RMFGX vs. VDADX

Last updated Jun 26, 2026

RMFGX (American Mutual Fund Class R-6) and VDADX (Vanguard Dividend Appreciation Index Fund Admiral Shares) are both mutual funds - RMFGX is a Large Cap Value Equities fund actively managed by American Funds, while VDADX is a Dividend fund tracking the S&P U.S. Dividend Growers Index. RMFGX is actively managed, while VDADX is passively managed. Over the past 10 years, RMFGX returned 11.71%/yr vs 13.32%/yr for VDADX. With a 0.95 correlation, they move nearly in lockstep. RMFGX charges 0.27%/yr vs 0.07%/yr for VDADX.

Performance

RMFGX vs. VDADX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Mutual Fund Class R-6 (RMFGX) and Vanguard Dividend Appreciation Index Fund Admiral Shares (VDADX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both stocks are quite close, with RMFGX having a 7.21% return and VDADX slightly lower at 7.08%. Over the past 10 years, RMFGX has underperformed VDADX with an annualized return of 11.71%, while VDADX has yielded a comparatively higher 13.32% annualized return.

RMFGX

• 1D: 0.48%
• 1M: 0.75%
• YTD: 7.21%
• 6M: 6.26%
• 1Y: 16.71%
• 3Y*: 15.87%
• 5Y*: 10.80%
• 10Y*: 11.71%

VDADX

• 1D: 0.16%
• 1M: 0.55%
• YTD: 7.08%
• 6M: 5.86%
• 1Y: 17.79%
• 3Y*: 15.87%
• 5Y*: 10.64%
• 10Y*: 13.32%

*Multi-year figures are annualized to reflect compound growth (CAGR)

RMFGX vs. VDADX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RMFGX American Mutual Fund Class R-6	7.21%	16.43%	15.28%	9.78%	-4.19%	25.28%	5.15%	21.92%	-2.00%	17.86%
VDADX Vanguard Dividend Appreciation Index Fund Admiral Shares	7.08%	14.17%	16.99%	14.44%	-9.80%	23.59%	15.47%	29.68%	-2.06%	22.22%

Correlation

The correlation between RMFGX and VDADX is 0.93, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.93
Correlation (3Y) Calculated over the trailing 3-year period	0.95
Correlation (5Y) Calculated over the trailing 5-year period	0.96
Correlation (10Y) Calculated over the trailing 10-year period	0.95
Correlation (All Time) Calculated using the full available price history since Dec 20, 2013	0.95

The correlation between RMFGX and VDADX has been stable across timeframes, ranging from 0.93 to 0.96 - a consistent structural relationship.

Return for Risk

RMFGX vs. VDADX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RMFGX

RMFGX Risk / Return Rank: 45
RMFGX Sharpe Ratio Rank: 48
RMFGX Sortino Ratio Rank: 47
RMFGX Omega Ratio Rank: 45
RMFGX Calmar Ratio Rank: 39
RMFGX Martin Ratio Rank: 46

VDADX

VDADX Risk / Return Rank: 47
VDADX Sharpe Ratio Rank: 48
VDADX Sortino Ratio Rank: 51
VDADX Omega Ratio Rank: 45
VDADX Calmar Ratio Rank: 43
VDADX Martin Ratio Rank: 49

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RMFGX vs. VDADX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Mutual Fund Class R-6 (RMFGX) and Vanguard Dividend Appreciation Index Fund Admiral Shares (VDADX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RMFGX	VDADX	Difference
Sharpe ratio: Return per unit of total volatility	1.69	1.72	-0.03
Sortino ratio: Return per unit of downside risk	2.37	2.50	-0.13
Omega ratio: Gain probability vs. loss probability	1.30	1.31	0.00
Calmar ratio: Return relative to maximum drawdown	2.07	2.20	-0.13
Martin ratio: Return relative to average drawdown	8.30	8.86	-0.56

RMFGX vs. VDADX - Sharpe Ratio Comparison

The current RMFGX Sharpe Ratio is 1.69, which is comparable to the VDADX Sharpe Ratio of 1.72. The chart below compares the historical Sharpe Ratios of RMFGX and VDADX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

RMFGX vs. VDADX - Drawdown Comparison

The maximum RMFGX drawdown since its inception was -29.79%, smaller than the maximum VDADX drawdown of -31.70%. Use the drawdown chart below to compare losses from any high point for RMFGX and VDADX.

Drawdown Indicators

	RMFGX	VDADX	Difference
Max Drawdown Largest peak-to-trough decline	-29.79%	-31.70%	+1.91%
Max Drawdown (1Y) Largest decline over 1 year	-7.89%	-7.93%	+0.04%
Max Drawdown (3Y) Largest decline over 3 years	-12.90%	-14.95%	+2.05%
Max Drawdown (5Y) Largest decline over 5 years	-15.17%	-20.42%	+5.25%
Max Drawdown (10Y) Largest decline over 10 years	-29.79%	-31.70%	+1.91%
Current Drawdown Current decline from peak	-0.45%	-0.98%	+0.53%
Average Drawdown Average peak-to-trough decline	-2.71%	-3.39%	+0.68%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.96%	1.96%	0.00%

Volatility

RMFGX vs. VDADX - Volatility Comparison

American Mutual Fund Class R-6 (RMFGX) and Vanguard Dividend Appreciation Index Fund Admiral Shares (VDADX) have volatilities of 2.73% and 2.82%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RMFGX	VDADX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.73%	2.82%	-0.09%
Volatility (6M) Calculated over the trailing 6-month period	7.46%	7.72%	-0.26%
Volatility (1Y) Calculated over the trailing 1-year period	9.68%	10.16%	-0.48%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	12.51%	14.27%	-1.76%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	14.11%	16.18%	-2.07%

RMFGX vs. VDADX - Expense Ratio Comparison

RMFGX has a 0.27% expense ratio, which is higher than VDADX's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

RMFGX vs. VDADX - Dividend Comparison

RMFGX's dividend yield for the trailing twelve months is around 7.40%, more than VDADX's 1.45% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RMFGX American Mutual Fund Class R-6	7.40%	7.85%	6.59%	4.06%	5.20%	4.88%	2.30%	4.89%	6.75%	6.23%	4.54%	6.84%
VDADX Vanguard Dividend Appreciation Index Fund Admiral Shares	1.45%	1.60%	1.71%	1.86%	1.94%	1.53%	1.61%	1.69%	2.07%	1.88%	2.14%	2.34%

Frequently Asked Questions

Can I hold both RMFGX and VDADX in my portfolio?

With a correlation of 0.93, RMFGX and VDADX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, RMFGX or VDADX?

VDADX has higher volatility (2.82%) compared to RMFGX (2.73%). In terms of maximum drawdown, RMFGX dropped -29.79% vs VDADX's -31.70%.

Which has better risk-adjusted returns?

VDADX currently has the higher Sharpe Ratio (1.72 vs 1.69), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.