PSFE vs. VTI

Last updated Jul 11, 2026

PSFE (Paysafe Limited) is a stock, while VTI (Vanguard Total Stock Market ETF) is Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Over the past 5 years, PSFE returned -43.34%/yr vs 12.09%/yr for VTI. A 0.50 correlation means they provide meaningful diversification when combined.

Performance

PSFE vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Paysafe Limited (PSFE) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PSFE achieves a -0.25% return, which is significantly lower than VTI's 11.83% return.

PSFE

• 1D: 2.15%
• 1M: 15.78%
• 6M: -4.50%
• YTD: -0.25%
• 1Y: -38.35%
• 3Y*: -11.44%
• 5Y*: -43.34%
• 10Y*: —

VTI

• 1D: 0.33%
• 1M: 2.02%
• 6M: 9.50%
• YTD: 11.83%
• 1Y: 22.81%
• 3Y*: 20.66%
• 5Y*: 12.09%
• 10Y*: 14.80%

*Multi-year figures are annualized to reflect compound growth (CAGR)

PSFE vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
PSFE Paysafe Limited	-0.25%	-52.69%	33.70%	-7.92%	-70.40%	-74.11%	55.51%
VTI Vanguard Total Stock Market ETF	11.83%	17.10%	23.81%	26.05%	-19.52%	25.68%	11.14%

Correlation

The correlation between PSFE and VTI is 0.48, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.48
Correlation (3Y) Calculated over the trailing 3-year period	0.51
Correlation (5Y) Calculated over the trailing 5-year period	0.53
Correlation (All Time) Calculated using the full available price history since Oct 9, 2020	0.50

The correlation between PSFE and VTI has been stable across timeframes, ranging from 0.48 to 0.53 - a consistent structural relationship.

Return for Risk

PSFE vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PSFE

PSFE Risk / Return Rank: 19
PSFE Sharpe Ratio Rank: 17
PSFE Sortino Ratio Rank: 19
PSFE Omega Ratio Rank: 19
PSFE Calmar Ratio Rank: 18
PSFE Martin Ratio Rank: 22

VTI

VTI Risk / Return Rank: 67
VTI Sharpe Ratio Rank: 67
VTI Sortino Ratio Rank: 65
VTI Omega Ratio Rank: 66
VTI Calmar Ratio Rank: 63
VTI Martin Ratio Rank: 74

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PSFE vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Paysafe Limited (PSFE) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PSFE	VTI	Difference
Sharpe ratio: Return per unit of total volatility	-0.62	1.75	-2.37
Sortino ratio: Return per unit of downside risk	-0.65	2.41	-3.06
Omega ratio: Gain probability vs. loss probability	0.92	1.31	-0.40
Calmar ratio: Return relative to maximum drawdown	-0.70	2.51	-3.21
Martin ratio: Return relative to average drawdown	-1.02	11.00	-12.02

PSFE vs. VTI - Sharpe Ratio Comparison

The current PSFE Sharpe Ratio is -0.62, which is lower than the VTI Sharpe Ratio of 1.75. The chart below compares the historical Sharpe Ratios of PSFE and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

PSFE vs. VTI - Drawdown Comparison

The maximum PSFE drawdown since its inception was -97.40%, which is greater than VTI's maximum drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for PSFE and VTI.

Drawdown Indicators

	PSFE	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-97.40%	-55.45%	-41.95%
Max Drawdown (1Y) Largest decline over 1 year	-59.06%	-8.92%	-50.14%
Max Drawdown (3Y) Largest decline over 3 years	-76.63%	-19.30%	-57.33%
Max Drawdown (5Y) Largest decline over 5 years	-95.50%	-25.36%	-70.14%
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-96.50%	-0.16%	-96.34%
Average Drawdown Average peak-to-trough decline	-80.28%	-8.00%	-72.28%
Ulcer Index Depth and duration of drawdowns from previous peaks	40.23%	2.03%	+38.20%

Volatility

PSFE vs. VTI - Volatility Comparison

Paysafe Limited (PSFE) has a higher volatility of 17.80% compared to Vanguard Total Stock Market ETF (VTI) at 4.34%. This indicates that PSFE's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PSFE	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	17.80%	4.34%	+13.46%
Volatility (6M) Calculated over the trailing 6-month period	46.57%	10.10%	+36.47%
Volatility (1Y) Calculated over the trailing 1-year period	66.35%	12.80%	+53.55%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	70.75%	17.51%	+53.24%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	69.33%	18.28%	+51.05%

Dividends

PSFE vs. VTI - Dividend Comparison

PSFE has not paid dividends to shareholders, while VTI's dividend yield for the trailing twelve months is around 1.05%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PSFE Paysafe Limited	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VTI Vanguard Total Stock Market ETF	1.05%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both PSFE and VTI in my portfolio?

PSFE and VTI have a correlation of 0.48, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PSFE or VTI?

PSFE has higher volatility (17.80%) compared to VTI (4.34%). In terms of maximum drawdown, PSFE dropped -97.40% vs VTI's -55.45%.

Which has better risk-adjusted returns?

VTI currently has the higher Sharpe Ratio (1.75 vs -0.62), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.