RILA vs. IBIC
RILA (Indexperts Gorilla Aggressive Growth ETF) and IBIC (iShares iBonds Oct 2026 Term TIPS ETF) are both exchange-traded funds - RILA is a Large Cap Growth Equities fund actively managed by Indexperts, while IBIC is a Inflation-Protected Bonds fund tracking the ICE 2026 Maturity US Inflation-Linked Treasury Index. RILA is actively managed, while IBIC is passively managed. Over the past year, RILA returned 10.89% vs 4.38% for IBIC. At a correlation of -0.24, they often move in opposite directions. RILA charges 0.50%/yr vs 0.10%/yr for IBIC.
Performance
RILA vs. IBIC - Performance Comparison
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Returns By Period
In the year-to-date period, RILA achieves a 2.63% return, which is significantly higher than IBIC's 2.39% return.
RILA
- 1D
- -0.61%
- 1M
- 0.82%
- YTD
- 2.63%
- 6M
- 0.84%
- 1Y
- 10.89%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
IBIC
- 1D
- 0.06%
- 1M
- 0.08%
- YTD
- 2.39%
- 6M
- 2.49%
- 1Y
- 4.38%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
RILA vs. IBIC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
RILA Indexperts Gorilla Aggressive Growth ETF | 2.63% | 13.77% |
IBIC iShares iBonds Oct 2026 Term TIPS ETF | 2.39% | 4.96% |
Correlation
The correlation between RILA and IBIC is -0.19, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.19 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2025 | -0.24 |
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Return for Risk
RILA vs. IBIC — Risk / Return Rank
RILA
IBIC
RILA vs. IBIC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Indexperts Gorilla Aggressive Growth ETF (RILA) and iShares iBonds Oct 2026 Term TIPS ETF (IBIC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RILA | IBIC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -4.28 | ||
| Sortino ratioReturn per unit of downside risk | -7.88 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 2.21 | -1.09 |
| Calmar ratioReturn relative to maximum drawdown | 0.66 | 16.41 | -15.75 |
| Martin ratioReturn relative to average drawdown | 1.96 | 58.11 | -56.15 |
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Drawdowns
RILA vs. IBIC - Drawdown Comparison
The maximum RILA drawdown since its inception was -19.99%, which is greater than IBIC's maximum drawdown of -0.90%. Use the drawdown chart below to compare losses from any high point for RILA and IBIC.
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Drawdown Indicators
| RILA | IBIC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.99% | -0.90% | -19.09% |
Max Drawdown (1Y)Largest decline over 1 year | -16.54% | -0.27% | -16.27% |
Current DrawdownCurrent decline from peak | -4.12% | -0.11% | -4.01% |
Average DrawdownAverage peak-to-trough decline | -4.50% | -0.10% | -4.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.58% | 0.08% | +5.50% |
Volatility
RILA vs. IBIC - Volatility Comparison
Indexperts Gorilla Aggressive Growth ETF (RILA) has a higher volatility of 5.97% compared to iShares iBonds Oct 2026 Term TIPS ETF (IBIC) at 0.16%. This indicates that RILA's price experiences larger fluctuations and is considered to be riskier than IBIC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RILA | IBIC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.97% | 0.16% | +5.81% |
Volatility (6M)Calculated over the trailing 6-month period | 12.69% | 0.67% | +12.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.43% | 0.89% | +15.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.33% | 1.57% | +18.76% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.33% | 1.57% | +18.76% |
RILA vs. IBIC - Expense Ratio Comparison
RILA has a 0.50% expense ratio, which is higher than IBIC's 0.10% expense ratio.
Dividends
RILA vs. IBIC - Dividend Comparison
RILA's dividend yield for the trailing twelve months is around 0.11%, less than IBIC's 3.59% yield.
| Position | TTM | 2025 | 2024 | 2023 |
|---|---|---|---|---|
IBIC iShares iBonds Oct 2026 Term TIPS ETF | 3.59% | 4.43% | 4.65% | 0.83% |
RILA Indexperts Gorilla Aggressive Growth ETF | 0.11% | 0.08% | 0.00% | 0.00% |
Frequently Asked Questions
RILA and IBIC have a correlation of -0.19, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RILA has higher volatility (5.97%) compared to IBIC (0.16%). In terms of maximum drawdown, RILA dropped -19.99% vs IBIC's -0.90%.
On 1-year performance, RILA leads with 10.89% vs 4.38% for IBIC. On fees, IBIC is cheaper at 0.10% per year. On volatility, IBIC has been the lower-risk option at 0.16%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, RILA has performed better with a 10.89% return vs 4.38%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
IBIC is cheaper with a 0.10% expense ratio, compared with 0.50% for RILA.
IBIC has the higher dividend yield at 3.59%, compared with 0.11% for RILA.
RILA is categorized as Large Cap Growth Equities, while IBIC is Inflation-Protected Bonds. They also come from different issuers: Indexperts and iShares. Their fees differ too: 0.50% for RILA and 0.10% for IBIC.
IBIC currently has the higher Sharpe Ratio (4.94 vs 0.67), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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