RSPF vs. XLFI

Last updated Jul 14, 2026

RSPF (Invesco S&P 500 Equal Weight Financials ETF) and XLFI (State Street Financial Select Sector SPDR Premium Income ETF) are both exchange-traded funds - RSPF is a Financials Equities fund tracking the S&P 500 Equal Weighted / Financials -SEC, while XLFI is a Derivative Income fund actively managed by State Street. RSPF is passively managed, while XLFI is actively managed. Their correlation of 0.90 suggests significant overlap in exposure. RSPF charges 0.40%/yr vs 0.35%/yr for XLFI.

Performance

RSPF vs. XLFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Invesco S&P 500 Equal Weight Financials ETF (RSPF) and State Street Financial Select Sector SPDR Premium Income ETF (XLFI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RSPF achieves a 5.58% return, which is significantly higher than XLFI's 1.85% return.

RSPF

• 1D: 0.67%
• 1M: 6.12%
• 6M: 4.02%
• YTD: 5.58%
• 1Y: 9.31%
• 3Y*: 18.41%
• 5Y*: 8.79%
• 10Y*: 12.45%

XLFI

• 1D: 0.45%
• 1M: 3.48%
• 6M: 0.88%
• YTD: 1.85%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

RSPF vs. XLFI - Yearly Performance Comparison

	2026 (YTD)	2025
RSPF Invesco S&P 500 Equal Weight Financials ETF	5.58%	2.50%
XLFI State Street Financial Select Sector SPDR Premium Income ETF	1.85%	5.40%

Correlation

The correlation between RSPF and XLFI is 0.90, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.90

RSPF vs. XLFI - Sectors Allocation Comparison

Sectors	RSPF	XLFI
Financial Services	92.6%	99.9%
Technology	6.1%	-
Industrials	1.3%	-
Basic Materials	-	-
Communication Services	-	-
Consumer Cyclical	-	-
Consumer Defensive	-	-
Energy	-	-
Healthcare	-	-
Real Estate	-	-
Utilities	-	-

Return for Risk

RSPF vs. XLFI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RSPF

RSPF Risk / Return Rank: 20
RSPF Sharpe Ratio Rank: 22
RSPF Sortino Ratio Rank: 20
RSPF Omega Ratio Rank: 20
RSPF Calmar Ratio Rank: 19
RSPF Martin Ratio Rank: 20

XLFI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RSPF vs. XLFI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Invesco S&P 500 Equal Weight Financials ETF (RSPF) and State Street Financial Select Sector SPDR Premium Income ETF (XLFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RSPF	XLFI	Difference
Sharpe ratio: Return per unit of total volatility	0.61	—	—
Sortino ratio: Return per unit of downside risk	0.94	—	—
Omega ratio: Gain probability vs. loss probability	1.11	—	—
Calmar ratio: Return relative to maximum drawdown	0.66	—	—
Martin ratio: Return relative to average drawdown	1.81	—	—

Drawdowns

RSPF vs. XLFI - Drawdown Comparison

The maximum RSPF drawdown since its inception was -81.32%, which is greater than XLFI's maximum drawdown of -11.89%. Use the drawdown chart below to compare losses from any high point for RSPF and XLFI.

Drawdown Indicators

	RSPF	XLFI	Difference
Max Drawdown Largest peak-to-trough decline	-81.32%	-11.89%	-69.43%
Max Drawdown (1Y) Largest decline over 1 year	-14.13%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-18.26%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-27.68%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-44.80%	—	—
Current Drawdown Current decline from peak	0.00%	0.00%	0.00%
Average Drawdown Average peak-to-trough decline	-18.95%	-3.17%	-15.78%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.16%	—	—

Volatility

Volatility by Period

	RSPF	XLFI	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.53%	—	—
Volatility (6M) Calculated over the trailing 6-month period	11.72%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	15.42%	12.02%	+3.40%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	19.73%	12.02%	+7.71%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	22.84%	12.02%	+10.82%

RSPF vs. XLFI - Expense Ratio Comparison

RSPF has a 0.40% expense ratio, which is higher than XLFI's 0.35% expense ratio.

Dividends

RSPF vs. XLFI - Dividend Comparison

RSPF's dividend yield for the trailing twelve months is around 1.53%, less than XLFI's 11.44% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RSPF Invesco S&P 500 Equal Weight Financials ETF	1.53%	1.55%	1.65%	2.16%	1.95%	1.56%	2.24%	1.85%	2.51%	1.28%	37.55%	2.17%
XLFI State Street Financial Select Sector SPDR Premium Income ETF	11.44%	5.57%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both RSPF and XLFI in my portfolio?

With a correlation of 0.90, RSPF and XLFI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, RSPF or XLFI?

On fees, XLFI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, RSPF or XLFI?

XLFI is cheaper with a 0.35% expense ratio, compared with 0.40% for RSPF.

Which ETF pays a higher dividend yield, RSPF or XLFI?

XLFI has the higher dividend yield at 11.44%, compared with 1.53% for RSPF.

What is the main difference between RSPF and XLFI?

RSPF is categorized as Financials Equities, while XLFI is Derivative Income. They also come from different issuers: Invesco and State Street. Their fees differ too: 0.40% for RSPF and 0.35% for XLFI.