RM8U.DE vs. XZHE.L

Last updated Jun 5, 2026

RM8U.DE (HANetf The Royal Mint Responsibly Sourced Physical Gold ETC) and XZHE.L (Xtrackers ESG EUR High Yield Corporate Bond UCITS ETF 1C) are both exchange-traded funds - RM8U.DE is a Precious Metals fund tracking the Gold, while XZHE.L is a European High Yield Bonds fund tracking the Bloomberg Pan Euro HY Euro TR EUR. Both are passively managed. RM8U.DE charges 0.22%/yr vs 0.25%/yr for XZHE.L.

Performance

RM8U.DE vs. XZHE.L - Performance Comparison

The chart below illustrates the hypothetical performance of a €10,000 investment in HANetf The Royal Mint Responsibly Sourced Physical Gold ETC (RM8U.DE) and Xtrackers ESG EUR High Yield Corporate Bond UCITS ETF 1C (XZHE.L). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

RM8U.DE

• 1D: 0.59%
• 1M: -3.60%
• YTD: 2.70%
• 6M: 6.12%
• 1Y: 30.96%
• 3Y*: 27.86%
• 5Y*: 19.57%
• 10Y*: —

XZHE.L

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

RM8U.DE vs. XZHE.L — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RM8U.DE

RM8U.DE Risk / Return Rank: 36
RM8U.DE Sharpe Ratio Rank: 37
RM8U.DE Sortino Ratio Rank: 33
RM8U.DE Omega Ratio Rank: 40
RM8U.DE Calmar Ratio Rank: 37
RM8U.DE Martin Ratio Rank: 31

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RM8U.DE vs. XZHE.L - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for HANetf The Royal Mint Responsibly Sourced Physical Gold ETC (RM8U.DE) and Xtrackers ESG EUR High Yield Corporate Bond UCITS ETF 1C (XZHE.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	RM8U.DE	XZHE.L	Difference
Sharpe ratio: Return per unit of total volatility	1.30	—	—
Sortino ratio: Return per unit of downside risk	1.75	—	—
Omega ratio: Gain probability vs. loss probability	1.26	—	—
Calmar ratio: Return relative to maximum drawdown	1.81	—	—
Martin ratio: Return relative to average drawdown	4.58	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	RM8U.DE	XZHE.L	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.30	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	1.21	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	1.01	—	—

Drawdowns

Drawdown Indicators

	RM8U.DE	XZHE.L	Difference
Max Drawdown Largest peak-to-trough decline	-18.51%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-16.54%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-16.54%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-16.54%	—	—
Current Drawdown Current decline from peak	-15.01%	—	—
Average Drawdown Average peak-to-trough decline	-6.13%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	6.55%	—	—

Volatility

Volatility by Period

	RM8U.DE	XZHE.L	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.04%	—	—
Volatility (6M) Calculated over the trailing 6-month period	20.04%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	23.03%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.99%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.17%	—	—

RM8U.DE vs. XZHE.L - Expense Ratio Comparison

RM8U.DE has a 0.22% expense ratio, which is lower than XZHE.L's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

RM8U.DE vs. XZHE.L - Dividend Comparison

Neither RM8U.DE nor XZHE.L has paid dividends to shareholders.

Tickers have no history of dividend payments

Frequently Asked Questions

Which ETF is better, RM8U.DE or XZHE.L?

On fees, RM8U.DE is cheaper at 0.22% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, RM8U.DE or XZHE.L?

RM8U.DE is cheaper with a 0.22% expense ratio, compared with 0.25% for XZHE.L.

What is the main difference between RM8U.DE and XZHE.L?

RM8U.DE is categorized as Precious Metals, while XZHE.L is European High Yield Bonds. RM8U.DE tracks Gold, while XZHE.L tracks Bloomberg Pan Euro HY Euro TR EUR. They also come from different issuers: HANetf and DWS. Their fees differ too: 0.22% for RM8U.DE and 0.25% for XZHE.L.