PSFE vs. PYPL
PSFE (Paysafe Limited) and PYPL (PayPal Holdings, Inc.) are both stocks. PSFE operates in Information Technology Services (Technology), while PYPL operates in Credit Services (Financial Services). Over the past 5 years, PSFE returned -45.26%/yr vs -30.44%/yr for PYPL. A 0.50 correlation means they provide meaningful diversification when combined.
Performance
PSFE vs. PYPL - Performance Comparison
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Returns By Period
In the year-to-date period, PSFE achieves a -10.63% return, which is significantly higher than PYPL's -26.79% return.
PSFE
- 1D
- -2.95%
- 1M
- -20.46%
- YTD
- -10.63%
- 6M
- -10.41%
- 1Y
- -41.36%
- 3Y*
- -10.13%
- 5Y*
- -45.26%
- 10Y*
- —
PYPL
- 1D
- -4.31%
- 1M
- -15.44%
- YTD
- -26.79%
- 6M
- -30.21%
- 1Y
- -39.94%
- 3Y*
- -12.51%
- 5Y*
- -30.44%
- 10Y*
- 1.12%
PSFE vs. PYPL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
PSFE Paysafe Limited | -10.63% | -52.69% | 33.70% | -7.92% | -70.40% | -74.11% | 51.76% |
PYPL PayPal Holdings, Inc. | -26.79% | -31.44% | 38.98% | -13.77% | -62.23% | -19.48% | 18.72% |
Correlation
The correlation between PSFE and PYPL is 0.55, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.55 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.50 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.54 |
Correlation (All Time) Calculated using the full available price history since Oct 12, 2020 | 0.50 |
The correlation between PSFE and PYPL has been stable across timeframes, ranging from 0.50 to 0.55 - a consistent structural relationship.
Fundamentals
PSFE:
$370.08M
PYPL:
$39.20B
PSFE:
-$3.57
PYPL:
$5.31
PSFE:
0.23
PYPL:
1.20
PSFE:
0.60
PYPL:
1.96
PSFE:
$1.74B
PYPL:
$33.73B
PSFE:
$843.58M
PYPL:
$15.56B
PSFE:
$379.13M
PYPL:
$7.23B
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Return for Risk
PSFE vs. PYPL — Risk / Return Rank
PSFE
PYPL
PSFE vs. PYPL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Paysafe Limited (PSFE) and PayPal Holdings, Inc. (PYPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PSFE | PYPL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.39 | ||
| Sortino ratioReturn per unit of downside risk | +0.64 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 0.81 | +0.10 |
| Calmar ratioReturn relative to maximum drawdown | -0.70 | -0.80 | +0.10 |
| Martin ratioReturn relative to average drawdown | -1.12 | -1.45 | +0.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PSFE | PYPL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.64 | -1.03 | +0.39 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.64 | -0.73 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.03 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.57 | 0.01 | -0.58 |
Drawdowns
PSFE vs. PYPL - Drawdown Comparison
The maximum PSFE drawdown since its inception was -97.40%, which is greater than PYPL's maximum drawdown of -87.30%. Use the drawdown chart below to compare losses from any high point for PSFE and PYPL.
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Drawdown Indicators
| PSFE | PYPL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.40% | -87.30% | -10.10% |
Max Drawdown (1Y)Largest decline over 1 year | -59.06% | -49.92% | -9.14% |
Max Drawdown (3Y)Largest decline over 3 years | -76.63% | -57.34% | -19.29% |
Max Drawdown (5Y)Largest decline over 5 years | -95.94% | -87.30% | -8.64% |
Max Drawdown (10Y)Largest decline over 10 years | — | -87.30% | — |
Current DrawdownCurrent decline from peak | -96.87% | -86.12% | -10.75% |
Average DrawdownAverage peak-to-trough decline | -80.04% | -35.63% | -44.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 36.97% | 27.53% | +9.44% |
Volatility
PSFE vs. PYPL - Volatility Comparison
Paysafe Limited (PSFE) has a higher volatility of 22.71% compared to PayPal Holdings, Inc. (PYPL) at 9.62%. This indicates that PSFE's price experiences larger fluctuations and is considered to be riskier than PYPL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PSFE | PYPL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 22.71% | 9.62% | +13.09% |
Volatility (6M)Calculated over the trailing 6-month period | 44.46% | 31.64% | +12.82% |
Volatility (1Y)Calculated over the trailing 1-year period | 64.92% | 39.02% | +25.90% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 70.50% | 42.08% | +28.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 69.49% | 38.76% | +30.73% |
Dividends
PSFE vs. PYPL - Dividend Comparison
PSFE has not paid dividends to shareholders, while PYPL's dividend yield for the trailing twelve months is around 0.66%.
| Position | TTM | 2025 |
|---|---|---|
PSFE Paysafe Limited | 0.00% | 0.00% |
PYPL PayPal Holdings, Inc. | 0.66% | 0.24% |
Financials
PSFE vs. PYPL - Financials Comparison
This section allows you to compare key financial metrics between Paysafe Limited and PayPal Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PSFE vs. PYPL - Profitability Comparison
PSFE - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Paysafe Limited reported a gross profit of 179.70M and revenue of 442.72M. Therefore, the gross margin over that period was 40.6%.
PYPL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported a gross profit of 3.81B and revenue of 8.35B. Therefore, the gross margin over that period was 45.6%.
PSFE - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Paysafe Limited reported an operating income of 10.83M and revenue of 442.72M, resulting in an operating margin of 2.5%.
PYPL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported an operating income of 1.49B and revenue of 8.35B, resulting in an operating margin of 17.8%.
PSFE - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Paysafe Limited reported a net income of -36.45M and revenue of 442.72M, resulting in a net margin of -8.2%.
PYPL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported a net income of 1.11B and revenue of 8.35B, resulting in a net margin of 13.3%.
Frequently Asked Questions
PSFE and PYPL have a correlation of 0.55, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PSFE has higher volatility (22.71%) compared to PYPL (9.62%). In terms of maximum drawdown, PSFE dropped -97.40% vs PYPL's -87.30%.
PSFE currently has the higher Sharpe Ratio (-0.64 vs -1.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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