RFETX vs. VOO
Compare and contrast key facts about American Funds 2030 Target Date Retirement Fund Class R6 (RFETX) and Vanguard S&P 500 ETF (VOO).
RFETX is an actively managed fund by American Funds. It was launched on Feb 1, 2007. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
RFETX vs. VOO - Performance Comparison
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RFETX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFETX American Funds 2030 Target Date Retirement Fund Class R6 | -2.82% | 15.73% | 10.86% | 14.52% | -14.50% | 13.22% | 15.17% | 20.03% | -4.14% | 18.53% |
VOO Vanguard S&P 500 ETF | -4.42% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
In the year-to-date period, RFETX achieves a -2.82% return, which is significantly higher than VOO's -4.42% return. Over the past 10 years, RFETX has underperformed VOO with an annualized return of 8.73%, while VOO has yielded a comparatively higher 14.05% annualized return.
RFETX
- 1D
- 0.05%
- 1M
- -5.98%
- YTD
- -2.82%
- 6M
- -0.54%
- 1Y
- 11.37%
- 3Y*
- 10.96%
- 5Y*
- 6.08%
- 10Y*
- 8.73%
VOO
- 1D
- 2.86%
- 1M
- -5.01%
- YTD
- -4.42%
- 6M
- -1.84%
- 1Y
- 17.67%
- 3Y*
- 18.27%
- 5Y*
- 11.75%
- 10Y*
- 14.05%
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RFETX vs. VOO - Expense Ratio Comparison
RFETX has a 0.33% expense ratio, which is higher than VOO's 0.03% expense ratio.
Return for Risk
RFETX vs. VOO — Risk / Return Rank
RFETX
VOO
RFETX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2030 Target Date Retirement Fund Class R6 (RFETX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFETX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.30 | 0.98 | +0.31 |
Sortino ratioReturn per unit of downside risk | 1.88 | 1.50 | +0.38 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.23 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.65 | 1.53 | +0.12 |
Martin ratioReturn relative to average drawdown | 7.16 | 7.29 | -0.13 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFETX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.30 | 0.98 | +0.31 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.63 | 0.70 | -0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.78 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.77 | 0.83 | -0.06 |
Correlation
The correlation between RFETX and VOO is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFETX vs. VOO - Dividend Comparison
RFETX's dividend yield for the trailing twelve months is around 6.81%, more than VOO's 1.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFETX American Funds 2030 Target Date Retirement Fund Class R6 | 6.81% | 6.62% | 4.04% | 3.00% | 4.73% | 6.77% | 3.86% | 4.26% | 4.81% | 2.86% | 3.77% | 5.83% |
VOO Vanguard S&P 500 ETF | 1.19% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
RFETX vs. VOO - Drawdown Comparison
The maximum RFETX drawdown since its inception was -22.29%, smaller than the maximum VOO drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for RFETX and VOO.
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Drawdown Indicators
| RFETX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.29% | -33.99% | +11.70% |
Max Drawdown (1Y)Largest decline over 1 year | -6.49% | -11.98% | +5.49% |
Max Drawdown (5Y)Largest decline over 5 years | -20.81% | -24.52% | +3.71% |
Max Drawdown (10Y)Largest decline over 10 years | -22.29% | -33.99% | +11.70% |
Current DrawdownCurrent decline from peak | -6.03% | -6.29% | +0.26% |
Average DrawdownAverage peak-to-trough decline | -3.31% | -3.72% | +0.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.50% | 2.52% | -1.02% |
Volatility
RFETX vs. VOO - Volatility Comparison
The current volatility for American Funds 2030 Target Date Retirement Fund Class R6 (RFETX) is 2.92%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.29%. This indicates that RFETX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFETX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.92% | 5.29% | -2.37% |
Volatility (6M)Calculated over the trailing 6-month period | 5.34% | 9.44% | -4.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.98% | 18.10% | -9.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.69% | 16.82% | -7.13% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.65% | 17.99% | -7.34% |