SHFS vs. VBR
SHFS (SHF Holdings Inc) is a stock, while VBR (Vanguard Small-Cap Value ETF) is Small Cap Value Equities fund tracking the CRSP US Small Cap Value Index. Over the past 3 years, SHFS returned -71.64%/yr vs 15.91%/yr for VBR. At a 0.09 correlation, their price movements are largely independent.
Performance
SHFS vs. VBR - Performance Comparison
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Returns By Period
In the year-to-date period, SHFS achieves a -77.19% return, which is significantly lower than VBR's 16.02% return.
SHFS
- 1D
- -0.49%
- 1M
- -43.77%
- 6M
- -76.75%
- YTD
- -77.19%
- 1Y
- -89.39%
- 3Y*
- -71.64%
- 5Y*
- —
- 10Y*
- —
VBR
- 1D
- 0.20%
- 1M
- 3.12%
- 6M
- 14.60%
- YTD
- 16.02%
- 1Y
- 22.96%
- 3Y*
- 15.91%
- 5Y*
- 9.15%
- 10Y*
- 10.97%
SHFS vs. VBR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
SHFS SHF Holdings Inc | -77.19% | -88.23% | -68.29% | -20.00% | -82.37% | 2.44% |
VBR Vanguard Small-Cap Value ETF | 16.02% | 9.09% | 12.40% | 16.00% | -9.38% | 8.29% |
Correlation
The correlation between SHFS and VBR is 0.13, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.13 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.11 |
Correlation (All Time) Calculated using the full available price history since Aug 20, 2021 | 0.09 |
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Return for Risk
SHFS vs. VBR — Risk / Return Rank
SHFS
VBR
SHFS vs. VBR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for SHF Holdings Inc (SHFS) and Vanguard Small-Cap Value ETF (VBR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SHFS | VBR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.05 | ||
| Sortino ratioReturn per unit of downside risk | -3.17 | ||
| Omega ratioGain probability vs. loss probability | 0.90 | 1.28 | -0.38 |
| Calmar ratioReturn relative to maximum drawdown | -0.92 | 2.68 | -3.60 |
| Martin ratioReturn relative to average drawdown | -1.22 | 9.46 | -10.68 |
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Drawdowns
SHFS vs. VBR - Drawdown Comparison
The maximum SHFS drawdown since its inception was -99.90%, which is greater than VBR's maximum drawdown of -61.98%. Use the drawdown chart below to compare losses from any high point for SHFS and VBR.
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Drawdown Indicators
| SHFS | VBR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -99.90% | -61.98% | -37.92% |
Max Drawdown (1Y)Largest decline over 1 year | -96.84% | -8.85% | -87.99% |
Max Drawdown (3Y)Largest decline over 3 years | -99.19% | -24.19% | -75.00% |
Max Drawdown (5Y)Largest decline over 5 years | — | -24.19% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -45.28% | — |
Current DrawdownCurrent decline from peak | -99.89% | 0.00% | -99.89% |
Average DrawdownAverage peak-to-trough decline | -73.29% | -8.24% | -65.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 73.00% | 2.50% | +70.50% |
Volatility
SHFS vs. VBR - Volatility Comparison
SHF Holdings Inc (SHFS) has a higher volatility of 38.26% compared to Vanguard Small-Cap Value ETF (VBR) at 3.81%. This indicates that SHFS's price experiences larger fluctuations and is considered to be riskier than VBR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SHFS | VBR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 38.26% | 3.81% | +34.45% |
Volatility (6M)Calculated over the trailing 6-month period | 93.83% | 10.68% | +83.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 187.30% | 15.11% | +172.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 130.86% | 19.71% | +111.15% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 130.86% | 21.66% | +109.20% |
Dividends
SHFS vs. VBR - Dividend Comparison
SHFS has not paid dividends to shareholders, while VBR's dividend yield for the trailing twelve months is around 1.78%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SHFS SHF Holdings Inc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VBR Vanguard Small-Cap Value ETF | 1.78% | 1.95% | 1.98% | 2.12% | 2.03% | 1.75% | 1.68% | 2.06% | 2.35% | 1.79% | 1.77% | 1.99% |
Frequently Asked Questions
SHFS and VBR have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SHFS has higher volatility (38.26%) compared to VBR (3.81%). In terms of maximum drawdown, SHFS dropped -99.90% vs VBR's -61.98%.
VBR currently has the higher Sharpe Ratio (1.57 vs -0.48), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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