RFETX vs. STRV

Last updated Apr 1, 2026

Compare and contrast key facts about American Funds 2030 Target Date Retirement Fund Class R6 (RFETX) and Strive 500 ETF (STRV).

RFETX is an actively managed fund by American Funds. It was launched on Feb 1, 2007. STRV is a passively managed fund by Strive that tracks the performance of the Bloomberg US Large Cap Index. It was launched on Sep 15, 2022.

Performance

RFETX vs. STRV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Funds 2030 Target Date Retirement Fund Class R6 (RFETX) and Strive 500 ETF (STRV). The values are adjusted to include any dividend payments, if applicable.

RFETX vs. STRV - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
RFETX American Funds 2030 Target Date Retirement Fund Class R6	-2.82%	15.73%	10.86%	14.52%	0.99%
STRV Strive 500 ETF	-4.52%	17.95%	25.13%	27.70%	-1.96%

Returns By Period

In the year-to-date period, RFETX achieves a -2.82% return, which is significantly higher than STRV's -4.52% return.

RFETX

• 1D: 0.05%
• 1M: -5.98%
• YTD: -2.82%
• 6M: -0.54%
• 1Y: 11.37%
• 3Y*: 10.96%
• 5Y*: 6.08%
• 10Y*: 8.73%

STRV

• 1D: 3.15%
• 1M: -4.68%
• YTD: -4.52%
• 6M: -2.29%
• 1Y: 17.78%
• 3Y*: 18.56%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

RFETX vs. STRV - Expense Ratio Comparison

RFETX has a 0.33% expense ratio, which is higher than STRV's 0.05% expense ratio.

RFETX

American Funds 2030 Target Date Retirement Fund Class R6

STRV

Strive 500 ETF

Return for Risk

RFETX vs. STRV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RFETX

RFETX Risk / Return Rank: 73
RFETX Sharpe Ratio Rank: 72
RFETX Sortino Ratio Rank: 75
RFETX Omega Ratio Rank: 70
RFETX Calmar Ratio Rank: 71
RFETX Martin Ratio Rank: 75

STRV

STRV Risk / Return Rank: 62
STRV Sharpe Ratio Rank: 56
STRV Sortino Ratio Rank: 60
STRV Omega Ratio Rank: 61
STRV Calmar Ratio Rank: 63
STRV Martin Ratio Rank: 72

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RFETX vs. STRV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Funds 2030 Target Date Retirement Fund Class R6 (RFETX) and Strive 500 ETF (STRV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	RFETX	STRV	Difference
Sharpe ratio Return per unit of total volatility	1.30	0.97	+0.33
Sortino ratio Return per unit of downside risk	1.88	1.49	+0.39
Omega ratio Gain probability vs. loss probability	1.27	1.22	+0.05
Calmar ratio Return relative to maximum drawdown	1.65	1.55	+0.11
Martin ratio Return relative to average drawdown	7.16	7.13	+0.03
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

RFETX vs. STRV - Sharpe Ratio Comparison

The current RFETX Sharpe Ratio is 1.30, which is higher than the STRV Sharpe Ratio of 0.97. The chart below compares the historical Sharpe Ratios of RFETX and STRV, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	RFETX	STRV	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.30	0.97	+0.33
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.63	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.82	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.77	1.08	-0.31

Correlation

The correlation between RFETX and STRV is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

RFETX vs. STRV - Dividend Comparison

RFETX's dividend yield for the trailing twelve months is around 6.81%, more than STRV's 1.19% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RFETX American Funds 2030 Target Date Retirement Fund Class R6	6.81%	6.62%	4.04%	3.00%	4.73%	6.77%	3.86%	4.26%	4.81%	2.86%	3.77%	5.83%
STRV Strive 500 ETF	1.19%	1.05%	1.13%	1.21%	0.37%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

RFETX vs. STRV - Drawdown Comparison

The maximum RFETX drawdown since its inception was -22.29%, which is greater than STRV's maximum drawdown of -19.00%. Use the drawdown chart below to compare losses from any high point for RFETX and STRV.

Drawdown Indicators

	RFETX	STRV	Difference
Max Drawdown Largest peak-to-trough decline	-22.29%	-19.00%	-3.29%
Max Drawdown (1Y) Largest decline over 1 year	-6.49%	-12.08%	+5.59%
Max Drawdown (5Y) Largest decline over 5 years	-20.81%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-22.29%	—	—
Current Drawdown Current decline from peak	-6.03%	-6.44%	+0.41%
Average Drawdown Average peak-to-trough decline	-3.31%	-2.32%	-0.99%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.50%	2.62%	-1.12%

Volatility

RFETX vs. STRV - Volatility Comparison

The current volatility for American Funds 2030 Target Date Retirement Fund Class R6 (RFETX) is 2.92%, while Strive 500 ETF (STRV) has a volatility of 5.63%. This indicates that RFETX experiences smaller price fluctuations and is considered to be less risky than STRV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RFETX	STRV	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.92%	5.63%	-2.71%
Volatility (6M) Calculated over the trailing 6-month period	5.34%	9.81%	-4.47%
Volatility (1Y) Calculated over the trailing 1-year period	8.98%	18.50%	-9.52%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	9.69%	16.28%	-6.59%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	10.65%	16.28%	-5.63%