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PPLIX vs. SACAX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

PPLIX vs. SACAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal LifeTime 2050 Fund (PPLIX) and Principal SAM Strategic Growth Portfolio (SACAX). The values are adjusted to include any dividend payments, if applicable.

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PPLIX vs. SACAX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
PPLIX
Principal LifeTime 2050 Fund
-5.09%17.55%19.12%20.36%-18.78%17.04%16.56%26.67%-8.74%22.12%
SACAX
Principal SAM Strategic Growth Portfolio
-3.93%16.56%24.20%21.42%-19.06%19.34%15.11%26.87%-9.13%21.68%

Returns By Period

In the year-to-date period, PPLIX achieves a -5.09% return, which is significantly lower than SACAX's -3.93% return. Over the past 10 years, PPLIX has underperformed SACAX with an annualized return of 10.25%, while SACAX has yielded a comparatively higher 10.78% annualized return.


PPLIX

1D
-0.29%
1M
-8.13%
YTD
-5.09%
6M
-2.87%
1Y
12.44%
3Y*
14.70%
5Y*
7.68%
10Y*
10.25%

SACAX

1D
-0.36%
1M
-8.47%
YTD
-3.93%
6M
-1.85%
1Y
13.46%
3Y*
16.91%
5Y*
9.09%
10Y*
10.78%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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PPLIX vs. SACAX - Expense Ratio Comparison

PPLIX has a 0.01% expense ratio, which is lower than SACAX's 0.61% expense ratio.


Return for Risk

PPLIX vs. SACAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PPLIX
PPLIX Risk / Return Rank: 3939
Overall Rank
PPLIX Sharpe Ratio Rank: 3737
Sharpe Ratio Rank
PPLIX Sortino Ratio Rank: 3939
Sortino Ratio Rank
PPLIX Omega Ratio Rank: 3838
Omega Ratio Rank
PPLIX Calmar Ratio Rank: 3434
Calmar Ratio Rank
PPLIX Martin Ratio Rank: 4545
Martin Ratio Rank

SACAX
SACAX Risk / Return Rank: 4545
Overall Rank
SACAX Sharpe Ratio Rank: 4444
Sharpe Ratio Rank
SACAX Sortino Ratio Rank: 4646
Sortino Ratio Rank
SACAX Omega Ratio Rank: 4646
Omega Ratio Rank
SACAX Calmar Ratio Rank: 4040
Calmar Ratio Rank
SACAX Martin Ratio Rank: 5151
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PPLIX vs. SACAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2050 Fund (PPLIX) and Principal SAM Strategic Growth Portfolio (SACAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


PPLIXSACAXDifference

Sharpe ratio

Return per unit of total volatility

0.81

0.89

-0.08

Sortino ratio

Return per unit of downside risk

1.25

1.34

-0.09

Omega ratio

Gain probability vs. loss probability

1.18

1.19

-0.02

Calmar ratio

Return relative to maximum drawdown

0.94

1.05

-0.11

Martin ratio

Return relative to average drawdown

4.59

4.99

-0.40

PPLIX vs. SACAX - Sharpe Ratio Comparison

The current PPLIX Sharpe Ratio is 0.81, which is comparable to the SACAX Sharpe Ratio of 0.89. The chart below compares the historical Sharpe Ratios of PPLIX and SACAX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


PPLIXSACAXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.81

0.89

-0.08

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.50

0.59

-0.09

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.66

0.68

-0.01

Sharpe Ratio (All Time)

Calculated using the full available price history

0.42

0.45

-0.03

Correlation

The correlation between PPLIX and SACAX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

PPLIX vs. SACAX - Dividend Comparison

PPLIX's dividend yield for the trailing twelve months is around 10.48%, less than SACAX's 12.48% yield.


TTM20252024202320222021202020192018201720162015
PPLIX
Principal LifeTime 2050 Fund
10.48%9.95%11.56%4.41%9.40%8.04%5.23%7.16%8.64%5.12%4.82%6.07%
SACAX
Principal SAM Strategic Growth Portfolio
12.48%11.99%13.37%1.16%9.30%7.53%4.02%4.47%20.79%6.82%3.68%14.08%

Drawdowns

PPLIX vs. SACAX - Drawdown Comparison

The maximum PPLIX drawdown since its inception was -55.61%, roughly equal to the maximum SACAX drawdown of -54.31%. Use the drawdown chart below to compare losses from any high point for PPLIX and SACAX.


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Drawdown Indicators


PPLIXSACAXDifference

Max Drawdown

Largest peak-to-trough decline

-55.61%

-54.31%

-1.30%

Max Drawdown (1Y)

Largest decline over 1 year

-11.42%

-11.30%

-0.12%

Max Drawdown (5Y)

Largest decline over 5 years

-26.85%

-26.96%

+0.11%

Max Drawdown (10Y)

Largest decline over 10 years

-32.67%

-34.90%

+2.23%

Current Drawdown

Current decline from peak

-8.57%

-8.85%

+0.28%

Average Drawdown

Average peak-to-trough decline

-8.35%

-9.84%

+1.49%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.34%

2.37%

-0.03%

Volatility

PPLIX vs. SACAX - Volatility Comparison

Principal LifeTime 2050 Fund (PPLIX) and Principal SAM Strategic Growth Portfolio (SACAX) have volatilities of 4.83% and 4.89%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


PPLIXSACAXDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.83%

4.89%

-0.06%

Volatility (6M)

Calculated over the trailing 6-month period

8.67%

8.76%

-0.09%

Volatility (1Y)

Calculated over the trailing 1-year period

15.54%

15.59%

-0.05%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

15.38%

15.56%

-0.18%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

15.53%

15.98%

-0.45%