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SCHF vs. IFLO
Performance
Return for Risk
Drawdowns
Volatility
Dividends

SCHF vs. IFLO

Last updated Jun 26, 2026

SCHF (Schwab International Equity ETF) and IFLO (VictoryShares International Free Cash Flow ETF) are both Foreign Large Cap Equities funds. Over the past year, SCHF returned 32.06% vs 32.28% for IFLO. Their correlation of 0.88 suggests significant overlap in exposure. SCHF charges 0.06%/yr vs 0.56%/yr for IFLO.

Performance

SCHF vs. IFLO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab International Equity ETF (SCHF) and VictoryShares International Free Cash Flow ETF (IFLO). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, SCHF achieves a 15.67% return, which is significantly lower than IFLO's 16.93% return.

SCHF

1D
1.39%
1M
0.10%
YTD
15.67%
6M
15.19%
1Y
32.06%
3Y*
20.09%
5Y*
10.03%
10Y*
11.21%

IFLO

1D
0.43%
1M
-1.62%
YTD
16.93%
6M
16.46%
1Y
32.28%
3Y*
—
5Y*
—
10Y*
—
*Multi-year figures are annualized to reflect compound growth (CAGR)

SCHF vs. IFLO - Yearly Performance Comparison

2026 (YTD)2025
SCHF
Schwab International Equity ETF		15.67%14.16%
IFLO
VictoryShares International Free Cash Flow ETF		16.93%13.12%

Correlation

The correlation between SCHF and IFLO is 0.88, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

Correlation
Correlation (All Time)
Calculated using the full available price history since Jun 26, 2025

0.88

SCHF vs. IFLO - Sectors Allocation Comparison

Sectors
SCHF
IFLO

Financial Services

23.3%
1.1%

Industrials

18.1%
18.1%

Technology

17.6%
21.5%

Basic Materials

7.4%
11.3%

Consumer Cyclical

7.3%
13.8%

Healthcare

7.0%
11.7%

Consumer Defensive

5.7%
2.8%

Energy

4.7%
12.1%

Communication Services

3.6%
6.7%

Utilities

3.2%
1.0%

Real Estate

2.0%
0.0%

Financial Services

SCHF
23.3%
IFLO
1.1%

Industrials

SCHF
18.1%
IFLO
18.1%

Technology

SCHF
17.6%
IFLO
21.5%

Basic Materials

SCHF
7.4%
IFLO
11.3%

Consumer Cyclical

SCHF
7.3%
IFLO
13.8%

Healthcare

SCHF
7.0%
IFLO
11.7%

Consumer Defensive

SCHF
5.7%
IFLO
2.8%

Energy

SCHF
4.7%
IFLO
12.1%

Communication Services

SCHF
3.6%
IFLO
6.7%

Utilities

SCHF
3.2%
IFLO
1.0%

Real Estate

SCHF
2.0%
IFLO
0.0%

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Schwab International Equity ETF

VictoryShares International Free Cash Flow ETF

Often compared with SCHF:
SCHF vs. VXUSSCHF vs. VEASCHF vs. SWISXSCHF vs. SCHYSCHF vs. SCHESCHF vs. FNDFSCHF vs. SCHB
Often compared with IFLO:
IFLO vs. ABIIFLO vs. GLOWIFLO vs. EFASIFLO vs. CFAIFLO vs. CFOIFLO vs. FDTIFLO vs. AVDV

Return for Risk

SCHF vs. IFLO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
SCHF
SCHF Risk / Return Rank: 6767
Overall Rank
SCHF Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
SCHF Sortino Ratio Rank: 6565
Sortino Ratio Rank
SCHF Omega Ratio Rank: 6868
Omega Ratio Rank
SCHF Calmar Ratio Rank: 6666
Calmar Ratio Rank
SCHF Martin Ratio Rank: 6868
Martin Ratio Rank
IFLO

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SCHF vs. IFLO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab International Equity ETF (SCHF) and VictoryShares International Free Cash Flow ETF (IFLO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

SCHFIFLODifference
Sharpe ratioReturn per unit of total volatility
1.91

—

—

Sortino ratioReturn per unit of downside risk
2.59

—

—

Omega ratioGain probability vs. loss probability

1.35

—

—

Calmar ratioReturn relative to maximum drawdown

2.80

—

—

Martin ratioReturn relative to average drawdown

10.73

—

—

SCHF vs. IFLO - Sharpe Ratio Comparison

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Drawdowns

SCHF vs. IFLO - Drawdown Comparison

The maximum SCHF drawdown since its inception was -34.87%, which is greater than IFLO's maximum drawdown of -6.44%. Use the drawdown chart below to compare losses from any high point for SCHF and IFLO.

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Drawdown Indicators

SCHFIFLODifference

Max Drawdown

Largest peak-to-trough decline

-34.87%

-6.44%

-28.43%

Max Drawdown (1Y)

Largest decline over 1 year

-11.48%

-6.44%

-5.04%

Max Drawdown (3Y)

Largest decline over 3 years

-13.41%

—

—

Max Drawdown (5Y)

Largest decline over 5 years

-29.14%

—

—

Max Drawdown (10Y)

Largest decline over 10 years

-34.87%

—

—

Current Drawdown

Current decline from peak

-1.71%

-3.37%

+1.66%

Average Drawdown

Average peak-to-trough decline

-7.36%

-1.25%

-6.11%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.99%

—

—

Volatility

SCHF vs. IFLO - Volatility Comparison

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Volatility by Period

SCHFIFLODifference

Volatility (1M)

Calculated over the trailing 1-month period

7.08%

—

—

Volatility (6M)

Calculated over the trailing 6-month period

14.84%

—

—

Volatility (1Y)

Calculated over the trailing 1-year period

16.92%

14.75%

+2.17%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

16.62%

14.75%

+1.87%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

17.05%

14.75%

+2.30%

SCHF vs. IFLO - Expense Ratio Comparison

SCHF has a 0.06% expense ratio, which is lower than IFLO's 0.56% expense ratio.

Dividends

SCHF vs. IFLO - Dividend Comparison

SCHF's dividend yield for the trailing twelve months is around 3.05%, more than IFLO's 1.51% yield.

PositionTTM20252024202320222021202020192018201720162015
IFLO
VictoryShares International Free Cash Flow ETF		1.51%0.73%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
SCHF
Schwab International Equity ETF		3.05%3.42%3.26%2.97%2.80%3.19%2.08%2.95%3.06%2.35%2.58%2.26%

Frequently Asked Questions

SCHF and IFLO have a correlation of 0.88, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

On 1-year performance, IFLO leads with 32.28% vs 32.06% for SCHF. On fees, SCHF is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Over the 1-year period, IFLO has performed better with a 32.28% return vs 32.06%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

SCHF is cheaper with a 0.06% expense ratio, compared with 0.56% for IFLO.

SCHF has the higher dividend yield at 3.05%, compared with 1.51% for IFLO.

They also come from different issuers: Charles Schwab and VictoryShares. Their fees differ too: 0.06% for SCHF and 0.56% for IFLO.

Portfolio Optimizer

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