SCGLY vs. ISNPY
SCGLY (Societe Generale ADR) and ISNPY (Intesa Sanpaolo SpA PK) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, SCGLY returned 16.02%/yr vs 21.76%/yr for ISNPY. A 0.68 correlation means they provide meaningful diversification when combined.
Performance
SCGLY vs. ISNPY - Performance Comparison
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Returns By Period
In the year-to-date period, SCGLY achieves a 10.52% return, which is significantly higher than ISNPY's 4.27% return. Over the past 10 years, SCGLY has underperformed ISNPY with an annualized return of 16.02%, while ISNPY has yielded a comparatively higher 21.76% annualized return.
SCGLY
- 1D
- -2.44%
- 1M
- 12.12%
- YTD
- 10.52%
- 6M
- 10.39%
- 1Y
- 63.43%
- 3Y*
- 56.24%
- 5Y*
- 29.07%
- 10Y*
- 16.02%
ISNPY
- 1D
- -2.64%
- 1M
- 7.07%
- YTD
- 4.27%
- 6M
- 4.50%
- 1Y
- 33.98%
- 3Y*
- 51.89%
- 5Y*
- 30.08%
- 10Y*
- 21.76%
SCGLY vs. ISNPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SCGLY Societe Generale ADR | 10.52% | 195.45% | 8.74% | 16.36% | -23.55% | 70.39% | -40.49% | 21.83% | -35.67% | 15.46% |
ISNPY Intesa Sanpaolo SpA PK | 4.27% | 84.29% | 50.22% | 42.51% | -7.76% | 19.59% | -10.04% | 25.49% | -28.78% | 47.09% |
Correlation
The correlation between SCGLY and ISNPY is 0.69, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.69 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.67 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.72 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.70 |
Correlation (All Time) Calculated using the full available price history since Jul 13, 2007 | 0.68 |
The correlation between SCGLY and ISNPY has been stable across timeframes, ranging from 0.67 to 0.72 - a consistent structural relationship.
Fundamentals
SCGLY:
$65.30B
ISNPY:
$20.27B
SCGLY:
€2.04
ISNPY:
€19.86
SCGLY:
7.57
ISNPY:
1.85
SCGLY:
0.24
ISNPY:
0.01
SCGLY:
0.87
ISNPY:
0.67
SCGLY:
0.81
ISNPY:
0.30
SCGLY:
€66.58B
ISNPY:
€26.94B
SCGLY:
€51.59B
ISNPY:
€25.87B
SCGLY:
€13.58B
ISNPY:
€14.31B
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Return for Risk
SCGLY vs. ISNPY — Risk / Return Rank
SCGLY
ISNPY
SCGLY vs. ISNPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Societe Generale ADR (SCGLY) and Intesa Sanpaolo SpA PK (ISNPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SCGLY | ISNPY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.50 | ||
| Sortino ratioReturn per unit of downside risk | +0.57 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.22 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.72 | 1.61 | +1.10 |
| Martin ratioReturn relative to average drawdown | 7.71 | 5.11 | +2.59 |
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Drawdowns
SCGLY vs. ISNPY - Drawdown Comparison
The maximum SCGLY drawdown since its inception was -89.76%, roughly equal to the maximum ISNPY drawdown of -86.72%. Use the drawdown chart below to compare losses from any high point for SCGLY and ISNPY.
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Drawdown Indicators
| SCGLY | ISNPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -89.76% | -86.72% | -3.04% |
Max Drawdown (1Y)Largest decline over 1 year | -23.45% | -21.14% | -2.31% |
Max Drawdown (3Y)Largest decline over 3 years | -25.67% | -21.80% | -3.87% |
Max Drawdown (5Y)Largest decline over 5 years | -51.15% | -49.54% | -1.61% |
Max Drawdown (10Y)Largest decline over 10 years | -75.30% | -59.38% | -15.92% |
Current DrawdownCurrent decline from peak | -4.07% | -2.64% | -1.43% |
Average DrawdownAverage peak-to-trough decline | -67.55% | -48.56% | -18.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.26% | 6.67% | +1.59% |
Volatility
SCGLY vs. ISNPY - Volatility Comparison
Societe Generale ADR (SCGLY) has a higher volatility of 10.57% compared to Intesa Sanpaolo SpA PK (ISNPY) at 8.22%. This indicates that SCGLY's price experiences larger fluctuations and is considered to be riskier than ISNPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCGLY | ISNPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.57% | 8.22% | +2.35% |
Volatility (6M)Calculated over the trailing 6-month period | 28.65% | 21.46% | +7.19% |
Volatility (1Y)Calculated over the trailing 1-year period | 35.79% | 26.56% | +9.23% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 37.45% | 30.52% | +6.93% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.73% | 33.05% | +6.68% |
Dividends
SCGLY vs. ISNPY - Dividend Comparison
SCGLY's dividend yield for the trailing twelve months is around 2.16%, less than ISNPY's 6.25% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ISNPY Intesa Sanpaolo SpA PK | 6.25% | 5.89% | 8.50% | 7.68% | 7.25% | 8.64% | 0.00% | 6.18% | 8.14% | 10.26% | 4.41% | 2.45% |
SCGLY Societe Generale ADR | 2.16% | 2.42% | 3.43% | 6.76% | 6.98% | 1.90% | 0.00% | 7.15% | 8.65% | 9.50% | 9.53% | 2.82% |
Financials
SCGLY vs. ISNPY - Financials Comparison
This section allows you to compare key financial metrics between Societe Generale ADR and Intesa Sanpaolo SpA PK. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
SCGLY vs. ISNPY - Profitability Comparison
SCGLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Societe Generale ADR reported a gross profit of 7.17B and revenue of 7.17B. Therefore, the gross margin over that period was 100.0%.
ISNPY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a gross profit of 8.47B and revenue of 10.99B. Therefore, the gross margin over that period was 77.1%.
SCGLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Societe Generale ADR reported an operating income of 2.49B and revenue of 7.17B, resulting in an operating margin of 34.8%.
ISNPY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported an operating income of 4.21B and revenue of 10.99B, resulting in an operating margin of 38.3%.
SCGLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Societe Generale ADR reported a net income of 1.70B and revenue of 7.17B, resulting in a net margin of 23.7%.
ISNPY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a net income of 2.81B and revenue of 10.99B, resulting in a net margin of 25.6%.
Frequently Asked Questions
SCGLY and ISNPY have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SCGLY has higher volatility (10.57%) compared to ISNPY (8.22%). In terms of maximum drawdown, SCGLY dropped -89.76% vs ISNPY's -86.72%.
SCGLY currently has the higher Sharpe Ratio (1.78 vs 1.29), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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