RMFGX vs. NFJEX

Last updated Jul 18, 2026

RMFGX (American Mutual Fund Class R-6) and NFJEX (Virtus NFJ Dividend Value Fund) are both Large Cap Value Equities funds. Over the past 10 years, RMFGX returned 11.41%/yr vs 9.83%/yr for NFJEX. Their correlation of 0.92 suggests significant overlap in exposure. RMFGX charges 0.27%/yr vs 0.70%/yr for NFJEX.

Performance

RMFGX vs. NFJEX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Mutual Fund Class R-6 (RMFGX) and Virtus NFJ Dividend Value Fund (NFJEX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RMFGX achieves a 9.92% return, which is significantly lower than NFJEX's 22.58% return. Over the past 10 years, RMFGX has outperformed NFJEX with an annualized return of 11.41%, while NFJEX has yielded a comparatively lower 9.83% annualized return.

RMFGX

• 1D: 0.59%
• 1M: 3.22%
• 6M: 6.99%
• YTD: 9.92%
• 1Y: 16.38%
• 3Y*: 15.78%
• 5Y*: 11.25%
• 10Y*: 11.41%

NFJEX

• 1D: 0.24%
• 1M: 3.21%
• 6M: 18.47%
• YTD: 22.58%
• 1Y: 30.32%
• 3Y*: 15.10%
• 5Y*: 9.93%
• 10Y*: 9.83%

*Multi-year figures are annualized to reflect compound growth (CAGR)

RMFGX vs. NFJEX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RMFGX American Mutual Fund Class R-6	9.92%	16.43%	15.28%	9.78%	-4.19%	25.28%	5.15%	21.92%	-2.00%	17.86%
NFJEX Virtus NFJ Dividend Value Fund	22.58%	8.46%	5.29%	19.79%	-13.63%	28.90%	-2.13%	25.12%	-10.15%	15.49%

Correlation

The correlation between RMFGX and NFJEX is 0.77, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.77
Correlation (3Y) Calculated over the trailing 3-year period	0.83
Correlation (5Y) Calculated over the trailing 5-year period	0.88
Correlation (10Y) Calculated over the trailing 10-year period	0.90
Correlation (All Time) Calculated using the full available price history since Jan 4, 2010	0.92

The correlation between RMFGX and NFJEX shifts across timeframes, from 0.77 (1 year) to 0.92 (all time), reflecting how their relationship changes across market environments.

Return for Risk

RMFGX vs. NFJEX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RMFGX

RMFGX Risk / Return Rank: 52
RMFGX Sharpe Ratio Rank: 56
RMFGX Sortino Ratio Rank: 56
RMFGX Omega Ratio Rank: 54
RMFGX Calmar Ratio Rank: 43
RMFGX Martin Ratio Rank: 49

NFJEX

NFJEX Risk / Return Rank: 87
NFJEX Sharpe Ratio Rank: 86
NFJEX Sortino Ratio Rank: 85
NFJEX Omega Ratio Rank: 81
NFJEX Calmar Ratio Rank: 94
NFJEX Martin Ratio Rank: 91

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RMFGX vs. NFJEX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Mutual Fund Class R-6 (RMFGX) and Virtus NFJ Dividend Value Fund (NFJEX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RMFGX	NFJEX	Difference
Sharpe ratio: Return per unit of total volatility	1.74	2.38	-0.63
Sortino ratio: Return per unit of downside risk	2.45	3.44	-0.98
Omega ratio: Gain probability vs. loss probability	1.32	1.42	-0.11
Calmar ratio: Return relative to maximum drawdown	2.13	4.21	-2.08
Martin ratio: Return relative to average drawdown	8.54	14.45	-5.90

RMFGX vs. NFJEX - Sharpe Ratio Comparison

The current RMFGX Sharpe Ratio is 1.74, which is comparable to the NFJEX Sharpe Ratio of 2.38. The chart below compares the historical Sharpe Ratios of RMFGX and NFJEX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

RMFGX vs. NFJEX - Drawdown Comparison

The maximum RMFGX drawdown since its inception was -29.79%, smaller than the maximum NFJEX drawdown of -61.94%. Use the drawdown chart below to compare losses from any high point for RMFGX and NFJEX.

Drawdown Indicators

	RMFGX	NFJEX	Difference
Max Drawdown Largest peak-to-trough decline	-29.79%	-61.94%	+32.15%
Max Drawdown (1Y) Largest decline over 1 year	-7.89%	-7.38%	-0.51%
Max Drawdown (3Y) Largest decline over 3 years	-12.90%	-19.69%	+6.79%
Max Drawdown (5Y) Largest decline over 5 years	-15.17%	-23.29%	+8.12%
Max Drawdown (10Y) Largest decline over 10 years	-29.79%	-39.25%	+9.46%
Current Drawdown Current decline from peak	0.00%	0.00%	0.00%
Average Drawdown Average peak-to-trough decline	-2.70%	-9.57%	+6.87%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.96%	2.15%	-0.19%

Volatility

RMFGX vs. NFJEX - Volatility Comparison

American Mutual Fund Class R-6 (RMFGX) and Virtus NFJ Dividend Value Fund (NFJEX) have volatilities of 2.14% and 2.21%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RMFGX	NFJEX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.14%	2.21%	-0.07%
Volatility (6M) Calculated over the trailing 6-month period	7.40%	9.63%	-2.23%
Volatility (1Y) Calculated over the trailing 1-year period	9.63%	13.09%	-3.46%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	12.50%	16.55%	-4.05%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	14.08%	18.04%	-3.96%

RMFGX vs. NFJEX - Expense Ratio Comparison

RMFGX has a 0.27% expense ratio, which is lower than NFJEX's 0.70% expense ratio.

Dividends

RMFGX vs. NFJEX - Dividend Comparison

RMFGX's dividend yield for the trailing twelve months is around 7.21%, less than NFJEX's 10.05% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
NFJEX Virtus NFJ Dividend Value Fund	10.05%	12.61%	3.51%	14.16%	19.01%	6.43%	1.96%	14.20%	27.33%	27.35%	6.05%	2.77%
RMFGX American Mutual Fund Class R-6	7.21%	7.85%	6.59%	4.06%	5.20%	4.88%	2.30%	4.89%	6.75%	6.23%	4.54%	6.84%

Frequently Asked Questions

Can I hold both RMFGX and NFJEX in my portfolio?

RMFGX and NFJEX have a correlation of 0.77, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RMFGX or NFJEX?

NFJEX has higher volatility (2.21%) compared to RMFGX (2.14%). In terms of maximum drawdown, RMFGX dropped -29.79% vs NFJEX's -61.94%.

Which has better risk-adjusted returns?

NFJEX currently has the higher Sharpe Ratio (2.38 vs 1.74), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.