RILA vs. ITOT
RILA (Indexperts Gorilla Aggressive Growth ETF) and ITOT (iShares Core S&P Total U.S. Stock Market ETF) are both exchange-traded funds - RILA is a Large Cap Growth Equities fund actively managed by Indexperts, while ITOT is a Large Cap Blend Equities fund tracking the S&P Total Market Index. RILA is actively managed, while ITOT is passively managed. Over the past year, RILA returned 12.73% vs 28.12% for ITOT. Their correlation of 0.88 suggests significant overlap in exposure. RILA charges 0.50%/yr vs 0.03%/yr for ITOT.
Performance
RILA vs. ITOT - Performance Comparison
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Returns By Period
In the year-to-date period, RILA achieves a 5.54% return, which is significantly lower than ITOT's 11.25% return.
RILA
- 1D
- -1.28%
- 1M
- 7.26%
- YTD
- 5.54%
- 6M
- 4.59%
- 1Y
- 12.73%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
ITOT
- 1D
- -0.73%
- 1M
- 5.01%
- YTD
- 11.25%
- 6M
- 11.12%
- 1Y
- 28.12%
- 3Y*
- 22.09%
- 5Y*
- 12.69%
- 10Y*
- 15.01%
RILA vs. ITOT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
RILA Indexperts Gorilla Aggressive Growth ETF | 5.54% | 15.46% |
ITOT iShares Core S&P Total U.S. Stock Market ETF | 11.25% | 17.22% |
Correlation
The correlation between RILA and ITOT is 0.86, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.86 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2025 | 0.88 |
The correlation between RILA and ITOT has been stable across timeframes, ranging from 0.86 to 0.88 - a consistent structural relationship.
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Return for Risk
RILA vs. ITOT — Risk / Return Rank
RILA
ITOT
RILA vs. ITOT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Indexperts Gorilla Aggressive Growth ETF (RILA) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RILA | ITOT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.51 | ||
| Sortino ratioReturn per unit of downside risk | -1.95 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.42 | -0.27 |
| Calmar ratioReturn relative to maximum drawdown | 0.77 | 3.17 | -2.40 |
| Martin ratioReturn relative to average drawdown | 2.32 | 14.57 | -12.25 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RILA | ITOT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.81 | 2.32 | -1.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.74 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.82 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.75 | 0.57 | +0.18 |
Drawdowns
RILA vs. ITOT - Drawdown Comparison
The maximum RILA drawdown since its inception was -19.99%, smaller than the maximum ITOT drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for RILA and ITOT.
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Drawdown Indicators
| RILA | ITOT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.99% | -55.20% | +35.21% |
Max Drawdown (1Y)Largest decline over 1 year | -16.54% | -8.90% | -7.64% |
Max Drawdown (3Y)Largest decline over 3 years | — | -19.44% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.36% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.00% | — |
Current DrawdownCurrent decline from peak | -1.40% | -0.73% | -0.67% |
Average DrawdownAverage peak-to-trough decline | -4.52% | -6.97% | +2.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.51% | 1.94% | +3.57% |
Volatility
RILA vs. ITOT - Volatility Comparison
Indexperts Gorilla Aggressive Growth ETF (RILA) has a higher volatility of 3.98% compared to iShares Core S&P Total U.S. Stock Market ETF (ITOT) at 2.99%. This indicates that RILA's price experiences larger fluctuations and is considered to be riskier than ITOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RILA | ITOT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.98% | 2.99% | +0.99% |
Volatility (6M)Calculated over the trailing 6-month period | 11.98% | 9.13% | +2.85% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.78% | 12.20% | +3.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.24% | 17.36% | +2.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.24% | 18.26% | +1.98% |
RILA vs. ITOT - Expense Ratio Comparison
RILA has a 0.50% expense ratio, which is higher than ITOT's 0.03% expense ratio.
Dividends
RILA vs. ITOT - Dividend Comparison
RILA's dividend yield for the trailing twelve months is around 0.10%, less than ITOT's 0.98% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ITOT iShares Core S&P Total U.S. Stock Market ETF | 0.98% | 1.11% | 1.23% | 1.47% | 1.66% | 1.18% | 1.41% | 1.88% | 2.14% | 1.69% | 1.83% | 2.01% |
RILA Indexperts Gorilla Aggressive Growth ETF | 0.10% | 0.08% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
RILA and ITOT have a correlation of 0.86, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RILA has higher volatility (3.98%) compared to ITOT (2.99%). In terms of maximum drawdown, RILA dropped -19.99% vs ITOT's -55.20%.
On 1-year performance, ITOT leads with 28.12% vs 12.73% for RILA. On fees, ITOT is cheaper at 0.03% per year. On volatility, ITOT has been the lower-risk option at 2.99%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, ITOT has performed better with a 28.12% return vs 12.73%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
ITOT is cheaper with a 0.03% expense ratio, compared with 0.50% for RILA.
ITOT has the higher dividend yield at 0.98%, compared with 0.10% for RILA.
RILA is categorized as Large Cap Growth Equities, while ITOT is Large Cap Blend Equities. They also come from different issuers: Indexperts and iShares. Their fees differ too: 0.50% for RILA and 0.03% for ITOT.
ITOT currently has the higher Sharpe Ratio (2.32 vs 0.81), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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