PYPL vs. OLO

Last updated Jun 9, 2026

PYPL (PayPal Holdings, Inc.) and OLO (Olo Inc.) are both stocks. PYPL operates in Credit Services (Financial Services), while OLO operates in Software - Application (Technology). At a 0.44 correlation, their price movements are largely independent.

Performance

PYPL vs. OLO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in PayPal Holdings, Inc. (PYPL) and Olo Inc. (OLO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

PYPL

• 1D: -0.07%
• 1M: -8.76%
• YTD: -28.88%
• 6M: -32.07%
• 1Y: -43.32%
• 3Y*: -13.13%
• 5Y*: -30.87%
• 10Y*: 1.25%

OLO

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PYPL vs. OLO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
PYPL PayPal Holdings, Inc.	-28.88%	-31.44%	38.98%	-13.77%	-62.23%	-25.01%
OLO Olo Inc.	0.00%	33.59%	34.27%	-8.48%	-69.97%	-40.12%

Correlation

The correlation between PYPL and OLO is 0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.06
Correlation (3Y) Calculated over the trailing 3-year period	0.35
Correlation (5Y) Calculated over the trailing 5-year period	0.45
Correlation (All Time) Calculated using the full available price history since Mar 18, 2021	0.44

Over the past year, the correlation between PYPL and OLO has dropped to 0.06 - well below their long-term average of 0.44, suggesting their price drivers have been diverging.

Fundamentals

Market Cap PYPL : $37.96B OLO : $1.87B
EPS PYPL : $5.31 OLO : -$0.00
PS Ratio PYPL : 1.17 OLO : 5.95
PB Ratio PYPL : 1.90 OLO : 2.64
Total Revenue (TTM) PYPL : $33.73B OLO : $314.33M
Gross Profit (TTM) PYPL : $15.56B OLO : $167.55M
EBITDA (TTM) PYPL : $7.23B OLO : $16.56M

Return for Risk

PYPL vs. OLO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PYPL

PYPL Risk / Return Rank: 5
PYPL Sharpe Ratio Rank: 3
PYPL Sortino Ratio Rank: 6
PYPL Omega Ratio Rank: 5
PYPL Calmar Ratio Rank: 8
PYPL Martin Ratio Rank: 5

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PYPL vs. OLO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for PayPal Holdings, Inc. (PYPL) and Olo Inc. (OLO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PYPL	OLO	Difference
Sharpe ratio: Return per unit of total volatility	-1.11	—	—
Sortino ratio: Return per unit of downside risk	-1.49	—	—
Omega ratio: Gain probability vs. loss probability	0.79	—	—
Calmar ratio: Return relative to maximum drawdown	-0.87	—	—
Martin ratio: Return relative to average drawdown	-1.55	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	PYPL	OLO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-1.11	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.74	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.03	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.01	—	—

Drawdowns

Drawdown Indicators

	PYPL	OLO	Difference
Max Drawdown Largest peak-to-trough decline	-87.30%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-49.92%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-57.34%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-87.30%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-87.30%	—	—
Current Drawdown Current decline from peak	-86.51%	—	—
Average Drawdown Average peak-to-trough decline	-35.69%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	27.99%	—	—

Volatility

Volatility by Period

	PYPL	OLO	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.73%	—	—
Volatility (6M) Calculated over the trailing 6-month period	31.69%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	39.14%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	42.09%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	38.78%	—	—

Dividends

PYPL vs. OLO - Dividend Comparison

PYPL's dividend yield for the trailing twelve months is around 1.02%, while OLO has not paid dividends to shareholders.

Position	TTM	2025
OLO Olo Inc.	0.00%	0.00%
PYPL PayPal Holdings, Inc.	1.02%	0.24%

Financials

PYPL vs. OLO - Profitability Comparison

The chart below illustrates the profitability comparison between PayPal Holdings, Inc. and Olo Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PYPL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported a gross profit of 3.81B and revenue of 8.35B. Therefore, the gross margin over that period was 45.6%.

OLO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Olo Inc. reported a gross profit of 43.93M and revenue of 85.72M. Therefore, the gross margin over that period was 51.3%.

PYPL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported an operating income of 1.49B and revenue of 8.35B, resulting in an operating margin of 17.8%.

OLO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Olo Inc. reported an operating income of -2.70M and revenue of 85.72M, resulting in an operating margin of -3.2%.

PYPL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported a net income of 1.11B and revenue of 8.35B, resulting in a net margin of 13.3%.

OLO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Olo Inc. reported a net income of 1.58M and revenue of 85.72M, resulting in a net margin of 1.8%.

Frequently Asked Questions

Can I hold both PYPL and OLO in my portfolio?

PYPL and OLO have a correlation of 0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.