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Principal Diversified Income Fund (PGDIX)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Principal Diversified Income Fund (PGDIX)

Mutual Fund · Currency in USD · Last updated May 30, 2025

The fund generally invests a majority of its assets in fixed income securities, such as investment-grade corporate bonds, high yield bonds (also known as "junk" bonds), preferred securities, commercial mortgage-backed securities, and emerging market debt securities, in an effort to provide incremental yields over a portfolio of government securities. Such securities include instruments with variable or floating interest rates. The fixed income portion of the it is not managed to a particular maturity or duration. The fund invests in foreign, including emerging market, securities.

Fund Info

ISIN

US74254V2328

CUSIP

74254V232

Issuer

Principal Funds

Inception Date

Dec 14, 2008

Category

Multisector Bonds

Min. Investment

$0

Asset Class

Bond

Expense Ratio

PGDIX has an expense ratio of 0.68%, placing it in the medium range.

Share Price Chart

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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Principal Diversified Income Fund

Popular comparisons:
PGDIX vs. ONEQ PGDIX vs. FSKAX
Popular comparisons:
PGDIX vs. ONEQ PGDIX vs. FSKAX

Performance

Performance Chart

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S&P 500

Returns By Period

Principal Diversified Income Fund (PGDIX) returned 2.45% year-to-date (YTD) and 6.80% over the past 12 months. Over the past 10 years, PGDIX returned 3.58% annually, underperforming the S&P 500 benchmark at 10.84%.

PGDIX

YTD

2.45%

1M

0.67%

6M

1.91%

1Y

6.80%

3Y*

4.07%

5Y*

5.70%

10Y*

3.58%

^GSPC (Benchmark)

YTD

0.52%

1M

6.32%

6M

-1.44%

1Y

12.25%

3Y*

12.45%

5Y*

14.20%

10Y*

10.84%

*Annualized

Monthly Returns

The table below presents the monthly returns of PGDIX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
20250.82%1.33%-0.45%-0.11%0.84%2.45%
20240.50%-0.43%1.34%-1.19%1.29%0.50%1.78%1.25%1.33%-1.25%1.03%-0.78%5.44%
20233.45%-1.47%0.23%0.73%-0.88%1.00%1.04%-0.57%-1.62%-1.13%4.30%3.35%8.53%
2022-2.43%-1.76%-0.27%-2.92%-0.64%-3.95%2.89%-1.26%-4.09%0.22%3.07%-0.39%-11.20%
2021-0.15%0.74%1.49%2.07%1.16%0.14%0.94%1.22%-1.88%1.30%-1.04%2.45%8.66%
20200.68%-2.23%-15.63%1.98%3.13%2.20%3.57%1.83%-0.27%0.68%5.04%2.61%1.89%
20194.49%0.86%1.05%1.27%-0.82%2.32%0.55%-0.05%0.84%0.69%0.03%1.85%13.77%
20181.50%-2.79%0.52%0.01%-0.78%-0.72%1.72%-1.15%0.61%-2.36%0.09%-2.04%-5.38%
20171.75%1.59%0.05%1.13%0.77%0.17%1.47%0.88%0.34%0.47%0.50%0.67%10.23%
2016-1.57%0.43%3.50%1.65%0.20%1.93%1.90%0.85%0.70%-0.32%-1.49%1.56%9.63%
20150.56%1.35%-0.15%1.48%-0.08%-1.77%0.35%-2.25%-1.63%2.56%-0.83%-1.71%-2.23%
20140.51%2.56%1.19%1.39%1.63%1.40%-1.07%1.48%-1.74%0.60%-0.28%-1.18%6.58%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 92, PGDIX is among the top 8% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.

The Risk-Adjusted Performance Rank of PGDIX is 9292
Overall Rank
The Sharpe Ratio Rank of PGDIX is 9292
Sharpe Ratio Rank
The Sortino Ratio Rank of PGDIX is 9191
Sortino Ratio Rank
The Omega Ratio Rank of PGDIX is 9090
Omega Ratio Rank
The Calmar Ratio Rank of PGDIX is 9393
Calmar Ratio Rank
The Martin Ratio Rank of PGDIX is 9191
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Principal Diversified Income Fund (PGDIX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Principal Diversified Income Fund Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 2.17
  • 5-Year: 1.29
  • 10-Year: 0.67
  • All Time: 1.12

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Principal Diversified Income Fund compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

Principal Diversified Income Fund provided a 6.21% dividend yield over the last twelve months, with an annual payout of $0.73 per share.

4.50%5.00%5.50%6.00%6.50%7.00%$0.00$0.20$0.40$0.60$0.80$1.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.73$0.74$0.77$0.62$0.64$0.62$0.71$0.65$0.66$0.77$0.69$1.01

Dividend yield

6.21%6.28%6.47%5.34%4.59%4.63%5.12%5.11%4.67%5.76%5.27%7.19%

Monthly Dividends

The table displays the monthly dividend distributions for Principal Diversified Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.06$0.06$0.06$0.06$0.06$0.29
2024$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.07$0.08$0.74
2023$0.05$0.05$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.13$0.77
2022$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.08$0.62
2021$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.06$0.06$0.06$0.07$0.64
2020$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.07$0.62
2019$0.05$0.05$0.06$0.06$0.06$0.06$0.05$0.05$0.05$0.05$0.05$0.09$0.71
2018$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.08$0.65
2017$0.06$0.06$0.06$0.06$0.06$0.05$0.05$0.05$0.05$0.05$0.05$0.07$0.66
2016$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.06$0.16$0.77
2015$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.15$0.69
2014$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.46$1.01

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the Principal Diversified Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Principal Diversified Income Fund was 23.76%, occurring on Mar 23, 2020. Recovery took 197 trading sessions.

Depth

Start

To Bottom

Bottom

To Recover

End

Total

-23.76%Feb 24, 202021Mar 23, 2020197Dec 31, 2020218
-20.96%Jan 7, 200942Mar 9, 200937Apr 30, 200979
-14.6%Jan 3, 2022203Oct 21, 2022444Jul 31, 2024647
-10.59%Jul 11, 201161Oct 4, 201182Feb 1, 2012143
-9.69%Apr 29, 2015200Feb 11, 201697Jun 30, 2016297
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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