PortfoliosLab logoPortfoliosLab logo
PLTNX vs. PHTNX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

PLTNX vs. PHTNX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal LifeTime Hybrid 2055 Fund (PLTNX) and Principal LifeTime Hybrid 2030 Fund (PHTNX). The values are adjusted to include any dividend payments, if applicable.

Loading graphics...

PLTNX vs. PHTNX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
PLTNX
Principal LifeTime Hybrid 2055 Fund
-4.53%19.89%17.25%20.33%-18.49%19.70%15.78%26.17%-9.84%21.03%
PHTNX
Principal LifeTime Hybrid 2030 Fund
-2.64%14.41%11.06%14.92%-16.76%13.88%14.74%20.92%-7.30%16.81%

Returns By Period

In the year-to-date period, PLTNX achieves a -4.53% return, which is significantly lower than PHTNX's -2.64% return. Over the past 10 years, PLTNX has outperformed PHTNX with an annualized return of 10.48%, while PHTNX has yielded a comparatively lower 7.95% annualized return.


PLTNX

1D
-0.39%
1M
-8.15%
YTD
-4.53%
6M
-1.63%
1Y
16.31%
3Y*
14.86%
5Y*
8.25%
10Y*
10.48%

PHTNX

1D
-0.07%
1M
-5.60%
YTD
-2.64%
6M
-0.56%
1Y
11.30%
3Y*
10.51%
5Y*
5.40%
10Y*
7.95%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


PLTNX vs. PHTNX - Expense Ratio Comparison

Both PLTNX and PHTNX have an expense ratio of 0.05%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.


Return for Risk

PLTNX vs. PHTNX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PLTNX
PLTNX Risk / Return Rank: 5757
Overall Rank
PLTNX Sharpe Ratio Rank: 5555
Sharpe Ratio Rank
PLTNX Sortino Ratio Rank: 6060
Sortino Ratio Rank
PLTNX Omega Ratio Rank: 5757
Omega Ratio Rank
PLTNX Calmar Ratio Rank: 5050
Calmar Ratio Rank
PLTNX Martin Ratio Rank: 6565
Martin Ratio Rank

PHTNX
PHTNX Risk / Return Rank: 6464
Overall Rank
PHTNX Sharpe Ratio Rank: 6464
Sharpe Ratio Rank
PHTNX Sortino Ratio Rank: 6666
Sortino Ratio Rank
PHTNX Omega Ratio Rank: 6464
Omega Ratio Rank
PHTNX Calmar Ratio Rank: 5858
Calmar Ratio Rank
PHTNX Martin Ratio Rank: 7070
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PLTNX vs. PHTNX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2055 Fund (PLTNX) and Principal LifeTime Hybrid 2030 Fund (PHTNX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


PLTNXPHTNXDifference

Sharpe ratio

Return per unit of total volatility

1.02

1.15

-0.13

Sortino ratio

Return per unit of downside risk

1.54

1.68

-0.14

Omega ratio

Gain probability vs. loss probability

1.22

1.24

-0.02

Calmar ratio

Return relative to maximum drawdown

1.22

1.37

-0.15

Martin ratio

Return relative to average drawdown

6.15

6.61

-0.46

PLTNX vs. PHTNX - Sharpe Ratio Comparison

The current PLTNX Sharpe Ratio is 1.02, which is comparable to the PHTNX Sharpe Ratio of 1.15. The chart below compares the historical Sharpe Ratios of PLTNX and PHTNX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Loading graphics...

Sharpe Ratios by Period


PLTNXPHTNXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.02

1.15

-0.13

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.54

0.52

+0.02

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.67

0.71

-0.05

Sharpe Ratio (All Time)

Calculated using the full available price history

0.61

0.65

-0.04

Correlation

The correlation between PLTNX and PHTNX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

PLTNX vs. PHTNX - Dividend Comparison

PLTNX's dividend yield for the trailing twelve months is around 4.81%, more than PHTNX's 4.74% yield.


TTM20252024202320222021202020192018201720162015
PLTNX
Principal LifeTime Hybrid 2055 Fund
4.81%4.59%4.40%2.84%9.11%4.23%3.11%3.47%4.68%2.21%1.99%1.63%
PHTNX
Principal LifeTime Hybrid 2030 Fund
4.74%4.62%3.71%3.42%8.05%5.40%4.44%3.70%3.79%2.52%2.28%1.68%

Drawdowns

PLTNX vs. PHTNX - Drawdown Comparison

The maximum PLTNX drawdown since its inception was -32.71%, which is greater than PHTNX's maximum drawdown of -24.52%. Use the drawdown chart below to compare losses from any high point for PLTNX and PHTNX.


Loading graphics...

Drawdown Indicators


PLTNXPHTNXDifference

Max Drawdown

Largest peak-to-trough decline

-32.71%

-24.52%

-8.19%

Max Drawdown (1Y)

Largest decline over 1 year

-11.90%

-7.69%

-4.21%

Max Drawdown (5Y)

Largest decline over 5 years

-25.48%

-22.06%

-3.42%

Max Drawdown (10Y)

Largest decline over 10 years

-32.71%

-24.52%

-8.19%

Current Drawdown

Current decline from peak

-8.66%

-5.79%

-2.87%

Average Drawdown

Average peak-to-trough decline

-4.83%

-4.03%

-0.80%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.36%

1.59%

+0.77%

Volatility

PLTNX vs. PHTNX - Volatility Comparison

Principal LifeTime Hybrid 2055 Fund (PLTNX) has a higher volatility of 5.01% compared to Principal LifeTime Hybrid 2030 Fund (PHTNX) at 3.32%. This indicates that PLTNX's price experiences larger fluctuations and is considered to be riskier than PHTNX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


Loading graphics...

Volatility by Period


PLTNXPHTNXDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.01%

3.32%

+1.69%

Volatility (6M)

Calculated over the trailing 6-month period

9.07%

5.68%

+3.39%

Volatility (1Y)

Calculated over the trailing 1-year period

16.20%

10.04%

+6.16%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

15.39%

10.49%

+4.90%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

15.77%

11.20%

+4.57%