RDFI vs. BLUI

Last updated Jul 14, 2026

RDFI (Rareview Dynamic Fixed Income ETF) and BLUI (Bluemonte Diversified Income ETF) are both Multisector Bonds funds. Over the past year, RDFI returned 7.83% vs 7.48% for BLUI. A 0.51 correlation means they provide meaningful diversification when combined. RDFI charges 3.69%/yr vs 0.75%/yr for BLUI.

Performance

RDFI vs. BLUI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Rareview Dynamic Fixed Income ETF (RDFI) and Bluemonte Diversified Income ETF (BLUI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RDFI achieves a 3.36% return, which is significantly lower than BLUI's 3.90% return.

RDFI

• 1D: -0.29%
• 1M: 1.63%
• 6M: 2.78%
• YTD: 3.36%
• 1Y: 7.83%
• 3Y*: 10.19%
• 5Y*: 2.90%
• 10Y*: —

BLUI

• 1D: 0.00%
• 1M: 0.14%
• 6M: 3.04%
• YTD: 3.90%
• 1Y: 7.48%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

RDFI vs. BLUI - Yearly Performance Comparison

	2026 (YTD)	2025
RDFI Rareview Dynamic Fixed Income ETF	3.36%	6.26%
BLUI Bluemonte Diversified Income ETF	3.90%	3.60%

Correlation

The correlation between RDFI and BLUI is 0.50, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.50
Correlation (All Time) Calculated using the full available price history since Jun 23, 2025	0.51

The correlation between RDFI and BLUI has been stable across timeframes, ranging from 0.50 to 0.51 - a consistent structural relationship.

Return for Risk

RDFI vs. BLUI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RDFI

RDFI Risk / Return Rank: 34
RDFI Sharpe Ratio Rank: 39
RDFI Sortino Ratio Rank: 36
RDFI Omega Ratio Rank: 41
RDFI Calmar Ratio Rank: 25
RDFI Martin Ratio Rank: 31

BLUI

BLUI Risk / Return Rank: 81
BLUI Sharpe Ratio Rank: 78
BLUI Sortino Ratio Rank: 82
BLUI Omega Ratio Rank: 83
BLUI Calmar Ratio Rank: 76
BLUI Martin Ratio Rank: 85

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RDFI vs. BLUI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Rareview Dynamic Fixed Income ETF (RDFI) and Bluemonte Diversified Income ETF (BLUI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RDFI	BLUI	Difference
Sharpe ratio: Return per unit of total volatility	1.11	1.97	-0.86
Sortino ratio: Return per unit of downside risk	1.57	2.91	-1.34
Omega ratio: Gain probability vs. loss probability	1.22	1.39	-0.17
Calmar ratio: Return relative to maximum drawdown	0.98	3.09	-2.11
Martin ratio: Return relative to average drawdown	3.55	13.58	-10.04

RDFI vs. BLUI - Sharpe Ratio Comparison

The current RDFI Sharpe Ratio is 1.11, which is lower than the BLUI Sharpe Ratio of 1.97. The chart below compares the historical Sharpe Ratios of RDFI and BLUI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

RDFI vs. BLUI - Drawdown Comparison

The maximum RDFI drawdown since its inception was -23.71%, which is greater than BLUI's maximum drawdown of -2.43%. Use the drawdown chart below to compare losses from any high point for RDFI and BLUI.

Drawdown Indicators

	RDFI	BLUI	Difference
Max Drawdown Largest peak-to-trough decline	-23.71%	-2.43%	-21.28%
Max Drawdown (1Y) Largest decline over 1 year	-8.01%	-2.43%	-5.58%
Max Drawdown (3Y) Largest decline over 3 years	-10.41%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-23.71%	—	—
Current Drawdown Current decline from peak	-1.26%	-0.21%	-1.05%
Average Drawdown Average peak-to-trough decline	-7.11%	-0.35%	-6.76%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.21%	0.55%	+1.66%

Volatility

RDFI vs. BLUI - Volatility Comparison

Rareview Dynamic Fixed Income ETF (RDFI) has a higher volatility of 1.49% compared to Bluemonte Diversified Income ETF (BLUI) at 0.98%. This indicates that RDFI's price experiences larger fluctuations and is considered to be riskier than BLUI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RDFI	BLUI	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.49%	0.98%	+0.51%
Volatility (6M) Calculated over the trailing 6-month period	6.40%	3.11%	+3.29%
Volatility (1Y) Calculated over the trailing 1-year period	7.09%	3.83%	+3.26%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	8.17%	3.85%	+4.32%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	7.92%	3.85%	+4.07%

RDFI vs. BLUI - Expense Ratio Comparison

RDFI has a 3.69% expense ratio, which is higher than BLUI's 0.75% expense ratio.

Dividends

RDFI vs. BLUI - Dividend Comparison

RDFI's dividend yield for the trailing twelve months is around 8.23%, more than BLUI's 5.05% yield.

Position	TTM	2025	2024	2023	2022	2021	2020
BLUI Bluemonte Diversified Income ETF	5.05%	2.91%	0.00%	0.00%	0.00%	0.00%	0.00%
RDFI Rareview Dynamic Fixed Income ETF	8.23%	8.17%	8.14%	7.38%	4.70%	6.78%	1.01%

Frequently Asked Questions

Can I hold both RDFI and BLUI in my portfolio?

RDFI and BLUI have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RDFI or BLUI?

RDFI has higher volatility (1.49%) compared to BLUI (0.98%). In terms of maximum drawdown, RDFI dropped -23.71% vs BLUI's -2.43%.

Which ETF is better, RDFI or BLUI?

On 1-year performance, RDFI leads with 7.83% vs 7.48% for BLUI. On fees, BLUI is cheaper at 0.75% per year. On volatility, BLUI has been the lower-risk option at 0.98%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, RDFI or BLUI?

Over the 1-year period, RDFI has performed better with a 7.83% return vs 7.48%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, RDFI or BLUI?

BLUI is cheaper with a 0.75% expense ratio, compared with 3.69% for RDFI.

Which ETF pays a higher dividend yield, RDFI or BLUI?

RDFI has the higher dividend yield at 8.23%, compared with 5.05% for BLUI.

What is the main difference between RDFI and BLUI?

They also come from different issuers: Rareview Funds and Bluemonte. Their fees differ too: 3.69% for RDFI and 0.75% for BLUI.

Which has better risk-adjusted returns?

BLUI currently has the higher Sharpe Ratio (1.97 vs 1.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.