QFIN vs. IOT
QFIN (360 DigiTech, Inc.) and IOT (Samsara Inc.) are both stocks. QFIN operates in Credit Services (Financial Services), while IOT operates in Software - Infrastructure (Technology). Over the past 3 years, QFIN returned 7.60%/yr vs 3.56%/yr for IOT. At a 0.25 correlation, their price movements are largely independent.
Performance
QFIN vs. IOT - Performance Comparison
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Returns By Period
In the year-to-date period, QFIN achieves a -15.31% return, which is significantly lower than IOT's -5.05% return.
QFIN
- 1D
- 2.67%
- 1M
- 17.56%
- YTD
- -15.31%
- 6M
- -17.62%
- 1Y
- -59.79%
- 3Y*
- 7.60%
- 5Y*
- -12.03%
- 10Y*
- —
IOT
- 1D
- 4.34%
- 1M
- 20.26%
- YTD
- -5.05%
- 6M
- -18.68%
- 1Y
- -14.15%
- 3Y*
- 3.56%
- 5Y*
- —
- 10Y*
- —
QFIN vs. IOT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
QFIN 360 DigiTech, Inc. | -15.31% | -47.46% | 162.76% | -16.28% | -6.54% | 9.98% |
IOT Samsara Inc. | -5.05% | -18.86% | 30.89% | 168.54% | -55.78% | 12.89% |
Correlation
The correlation between QFIN and IOT is 0.17, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.17 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.18 |
Correlation (All Time) Calculated using the full available price history since Dec 15, 2021 | 0.25 |
Fundamentals
QFIN:
$948.90M
IOT:
$19.78B
QFIN:
CN¥51.00
IOT:
$0.10
QFIN:
2.05
IOT:
338.97
QFIN:
0.59
IOT:
11.26
QFIN:
0.26
IOT:
13.12
QFIN:
CN¥17.46B
IOT:
$1.73B
QFIN:
CN¥12.90B
IOT:
$1.32B
QFIN:
CN¥6.93B
IOT:
-$14.10M
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Return for Risk
QFIN vs. IOT — Risk / Return Rank
QFIN
IOT
QFIN vs. IOT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for 360 DigiTech, Inc. (QFIN) and Samsara Inc. (IOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| QFIN | IOT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.79 | ||
| Sortino ratioReturn per unit of downside risk | -1.93 | ||
| Omega ratioGain probability vs. loss probability | 0.76 | 0.99 | -0.23 |
| Calmar ratioReturn relative to maximum drawdown | -0.83 | -0.37 | -0.46 |
| Martin ratioReturn relative to average drawdown | -1.13 | -0.75 | -0.39 |
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Drawdowns
QFIN vs. IOT - Drawdown Comparison
The maximum QFIN drawdown since its inception was -76.74%, which is greater than IOT's maximum drawdown of -70.38%. Use the drawdown chart below to compare losses from any high point for QFIN and IOT.
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Drawdown Indicators
| QFIN | IOT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.74% | -70.38% | -6.36% |
Max Drawdown (1Y)Largest decline over 1 year | -72.31% | -46.37% | -25.94% |
Max Drawdown (3Y)Largest decline over 3 years | -73.15% | -60.22% | -12.93% |
Max Drawdown (5Y)Largest decline over 5 years | -76.74% | — | — |
Current DrawdownCurrent decline from peak | -64.51% | -44.78% | -19.73% |
Average DrawdownAverage peak-to-trough decline | -45.54% | -31.39% | -14.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 53.01% | 23.26% | +29.75% |
Volatility
QFIN vs. IOT - Volatility Comparison
360 DigiTech, Inc. (QFIN) has a higher volatility of 29.45% compared to Samsara Inc. (IOT) at 19.99%. This indicates that QFIN's price experiences larger fluctuations and is considered to be riskier than IOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| QFIN | IOT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 29.45% | 19.99% | +9.46% |
Volatility (6M)Calculated over the trailing 6-month period | 38.71% | 44.50% | -5.79% |
Volatility (1Y)Calculated over the trailing 1-year period | 55.12% | 57.78% | -2.66% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 66.39% | 65.87% | +0.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 72.04% | 65.87% | +6.17% |
Dividends
QFIN vs. IOT - Dividend Comparison
QFIN's dividend yield for the trailing twelve months is around 10.00%, while IOT has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
IOT Samsara Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
QFIN 360 DigiTech, Inc. | 10.00% | 7.58% | 4.56% | 7.27% | 4.03% | 1.22% |
Financials
QFIN vs. IOT - Financials Comparison
This section allows you to compare key financial metrics between 360 DigiTech, Inc. and Samsara Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
QFIN vs. IOT - Profitability Comparison
QFIN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, 360 DigiTech, Inc. reported a gross profit of 2.95B and revenue of 3.89B. Therefore, the gross margin over that period was 75.8%.
IOT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Samsara Inc. reported a gross profit of 361.14M and revenue of 478.84M. Therefore, the gross margin over that period was 75.4%.
QFIN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, 360 DigiTech, Inc. reported an operating income of 928.25M and revenue of 3.89B, resulting in an operating margin of 23.9%.
IOT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Samsara Inc. reported an operating income of 7.20M and revenue of 478.84M, resulting in an operating margin of 1.5%.
QFIN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, 360 DigiTech, Inc. reported a net income of 877.98M and revenue of 3.89B, resulting in a net margin of 22.6%.
IOT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Samsara Inc. reported a net income of 44.51M and revenue of 478.84M, resulting in a net margin of 9.3%.
Frequently Asked Questions
QFIN and IOT have a correlation of 0.17, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
QFIN has higher volatility (29.45%) compared to IOT (19.99%). In terms of maximum drawdown, QFIN dropped -76.74% vs IOT's -70.38%.
IOT currently has the higher Sharpe Ratio (-0.30 vs -1.09), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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