SFPAX vs. FFSIX
Compare and contrast key facts about Saratoga Financial Service Fund (SFPAX) and Fidelity Advisor Financial Services Fund Class I (FFSIX).
SFPAX is managed by BlackRock. It was launched on Aug 1, 2000. FFSIX is managed by BlackRock. It was launched on Sep 3, 1996.
Performance
SFPAX vs. FFSIX - Performance Comparison
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SFPAX vs. FFSIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SFPAX Saratoga Financial Service Fund | 0.00% | 7.00% | 26.05% | 10.58% | -14.36% | 31.17% | -5.81% | 29.63% | -19.23% | 19.28% |
FFSIX Fidelity Advisor Financial Services Fund Class I | -9.38% | 15.23% | 39.62% | 14.33% | -8.71% | 33.30% | 0.06% | 34.10% | -15.84% | 20.23% |
Returns By Period
Over the past 10 years, SFPAX has underperformed FFSIX with an annualized return of 9.11%, while FFSIX has yielded a comparatively higher 13.01% annualized return.
SFPAX
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- 0.00%
- 6M
- -1.78%
- 1Y
- 7.00%
- 3Y*
- 16.47%
- 5Y*
- 7.56%
- 10Y*
- 9.11%
FFSIX
- 1D
- 1.00%
- 1M
- -5.37%
- YTD
- -9.38%
- 6M
- -5.85%
- 1Y
- 4.65%
- 3Y*
- 20.98%
- 5Y*
- 11.36%
- 10Y*
- 13.01%
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SFPAX vs. FFSIX - Expense Ratio Comparison
SFPAX has a 3.81% expense ratio, which is higher than FFSIX's 0.76% expense ratio.
Return for Risk
SFPAX vs. FFSIX — Risk / Return Rank
SFPAX
FFSIX
SFPAX vs. FFSIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Saratoga Financial Service Fund (SFPAX) and Fidelity Advisor Financial Services Fund Class I (FFSIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SFPAX | FFSIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.49 | 0.27 | +0.22 |
Sortino ratioReturn per unit of downside risk | 0.76 | 0.49 | +0.27 |
Omega ratioGain probability vs. loss probability | 1.14 | 1.07 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 0.55 | 0.24 | +0.31 |
Martin ratioReturn relative to average drawdown | 2.39 | 0.74 | +1.65 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SFPAX | FFSIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.49 | 0.27 | +0.22 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.40 | 0.54 | -0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.41 | 0.55 | -0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.14 | 0.31 | -0.17 |
Correlation
The correlation between SFPAX and FFSIX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SFPAX vs. FFSIX - Dividend Comparison
SFPAX has not paid dividends to shareholders, while FFSIX's dividend yield for the trailing twelve months is around 7.66%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SFPAX Saratoga Financial Service Fund | 0.00% | 0.00% | 5.91% | 5.05% | 5.71% | 5.03% | 4.18% | 7.10% | 22.58% | 0.00% | 0.00% | 0.00% |
FFSIX Fidelity Advisor Financial Services Fund Class I | 7.66% | 6.94% | 9.90% | 2.45% | 6.01% | 4.31% | 2.61% | 1.43% | 4.23% | 0.06% | 0.32% | 0.63% |
Drawdowns
SFPAX vs. FFSIX - Drawdown Comparison
The maximum SFPAX drawdown since its inception was -71.98%, roughly equal to the maximum FFSIX drawdown of -75.57%. Use the drawdown chart below to compare losses from any high point for SFPAX and FFSIX.
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Drawdown Indicators
| SFPAX | FFSIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -71.98% | -75.57% | +3.59% |
Max Drawdown (1Y)Largest decline over 1 year | -13.17% | -14.39% | +1.22% |
Max Drawdown (5Y)Largest decline over 5 years | -27.51% | -24.92% | -2.59% |
Max Drawdown (10Y)Largest decline over 10 years | -45.64% | -45.98% | +0.34% |
Current DrawdownCurrent decline from peak | -2.65% | -12.12% | +9.47% |
Average DrawdownAverage peak-to-trough decline | -21.06% | -17.25% | -3.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.15% | 4.61% | -1.46% |
Volatility
SFPAX vs. FFSIX - Volatility Comparison
The current volatility for Saratoga Financial Service Fund (SFPAX) is 0.00%, while Fidelity Advisor Financial Services Fund Class I (FFSIX) has a volatility of 4.54%. This indicates that SFPAX experiences smaller price fluctuations and is considered to be less risky than FFSIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SFPAX | FFSIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.00% | 4.54% | -4.54% |
Volatility (6M)Calculated over the trailing 6-month period | 6.73% | 12.42% | -5.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.62% | 21.13% | -3.51% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 19.06% | 21.15% | -2.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.67% | 23.84% | -1.17% |