RFFC vs. VTI

Last updated Jun 4, 2026

RFFC (ALPS Active Equity Opportunity ETF) and VTI (Vanguard Total Stock Market ETF) are both Large Cap Blend Equities funds. RFFC is actively managed, while VTI is passively managed. Over the past 5 years, RFFC returned 12.38%/yr vs 12.69%/yr for VTI. Their correlation of 0.94 suggests significant overlap in exposure. RFFC charges 0.48%/yr vs 0.03%/yr for VTI.

Performance

RFFC vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in ALPS Active Equity Opportunity ETF (RFFC) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RFFC achieves a 10.59% return, which is significantly lower than VTI's 11.20% return.

RFFC

• 1D: -0.47%
• 1M: 3.42%
• YTD: 10.59%
• 6M: 10.88%
• 1Y: 28.37%
• 3Y*: 21.20%
• 5Y*: 12.38%
• 10Y*: —

VTI

• 1D: -0.72%
• 1M: 4.99%
• YTD: 11.20%
• 6M: 11.09%
• 1Y: 28.18%
• 3Y*: 22.07%
• 5Y*: 12.69%
• 10Y*: 15.05%

*Multi-year figures are annualized to reflect compound growth (CAGR)

RFFC vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RFFC ALPS Active Equity Opportunity ETF	10.59%	16.83%	23.51%	19.50%	-14.58%	22.33%	12.48%	24.77%	-10.23%	21.02%
VTI Vanguard Total Stock Market ETF	11.20%	17.10%	23.81%	26.05%	-19.52%	25.68%	21.08%	30.67%	-5.23%	21.21%

Correlation

The correlation between RFFC and VTI is 0.94, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.94
Correlation (3Y) Calculated over the trailing 3-year period	0.96
Correlation (5Y) Calculated over the trailing 5-year period	0.96
Correlation (All Time) Calculated using the full available price history since Jun 8, 2016	0.94

The correlation between RFFC and VTI has been stable across timeframes, ranging from 0.94 to 0.96 - a consistent structural relationship.

RFFC vs. VTI - Sectors Allocation Comparison

Sectors	RFFC	VTI
Technology	29.8%	33.5%
Industrials	13.2%	9.8%
Healthcare	11.8%	9.2%
Financial Services	11.5%	12.0%
Consumer Cyclical	9.9%	10.0%
Communication Services	9.2%	10.3%
Energy	4.4%	3.7%
Consumer Defensive	3.1%	4.7%
Utilities	2.6%	2.3%
Basic Materials	2.3%	2.0%
Real Estate	2.2%	2.4%

Return for Risk

RFFC vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RFFC

RFFC Risk / Return Rank: 71
RFFC Sharpe Ratio Rank: 73
RFFC Sortino Ratio Rank: 75
RFFC Omega Ratio Rank: 71
RFFC Calmar Ratio Rank: 62
RFFC Martin Ratio Rank: 75

VTI

VTI Risk / Return Rank: 68
VTI Sharpe Ratio Rank: 69
VTI Sortino Ratio Rank: 68
VTI Omega Ratio Rank: 67
VTI Calmar Ratio Rank: 62
VTI Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RFFC vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for ALPS Active Equity Opportunity ETF (RFFC) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	RFFC	VTI	Difference
Sharpe ratio: Return per unit of total volatility	2.38	2.33	+0.05
Sortino ratio: Return per unit of downside risk	3.36	3.18	+0.18
Omega ratio: Gain probability vs. loss probability	1.42	1.42	+0.01
Calmar ratio: Return relative to maximum drawdown	3.08	3.17	-0.09
Martin ratio: Return relative to average drawdown	14.17	14.62	-0.45
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

RFFC vs. VTI - Sharpe Ratio Comparison

The current RFFC Sharpe Ratio is 2.38, which is comparable to the VTI Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of RFFC and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	RFFC	VTI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.38	2.33	+0.05
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.77	0.73	+0.03
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.82	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.71	0.51	+0.20

Drawdowns

RFFC vs. VTI - Drawdown Comparison

The maximum RFFC drawdown since its inception was -36.26%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for RFFC and VTI.

Drawdown Indicators

	RFFC	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-36.26%	-55.45%	+19.19%
Max Drawdown (1Y) Largest decline over 1 year	-9.25%	-8.92%	-0.33%
Max Drawdown (3Y) Largest decline over 3 years	-18.45%	-19.30%	+0.85%
Max Drawdown (5Y) Largest decline over 5 years	-22.29%	-25.36%	+3.07%
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-0.54%	-0.72%	+0.18%
Average Drawdown Average peak-to-trough decline	-5.02%	-8.03%	+3.01%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.01%	1.93%	+0.08%

Volatility

RFFC vs. VTI - Volatility Comparison

ALPS Active Equity Opportunity ETF (RFFC) and Vanguard Total Stock Market ETF (VTI) have volatilities of 3.00% and 2.96%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RFFC	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.00%	2.96%	+0.04%
Volatility (6M) Calculated over the trailing 6-month period	9.32%	9.13%	+0.19%
Volatility (1Y) Calculated over the trailing 1-year period	12.00%	12.17%	-0.17%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.27%	17.40%	-1.13%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.97%	18.30%	-0.33%

RFFC vs. VTI - Expense Ratio Comparison

RFFC has a 0.48% expense ratio, which is higher than VTI's 0.03% expense ratio.

Dividends

RFFC vs. VTI - Dividend Comparison

RFFC's dividend yield for the trailing twelve months is around 0.72%, less than VTI's 1.01% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RFFC ALPS Active Equity Opportunity ETF	0.72%	0.78%	1.05%	1.35%	1.41%	0.71%	1.79%	1.34%	1.36%	0.93%	0.66%	0.00%
VTI Vanguard Total Stock Market ETF	1.01%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both RFFC and VTI in my portfolio?

With a correlation of 0.94, RFFC and VTI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, RFFC or VTI?

RFFC has higher volatility (3.00%) compared to VTI (2.96%). In terms of maximum drawdown, RFFC dropped -36.26% vs VTI's -55.45%.

Which ETF is better, RFFC or VTI?

On 5-year performance, VTI leads with 12.69% vs 12.38% for RFFC. On fees, VTI is cheaper at 0.03% per year. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, RFFC or VTI?

Over the 5-year period, VTI has performed better with a 12.69% return vs 12.38%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, RFFC or VTI?

VTI is cheaper with a 0.03% expense ratio, compared with 0.48% for RFFC.

Which ETF pays a higher dividend yield, RFFC or VTI?

VTI has the higher dividend yield at 1.01%, compared with 0.72% for RFFC.

What is the main difference between RFFC and VTI?

They also come from different issuers: SS&C and Vanguard. Their fees differ too: 0.48% for RFFC and 0.03% for VTI.

Which has better risk-adjusted returns?

RFFC currently has the higher Sharpe Ratio (2.38 vs 2.33), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.