RGA vs. RAMP
RGA (Reinsurance Group of America, Incorporated) and RAMP (LiveRamp Holdings, Inc.) are both stocks. RGA operates in Insurance - Reinsurance (Financial Services), while RAMP operates in Software - Infrastructure (Technology). Over the past 5 years, RGA returned 17.91%/yr vs -2.89%/yr for RAMP. At a 0.28 correlation, their price movements are largely independent.
Performance
RGA vs. RAMP - Performance Comparison
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Returns By Period
In the year-to-date period, RGA achieves a 14.83% return, which is significantly lower than RAMP's 28.98% return.
RGA
- 1D
- 0.29%
- 1M
- 12.35%
- 6M
- 15.97%
- YTD
- 14.83%
- 1Y
- 21.33%
- 3Y*
- 19.97%
- 5Y*
- 17.91%
- 10Y*
- 11.40%
RAMP
- 1D
- 0.26%
- 1M
- 0.69%
- 6M
- 35.77%
- YTD
- 28.98%
- 1Y
- 17.79%
- 3Y*
- 10.73%
- 5Y*
- -2.89%
- 10Y*
- —
RGA vs. RAMP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
RGA Reinsurance Group of America, Incorporated | 14.83% | -2.97% | 34.38% | 16.39% | 33.04% | -3.21% | -27.02% | 18.29% | -0.06% |
RAMP LiveRamp Holdings, Inc. | 28.98% | -3.29% | -19.83% | 61.60% | -51.12% | -34.49% | 52.26% | 24.44% | -4.69% |
Correlation
The correlation between RGA and RAMP is 0.20, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.20 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.21 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.26 |
Correlation (All Time) Calculated using the full available price history since Aug 1, 2018 | 0.28 |
Fundamentals
RGA:
$15.14B
RAMP:
$2.30B
RGA:
$20.15
RAMP:
$1.46
RGA:
11.47
RAMP:
25.90
RGA:
0.43
RAMP:
0.02
RGA:
0.57
RAMP:
3.00
RGA:
$18.13B
RAMP:
$812.94M
RGA:
$3.15B
RAMP:
$574.82M
RGA:
$1.46B
RAMP:
$97.51M
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Return for Risk
RGA vs. RAMP — Risk / Return Rank
RGA
RAMP
RGA vs. RAMP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Reinsurance Group of America, Incorporated (RGA) and LiveRamp Holdings, Inc. (RAMP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RGA | RAMP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.55 | ||
| Sortino ratioReturn per unit of downside risk | +0.54 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.11 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.58 | 0.40 | +1.19 |
| Martin ratioReturn relative to average drawdown | 3.78 | 0.81 | +2.97 |
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Drawdowns
RGA vs. RAMP - Drawdown Comparison
The maximum RGA drawdown since its inception was -65.75%, smaller than the maximum RAMP drawdown of -81.83%. Use the drawdown chart below to compare losses from any high point for RGA and RAMP.
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Drawdown Indicators
| RGA | RAMP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.75% | -81.83% | +16.08% |
Max Drawdown (1Y)Largest decline over 1 year | -12.68% | -33.13% | +20.45% |
Max Drawdown (3Y)Largest decline over 3 years | -27.11% | -48.19% | +21.08% |
Max Drawdown (5Y)Largest decline over 5 years | -27.11% | -72.71% | +45.60% |
Max Drawdown (10Y)Largest decline over 10 years | -65.75% | — | — |
Current DrawdownCurrent decline from peak | 0.00% | -55.93% | +55.93% |
Average DrawdownAverage peak-to-trough decline | -11.64% | -48.38% | +36.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.30% | 16.24% | -10.94% |
Volatility
RGA vs. RAMP - Volatility Comparison
Reinsurance Group of America, Incorporated (RGA) has a higher volatility of 6.22% compared to LiveRamp Holdings, Inc. (RAMP) at 1.60%. This indicates that RGA's price experiences larger fluctuations and is considered to be riskier than RAMP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RGA | RAMP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.22% | 1.60% | +4.62% |
Volatility (6M)Calculated over the trailing 6-month period | 17.21% | 33.91% | -16.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.85% | 44.68% | -20.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.67% | 46.53% | -18.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.90% | 48.04% | -15.14% |
Dividends
RGA vs. RAMP - Dividend Comparison
RGA's dividend yield for the trailing twelve months is around 1.80%, while RAMP has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RAMP LiveRamp Holdings, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
RGA Reinsurance Group of America, Incorporated | 1.80% | 1.79% | 1.63% | 2.04% | 2.15% | 2.61% | 2.42% | 1.59% | 1.57% | 1.17% | 1.24% | 1.64% |
Financials
RGA vs. RAMP - Financials Comparison
This section allows you to compare key financial metrics between Reinsurance Group of America, Incorporated and LiveRamp Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RGA vs. RAMP - Profitability Comparison
RGA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Reinsurance Group of America, Incorporated reported a gross profit of 0.00 and revenue of 6.49M. Therefore, the gross margin over that period was 0.0%.
RAMP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, LiveRamp Holdings, Inc. reported a gross profit of 145.54M and revenue of 206.09M. Therefore, the gross margin over that period was 70.6%.
RGA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Reinsurance Group of America, Incorporated reported an operating income of 441.00K and revenue of 6.49M, resulting in an operating margin of 6.8%.
RAMP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, LiveRamp Holdings, Inc. reported an operating income of 15.29M and revenue of 206.09M, resulting in an operating margin of 7.4%.
RGA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Reinsurance Group of America, Incorporated reported a net income of 331.00K and revenue of 6.49M, resulting in a net margin of 5.1%.
RAMP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, LiveRamp Holdings, Inc. reported a net income of 19.26M and revenue of 206.09M, resulting in a net margin of 9.4%.
Frequently Asked Questions
RGA and RAMP have a correlation of 0.20, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RGA has higher volatility (6.22%) compared to RAMP (1.60%). In terms of maximum drawdown, RGA dropped -65.75% vs RAMP's -81.83%.
RGA currently has the higher Sharpe Ratio (0.84 vs 0.30), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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