PPBN vs. TRV
PPBN (Pinnacle Bankshares Corporation) and TRV (The Travelers Companies, Inc.) are both stocks. Both are in the Financial Services sector — PPBN in Banks - Regional, TRV in Insurance - Property & Casualty. Over the past 10 years, PPBN returned 14.98%/yr vs 14.78%/yr for TRV. Their 0.05 correlation means their historical movements had little consistent relationship.
Performance
PPBN vs. TRV - Performance Comparison
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Returns By Period
In the year-to-date period, PPBN achieves a 33.42% return, which is significantly higher than TRV's 30.07% return. Both investments have delivered pretty close results over the past 10 years, with PPBN having a 14.98% annualized return and TRV not far behind at 14.78%.
PPBN
- 1D
- 0.00%
- 1M
- 8.09%
- 6M
- 35.84%
- YTD
- 33.42%
- 1Y
- 86.59%
- 3Y*
- 47.50%
- 5Y*
- 23.63%
- 10Y*
- 14.98%
- ALL TIME*
- 9.67%
TRV
- 1D
- -0.43%
- 1M
- 9.36%
- 6M
- 32.61%
- YTD
- 30.07%
- 1Y
- 47.23%
- 3Y*
- 31.86%
- 5Y*
- 22.60%
- 10Y*
- 14.78%
- ALL TIME*
- 11.85%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $36.49K | $24.33K | $42.66K | |
| $902.70M | $763.57M | $614.43M |
PPBN vs. TRV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PPBN Pinnacle Bankshares Corporation | 33.42% | 50.25% | 34.52% | 30.22% | -20.05% | 9.84% | -25.75% | 17.81% | -5.54% | 3.59% |
TRV The Travelers Companies, Inc. | 30.07% | 22.38% | 28.76% | 3.93% | 22.42% | 13.96% | 5.31% | 17.00% | -9.64% | 13.36% |
Correlation
The correlation between PPBN and TRV is 0.11, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.11 |
Correlation (3Y) Balances recent behavior with more history. | 0.09 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.10 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.11 |
Correlation (All Time) Calculated using the full available price history since Nov 4, 1999 | 0.05 |
Fundamentals
PPBN:
$133.49M
TRV:
$78.08B
PPBN:
$17.59
TRV:
$37.59
PPBN:
3.41
TRV:
9.96
PPBN:
0.12
TRV:
0.46
PPBN:
2.16
TRV:
1.69
PPBN:
1.38
TRV:
2.41
PPBN:
$64.98M
TRV:
$48.98B
PPBN:
$53.52M
TRV:
$17.01B
PPBN:
$44.13M
TRV:
$11.31B
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Return for Risk
PPBN vs. TRV — Risk / Return Rank
PPBN
TRV
PPBN vs. TRV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Pinnacle Bankshares Corporation (PPBN) and The Travelers Companies, Inc. (TRV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PPBN | TRV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +3.72 | ||
| Sortino ratioReturn per unit of downside risk | +8.37 | ||
| Omega ratioGain probability vs. loss probability | 4.04 | 1.41 | +2.62 |
| Calmar ratioReturn relative to maximum drawdown | 14.99 | 5.58 | +9.41 |
| Martin ratioReturn relative to average drawdown | 53.17 | 14.16 | +39.01 |
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Drawdowns
PPBN vs. TRV - Drawdown Comparison
The maximum PPBN drawdown since its inception was -77.78%, which is greater than TRV's maximum drawdown of -55.11%. Use the drawdown chart below to compare losses from any high point for PPBN and TRV.
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Drawdown Indicators
| PPBN | TRV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.78% | -55.11% | -22.67% |
Max Drawdown (1Y)Largest decline over 1 year | -5.81% | -8.31% | +2.50% |
Max Drawdown (3Y)Largest decline over 3 years | -9.50% | -12.47% | +2.97% |
Max Drawdown (5Y)Largest decline over 5 years | -24.05% | -18.90% | -5.15% |
Max Drawdown (10Y)Largest decline over 10 years | -47.86% | -46.28% | -1.58% |
Current DrawdownCurrent decline from peak | 0.00% | -5.75% | +5.75% |
Average DrawdownAverage peak-to-trough decline | -26.71% | -11.07% | -15.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.63% | 3.27% | -1.64% |
Volatility
PPBN vs. TRV - Volatility Comparison
The current volatility for Pinnacle Bankshares Corporation (PPBN) is 5.33%, while The Travelers Companies, Inc. (TRV) has a volatility of 11.55%. This indicates that PPBN experiences smaller price fluctuations and is considered to be less risky than TRV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PPBN | TRV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.33% | 11.55% | -6.22% |
Volatility (6M)Calculated over the trailing 6-month period | 7.89% | 16.55% | -8.66% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.62% | 20.71% | -6.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.55% | 22.24% | -0.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.96% | 24.65% | -0.69% |
Dividends
PPBN vs. TRV - Dividend Comparison
PPBN's dividend yield for the trailing twelve months is around 1.88%, more than TRV's 1.22% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PPBN Pinnacle Bankshares Corporation | 1.88% | 2.33% | 3.21% | 3.54% | 3.18% | 2.27% | 2.43% | 1.76% | 1.62% | 1.36% | 1.32% | 1.73% |
TRV The Travelers Companies, Inc. | 1.22% | 1.50% | 1.72% | 2.06% | 1.96% | 2.23% | 2.40% | 2.36% | 2.53% | 2.09% | 2.14% | 2.11% |
Financials
PPBN vs. TRV - Financials Comparison
This section allows you to compare key financial metrics between Pinnacle Bankshares Corporation and The Travelers Companies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PPBN vs. TRV - Profitability Comparison
PPBN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Pinnacle Bankshares Corporation reported a gross profit of 16.99M and revenue of 19.91M. Therefore, the gross margin over that period was 85.3%.
TRV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, The Travelers Companies, Inc. reported a gross profit of 4.45B and revenue of 12.15B. Therefore, the gross margin over that period was 36.6%.
PPBN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Pinnacle Bankshares Corporation reported an operating income of 8.05M and revenue of 19.91M, resulting in an operating margin of 40.4%.
TRV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, The Travelers Companies, Inc. reported an operating income of 2.88B and revenue of 12.15B, resulting in an operating margin of 23.7%.
PPBN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Pinnacle Bankshares Corporation reported a net income of 6.45M and revenue of 19.91M, resulting in a net margin of 32.4%.
TRV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, The Travelers Companies, Inc. reported a net income of 2.21B and revenue of 12.15B, resulting in a net margin of 18.2%.
Frequently Asked Questions
PPBN and TRV have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TRV has higher volatility (11.55%) compared to PPBN (5.33%). In terms of maximum drawdown, PPBN dropped -77.78% vs TRV's -55.11%.
PPBN currently has the higher Sharpe Ratio (5.96 vs 2.24), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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