RGA vs. SAN
Compare and contrast key facts about Reinsurance Group of America, Incorporated (RGA) and Banco Santander, S.A. (SAN).
Performance
RGA vs. SAN - Performance Comparison
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RGA vs. SAN - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RGA Reinsurance Group of America, Incorporated | 0.77% | -2.97% | 34.38% | 16.39% | 33.04% | -3.21% | -27.02% | 18.29% | -8.71% | 25.59% |
SAN Banco Santander, S.A. | -3.84% | 164.72% | 14.96% | 46.20% | -6.62% | 10.41% | -21.99% | -2.32% | -28.49% | 32.28% |
Fundamentals
RGA:
$13.62B
SAN:
$179.66B
RGA:
$17.71
SAN:
$0.87
RGA:
11.53
SAN:
12.97
RGA:
0.44
SAN:
0.70
RGA:
0.58
SAN:
2.34
RGA:
1.01
SAN:
1.74
RGA:
$23.41B
SAN:
$75.11B
RGA:
$3.93B
SAN:
$0.00
RGA:
$1.91B
SAN:
$17.52B
Returns By Period
In the year-to-date period, RGA achieves a 0.77% return, which is significantly higher than SAN's -3.84% return. Over the past 10 years, RGA has underperformed SAN with an annualized return of 9.87%, while SAN has yielded a comparatively higher 14.62% annualized return.
RGA
- 1D
- 1.96%
- 1M
- -5.36%
- YTD
- 0.77%
- 6M
- 7.24%
- 1Y
- 5.62%
- 3Y*
- 17.64%
- 5Y*
- 12.22%
- 10Y*
- 9.87%
SAN
- 1D
- 5.42%
- 1M
- -8.74%
- YTD
- -3.84%
- 6M
- 9.04%
- 1Y
- 73.26%
- 3Y*
- 50.67%
- 5Y*
- 31.51%
- 10Y*
- 14.62%
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Return for Risk
RGA vs. SAN — Risk / Return Rank
RGA
SAN
RGA vs. SAN - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and Banco Santander, S.A. (SAN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RGA | SAN | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.20 | 2.13 | -1.92 |
Sortino ratioReturn per unit of downside risk | 0.48 | 2.60 | -2.12 |
Omega ratioGain probability vs. loss probability | 1.06 | 1.35 | -0.29 |
Calmar ratioReturn relative to maximum drawdown | 0.39 | 3.50 | -3.11 |
Martin ratioReturn relative to average drawdown | 0.85 | 11.96 | -11.11 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RGA | SAN | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.20 | 2.13 | -1.92 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.44 | 0.95 | -0.51 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.30 | 0.41 | -0.11 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.32 | 0.22 | +0.10 |
Correlation
The correlation between RGA and SAN is 0.47, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
RGA vs. SAN - Dividend Comparison
RGA's dividend yield for the trailing twelve months is around 1.80%, less than SAN's 2.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RGA Reinsurance Group of America, Incorporated | 1.80% | 1.79% | 1.63% | 2.04% | 2.15% | 2.61% | 2.42% | 1.59% | 1.57% | 1.17% | 1.24% | 1.64% |
SAN Banco Santander, S.A. | 2.19% | 2.11% | 4.63% | 3.58% | 3.83% | 2.71% | 0.00% | 6.20% | 5.83% | 4.60% | 3.29% | 7.06% |
Drawdowns
RGA vs. SAN - Drawdown Comparison
The maximum RGA drawdown since its inception was -65.75%, smaller than the maximum SAN drawdown of -82.94%. Use the drawdown chart below to compare losses from any high point for RGA and SAN.
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Drawdown Indicators
| RGA | SAN | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.75% | -82.94% | +17.19% |
Max Drawdown (1Y)Largest decline over 1 year | -15.82% | -20.29% | +4.47% |
Max Drawdown (5Y)Largest decline over 5 years | -28.41% | -44.15% | +15.74% |
Max Drawdown (10Y)Largest decline over 10 years | -65.75% | -73.84% | +8.09% |
Current DrawdownCurrent decline from peak | -9.94% | -14.61% | +4.67% |
Average DrawdownAverage peak-to-trough decline | -11.68% | -30.78% | +19.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.30% | 5.93% | +1.37% |
Volatility
RGA vs. SAN - Volatility Comparison
The current volatility for Reinsurance Group of America, Incorporated (RGA) is 5.78%, while Banco Santander, S.A. (SAN) has a volatility of 15.59%. This indicates that RGA experiences smaller price fluctuations and is considered to be less risky than SAN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RGA | SAN | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.78% | 15.59% | -9.81% |
Volatility (6M)Calculated over the trailing 6-month period | 16.96% | 25.14% | -8.18% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.98% | 34.66% | -6.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.95% | 33.45% | -5.50% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.88% | 35.93% | -3.05% |
Financials
RGA vs. SAN - Financials Comparison
This section allows you to compare key financial metrics between Reinsurance Group of America, Incorporated and Banco Santander, S.A.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities