETF (SPCT) and Liberty One Tactical Income ETF (LOTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SPCT achieves a 6.70% return, which is significantly higher than LOTI's 2.71% return.

SPCT

• 1D: -0.41%
• 1M: -1.53%
• YTD: 6.70%
• 6M: 6.53%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

LOTI

• 1D: -0.43%
• 1M: -0.87%
• YTD: 2.71%
• 6M: 2.90%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SPCT vs. LOTI - Yearly Performance Comparison

	2026 (YTD)	2025
SPCT Liberty One Spectrum ETF	6.70%	1.93%
LOTI Liberty One Tactical Income ETF	2.71%	1.06%

Correlation

The correlation between SPCT and LOTI is 0.78, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Sep 30, 2025	0.78

Return for Risk

SPCT vs. LOTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Liberty One Spectrum ETF (SPCT) and Liberty One Tactical Income ETF (LOTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

SPCT vs. LOTI - Drawdown Comparison

The maximum SPCT drawdown since its inception was -7.17%, which is greater than LOTI's maximum drawdown of -4.42%. Use the drawdown chart below to compare losses from any high point for SPCT and LOTI.

Drawdown Indicators

	SPCT	LOTI	Difference
Max Drawdown Largest peak-to-trough decline	-7.17%	-4.42%	-2.75%
Current Drawdown Current decline from peak	-2.05%	-2.45%	+0.40%
Average Drawdown Average peak-to-trough decline	-1.54%	-1.36%	-0.18%

Volatility

Volatility by Period

	SPCT	LOTI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	9.33%	5.72%	+3.61%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	9.33%	5.72%	+3.61%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	9.33%	5.72%	+3.61%

SPCT vs. LOTI - Expense Ratio Comparison

SPCT has a 0.85% expense ratio, which is lower than LOTI's 1.01% expense ratio.

Dividends

SPCT vs. LOTI - Dividend Comparison

SPCT's dividend yield for the trailing twelve months is around 0.75%, less than LOTI's 1.62% yield.

Position	TTM	2025
LOTI Liberty One Tactical Income ETF	1.62%	0.45%
SPCT Liberty One Spectrum ETF	0.75%	0.16%

Frequently Asked Questions

Can I hold both SPCT and LOTI in my portfolio?

SPCT and LOTI have a correlation of 0.78, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, SPCT or LOTI?

On fees, SPCT is cheaper at 0.85% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, SPCT or LOTI?

SPCT is cheaper with a 0.85% expense ratio, compared with 1.01% for LOTI.

Which ETF pays a higher dividend yield, SPCT or LOTI?

LOTI has the higher dividend yield at 1.62%, compared with 0.75% for SPCT.

What is the main difference between SPCT and LOTI?

SPCT is categorized as Large Cap Blend Equities, while LOTI is Tactical Allocation. Their fees differ too: 0.85% for SPCT and 1.01% for LOTI.